Heritage Financial Group, Inc. (HBOS) - Company Capsule
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Heritage Financial Group, Inc. (Heritage Financial) operates as a bank holding company for HeritageBank of the South. The company operates through its four business segments: personal banking, commercial banking, online services, and investment services. Its personal banking segment offers personal checking accounts, personal savings accounts, personal mortgage services, and convenient services. Heritage Financials' commercial banking segment provides business checking accounts, business savings accounts, business loans, and business credit cards. The company's online services segment offers HBOS mobile app services, online banking services, and bill pay services. Its investment services segment provides retirement plans, life insurance, and college savings plans, among others. The company has operations across the US. Heritage Financial is headquartered in Albany, Georgia, the US.