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Personal Accident and Health Insurance in the Netherlands, Key Trends and Opportunities to 2020

Personal Accident and Health Insurance in the Netherlands, Key Trends and Opportunities to 2020

Synopsis

Timetric’s 'Personal Accident and Health Insurance in the Netherlands, Key Trends and Opportunities to 2020' report provides a detailed outlook by product category for the Dutch personal accident and health insurance segment, and a comparison of the Dutch insurance industry with its regional counterparts.

It provides key performance indicators such as written premium, incurred loss, loss ratio, commissions and expenses, combined ratio, total assets, total investment income and retentions during the review period (2011–2015) and forecast period (2015–2020).

The report also analyzes distribution channels operating in the segment, gives a comprehensive overview of the Dutch economy and demographics, and provides detailed information on the competitive landscape in the country.

The report brings together Timetric’s research, modeling and analysis expertise, giving insurers access to information on segment dynamics and competitive advantages, and profiles of insurers operating in the country. The report also includes details of insurance regulations, and recent changes in the regulatory structure.

Summary

Timetric’s 'Personal Accident and Health Insurance in the Netherlands, Key Trends and Opportunities to 2020' report provides in-depth market analysis, information and insights into the Dutch personal accident and health insurance segment, including:

  • An overview of the Dutch personal accident and health insurance segment
  • The Dutch personal accident and health insurance segment’s growth prospects by category
  • A comprehensive overview of the Dutch economy and demographics
  • A comparison of the Dutch personal accident and health insurance segment with its regional counterparts
  • The various distribution channels in the Dutch personal accident and health insurance segment
  • Details of the competitive landscape in the personal accident and health insurance segment in the Netherlands
  • Details of regulatory policy applicable to the Dutch insurance industry
Scope

This report provides a comprehensive analysis of the personal accident and health insurance segment in the Netherlands:
  • It provides historical values for the Dutch personal accident and health insurance segment for the report’s 2011–2015 review period, and projected figures for the 2015–2020 forecast period.
  • It offers a detailed analysis of the key categories in the Dutch personal accident and health insurance segment, and market forecasts to 2020.
  • It provides a comparison of the Dutch personal accident and health insurance segment with its regional counterparts
  • It provides an overview of the various distribution channels for personal accident and health insurance products in the Netherlands.
  • It profiles the top personal accident and health insurance companies in the Netherlands, and outlines the key regulations affecting them.
Reasons To Buy
  • Make strategic business decisions using in-depth historic and forecast market data related to the Dutch personal accident and health insurance segment, and each category within it.
  • Understand the demand-side dynamics, key market trends and growth opportunities in the Dutch personal accident and health insurance segment.
  • Assess the competitive dynamics in the personal accident and health insurance segment.
  • Identify growth opportunities and market dynamics in key product categories.
  • Gain insights into key regulations governing the Dutch insurance industry, and their impact on companies and the industry's future.
Key Highlights
  • Solvency II came into force in Netherlands on January 1, 2016. It is based on three pillars: risk-based quantitative requirements, governance and supervision, and disclosure and transparency.
  • The EU has enforced the Markets in Financial Instruments (MIFID II), Packaged Retail Investment Products (PRIPs) and the Insurance Mediation Directive to ensure transparency for consumers over fees paid for insurance and the values they should receive.
  • The Dutch personal accident and health segment is moderately concentrated, with the 10 leading companies accounting for 71.1% of the segment’s total gross written premium in 2015.


