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Personal Accident and Health Insurance in the US, Key Trends and Opportunities to 2020

Personal Accident and Health Insurance in the US, Key Trends and Opportunities to 2020

Synopsis

Timetric’s 'Personal Accident and Health Insurance in the US, Key Trends and Opportunities to 2020' report provides a detailed outlook by product category for the US personal accident and health insurance segment, and a comparison of the US insurance industry with its regional counterparts.

It provides key performance indicators such as written premium, incurred loss, loss ratio, commissions and expenses, combined ratio, total assets, total investment income and retentions during the review period (2011–2015) and forecast period (2015–2020).

The report also analyzes distribution channels operating in the segment, gives a comprehensive overview of the US economy and demographics, and provides detailed information on the competitive landscape in the country.

The report brings together Timetric’s research, modeling and analysis expertise, giving insurers access to information on segment dynamics and competitive advantages, and profiles of insurers operating in the country. The report also includes details of insurance regulations, and recent changes in the regulatory structure.

Summary

Timetric’s 'Personal Accident and Health Insurance in the US, Key Trends and Opportunities to 2020' report provides in-depth market analysis, information and insights into the US personal accident and health insurance segment, including:

  • An overview of the US personal accident and health insurance segment
  • The US personal accident and health insurance segment’s growth prospects by category
  • A comprehensive overview of the US economy and demographics
  • A comparison of the US personal accident and health insurance segment with its regional counterparts
  • The various distribution channels in the US personal accident and health insurance segment
  • Details of the competitive landscape in the personal accident and health insurance segment in the US
  • Details of regulatory policy applicable to the US insurance industry
Scope

This report provides a comprehensive analysis of the personal accident and health insurance segment in the US:
  • It provides historical values for the US personal accident and health insurance segment for the report’s 2011–2015 review period, and projected figures for the 2015–2020 forecast period.
  • It offers a detailed analysis of the key categories in the US personal accident and health insurance segment, and market forecasts to 2020.
  • It provides a comparison of the US personal accident and health insurance segment with its regional counterparts
  • It provides an overview of the various distribution channels for personal accident and health insurance products in the US.
  • It profiles the top personal accident and health insurance companies in the US, and outlines the key regulations affecting them.
Reasons To Buy
  • Make strategic business decisions using in-depth historic and forecast market data related to the US personal accident and health insurance segment, and each category within it.
  • Understand the demand-side dynamics, key market trends and growth opportunities in the US personal accident and health insurance segment.
  • Assess the competitive dynamics in the personal accident and health insurance segment.
  • Identify growth opportunities and market dynamics in key product categories.
  • Gain insights into key regulations governing the US insurance industry, and their impact on companies and the industry's future.
Key Highlights
  • The personal accident and health segment accounted for 36.3% of the overall insurance gross written premium in the US in 2015.
  • Healthcare expenditure accounted for 17.8% of the country’s GDP in 2015.
  • The proportion of US citizens without health insurance stood at 9.1% .
  • The US personal accident and health insurance segment is highly competitive, and contains both domestic and foreign insurers.


  • Key Facts and Highlights
    • Table US Personal Accident and Health Insurance - Key Facts, 2015
    • Table US Personal Accident and Health Insurance - Segment Shares of the Top Insurers, 2015
  • Executive Summary
  • Economy and Demographics
    • Table US Government Credit Ratings
  • Segment Outlook
    • Regional Comparison
    • Segment Indicators
      • Gross written premium and penetration
        • Table US Personal Accident and Health Insurance - Gross Written Premium (US$ Billion), 2011-2015
        • Table US Personal Accident and Health Insurance - Penetration (%), 2011-2015
        • Table US Personal Accident and Health Insurance - Gross Written Premium (US$ Billion), 2015-2020
        • Table US Personal Accident and Health Insurance - Penetration (%), 2015-2020
        • Table US Personal Accident and Health Insurance - Premium per Capita (US$ and US$), 2011-2015
        • Table US Personal Accident and Health Insurance - Premium per Capita (US$ and US$), 2015-2020
      • Claims
        • Table US Personal Accident and Health Insurance - Paid Claims (US$ Billion), 2011-2015
        • Table US Personal Accident and Health Insurance - Paid Claims (US$ Billion), 2015-2020
      • Profitability
        • Table US Personal Accident and Health Insurance - Profitability Ratio (%), 2011-2015
        • Table US Personal Accident and Health Insurance - Profitability Ratio (%), 2015