  • Key Facts and Highlights
    • Table Dutch Personal Accident and Health Insurance - Key Facts, 2015
    • Table Dutch Personal Accident and Health Insurance - Segment Shares of the Top Insurers, 2015
  • Executive Summary
  • Economy and Demographics
    • Table Dutch Government Credit Ratings
  • Segment Outlook
    • Regional Comparison
    • Segment Indicators
      • Gross written premium and penetration
        • Table Dutch Personal Accident and Health Insurance - Gross Written Premium (EUR Billion and US$ Billion), 2011-2015
        • Table Dutch Personal Accident and Health Insurance - Penetration (%), 2011-2015
        • Table Dutch Personal Accident and Health Insurance - Gross Written Premium (EUR Billion and US$ Billion), 2015-2020
        • Table Dutch Personal Accident and Health Insurance - Penetration (%), 2015-2020
        • Table Dutch Personal Accident and Health Insurance - Premium per Capita (EUR and US$), 2011-2015
        • Table Dutch Personal Accident and Health Insurance - Premium per Capita (EUR and US$), 2015-2020
      • Claims
        • Table Dutch Personal Accident and Health Insurance - Paid Claims (EUR Billion and US$ Billion), 2011-2015
        • Table Dutch Personal Accident and Health Insurance - Paid Claims (EUR Billion and US$ Billion), 2015-2020
      • Profitability
        • Table Dutch Personal Accident and Health Insurance - Profitability Ratio (%), 2011-2015
        • Table Dutch Personal Accident and Health Insurance - Profitability Ratio (%), 2015-2020
      • Assets and investments
        • Table Dutch Personal Accident and Health Insurance - Total Assets (EUR Billion and US$ Billion), 2011-2015
        • Table Dutch Personal Accident and Health Insurance - Total Assets (EUR Billion and US$ Billion), 2015-2020
        • Table Dutch Personal Accident and Health Insurance - Total Investment Income (EUR Million and US$ Million), 2011-2015
        • Table Dutch Personal Accident and Health Insurance - Total Investment Income (EUR Million and US$ Million), 2015-2020
        • Table Dutch Personal Accident and Health Insurance - Investment Portfolio (EUR Billion), 2011-2015
        • Table Dutch Personal Accident and Health Insurance - Investment Portfolio (EUR Billion), 2015-2020
  • Outlook by Category
    • Table Dutch Personal Accident and Health Insurance - Direct Written Premium by Category (EUR Billion), 2011-2015
    • Table Dutch Personal Accident and Health Insurance - Direct Written Premium by Category (EUR Billion), 2015-2020
    • Personal Accident Insurance
      • Premium
        • Table Dutch Personal Accident Insurance - Direct Written Premium (EUR Billion and US$ Billion), 2011-2015
        • Table Dutch Personal Accident Insurance - Direct Written Premium (EUR Billion and US$ Billion), 2015-2020
      • Claims
        • Table Dutch Personal Accident Insurance - Paid Claims (EUR Billion and US$ Billion), 2011-2015
        • Table Dutch Personal Accident Insurance - Paid Claims (EUR Billion and US$ Billion), 2015-2020
      • Profitability
        • Table Dutch Personal Accident Insurance - Loss Ratio (%), 2011-2015
        • Table Dutch Personal Accident Insurance - Loss Ratio (%), 2015-2020
    • Health Insurance
      • Premium
        • Table Dutch Health Insurance - Direct Written Premium by Sub-Category (EUR Billion), 2011-2015
        • Table Dutch Health Insurance - Direct Written Premium by Sub-Category (EUR Billion), 2015-2020
      • Claims
        • Table Dutch Health Insurance - Paid Claims (EUR Billion and US$ Billion), 2011-2015
        • Table Dutch Health Insurance - Paid Claims (EUR Billion and US$ Billion), 2015-2020
      • Profitability
        • Table Dutch Health Insurance - Loss Ratio (%), 2011-2015
        • Table Dutch Health Insurance - Loss Ratio (%), 2015-2020
    • Travel Insurance
      • Premium
        • Table Dutch Travel Insurance - Direct Written Premium (EUR Million), 2011-2015
        • Table Dutch Travel Insurance - Direct Written Premium (EUR Million), 2015-2020
      • Claims
        • Table Dutch Travel Insurance - Paid Claims (EUR Million and US$ Million), 2011-2015
        • Table Dutch Travel Insurance - Paid Claims (EUR Million and US$ Million), 2015-2020
      • Profitability
        • Table Dutch Travel Insurance - Loss Ratio (%), 2011-2015
        • Table Dutch Travel Insurance - Loss Ratio (%), 2015-2020
  • Distribution Channel Outlook
    • Table Dutch Personal Accident and Health Insurance - Direct Written Premium by Distribution Channel (EUR Billion), 2011-2015
    • Table Dutch Personal Accident and Health Insurance - Direct Written Premium by Distribution Channel (EUR Billion), 2015-2020
    • Table Dutch Personal Accident and Health Insurance - Percentage of Direct Written Premium, by Distribution Channel, 2011-2020
    • Analysis by Distribution Channel
  • Competitive Landscape
    • Table Dutch Personal Accident and Health Insurance - Market Shares of Leading Insurers (%), 2015
    • Company Profiles
      • Zilveren Kruis Achmea Zorgverzekeringen NV - company overview
        • Table Zilveren Kruis Achmea Zorgverzekeringen NV - Key Facts
        • Table Zilveren Kruis Achmea Zorgverzekeringen NV - Key Financials (EUR Million), 2011-2015
      • Centrale Zorgverzekeraars Groep, Zorgverzekeraar ua OWM - company overview
        • Table Centrale Zorgverzekeraars Groep, Zorgverzekeraar u.a. OWM - Key Facts
        • Table Centrale Zorgverzekeraars Groep, Zorgverzekeraar u.a. OWM - Key Financials (EUR Million), 2011-2015
      • VGZ Zorgverzekeraar NV - company overview
        • Table VGZ Zorgverzekeraar NV - Key Facts
        • Table VGZ Zorgverzekeraar NV - Key Financials (EUR Million), 2011-2015
      • Menzis Zorgverzekeraar NV - company overview
        • Table Menzis Zorgverzekeraar NV - Key Facts
        • Table Menzis Zorgverzekeraar NV - Key Financials (EUR Million), 2011-2015
      • Univé Zorg NV - company overview
        • Table Univé Zorg NV - Key Facts
        • Table Univé Zorg NV - Key Financials (EUR Million), 2011-2015
  • Governance, Risk and Compliance
    • Table The Netherlands - Insurance Regulatory Framework Key Features
    • Legislation Overview and Historical Evolution
    • Latest Changes in Regulation
    • Legislation and Market Practice by Type of Insurance
      • Life insurance
        • Table The Netherlands - Life Insurance Regulatory Framework
      • Property insurance
        • Table The Netherlands - Property Insurance Regulatory Framework
      • Motor insurance
        • Table The Netherlands - Motor Insurance Regulatory Framework
      • Liability insurance
        • Table The Netherlands - Liability Insurance Regulatory Framework
      • Marine, aviation and transit insurance
      • Personal accident and health insurance
    • Compulsory Insurance
      • Marine insurance
      • Aviation liability insurance
        • Table The Netherlands - Minimum Cover for Aircraft Third-Party Liability per Accident per Aircraft
      • Motor third-party liability insurance
      • Health insurance
      • Social insurance system
      • Professional indemnity insurance for alternative investment fund managers
      • Professional indemnity insurance for insurance intermediaries
      • Clinical trials liability insurance
      • Liability for ships with respect to oil pollution
    • Supervision and Control
      • International Association of Insurance Supervisors
      • European Insurance and Occupational Pensions Authority
      • The Authority for the Financial Markets
      • Dutch Central Bank
      • Federation of European Risk Management Associations
      • Dutch Association of Insurers
    • Non-Admitted Insurance Regulation
      • Overview
      • Intermediaries
      • Market practices
      • Fines and Penalties
    • Company Registration and Operations
      • Type of insurance organization
      • Establishing a local company
      • Foreign ownership
      • Types of license
      • Capital requirements
      • Solvency margin
      • Reserve requirements
      • Investment regulations
      • Statutory return requirements
      • Fee structure
    • Taxation
      • Insurance premium or policy taxation
      • Withholding taxes on premium paid overseas
      • Corporate tax
        • Table The Netherlands - Corporate Tax Rates for the Financial Year 2017
      • VAT
      • Captives
    • Legal System
      • Introduction
      • Access to court
      • Alternative dispute resolution
  • Databook
    • Policies and Premium
      • Table Dutch Personal Accident and Health Insurance Industry - Policies and Premium, 2011-2015
      • Table Dutch Personal Accident and Health Insurance Industry - Policies and Premium, 2015-2020
    • Claims and Expenses
      • Table Dutch Personal Accident and Health Insurance - Claims and Expenses, 2011-2015
      • Table Dutch Personal Accident and Health Insurance - Claims and Expenses, 2015-2020
    • Assets and Investments
      • Table Dutch Personal Accident and Health Insurance - Assets and Investments, 2011-2015
      • Table Dutch Personal Accident and Health Insurance - Assets and Investments, 2015-2020
    • Direct Marketing and E-Commerce
      • Table Dutch Personal Accident and Health Insurance - Direct Marketing and ECommerce, 2011-2015
      • Table Dutch Personal Accident and Health Insurance - Direct Marketing and ECommerce, 2015-2020
    • Insurance Brokers and Agencies
      • Table Dutch Personal Accident and Health Insurance - Insurance Brokers and Agencies, 2011-2015
      • Table Dutch Personal Accident and Health Insurance - Insurance Brokers and Agencies, 2015-2020
    • Personal Accident Insurance
      • Table Dutch Personal Accident and Health Insurance - Personal Accident Insurance, 2011-2015
      • Table Dutch Personal Accident and Health Insurance - Personal Accident Insurance, 2015-2020
    • Health Insurance
      • Table Dutch Personal Accident and Health Insurance - Health Insurance, 2011-2015
      • Table Dutch Personal Accident and Health Insurance - Health Insurance, 2015-2020
    • Health Insurance by Product
      • Table Dutch Personal Accident and Health Insurance - Health by Product, 2011-2015
      • Table Dutch Personal Accident and Health Insurance - Health by Product, 2015-2020
    • Travel Insurance
      • Table Dutch Personal Accident and Health Insurance - Travel Insurance, 2011-2015
      • Table Dutch Personal Accident and Health Insurance - Travel Insurance, 2015-2020
  • Definitions and Methodology
    • Definitions
      • Table Insurance Industry Definitions
    • Methodology
  • About Timetric
    • Contact Timetric
    • About Timetric
    • Timetric's Services
    • Disclaimer

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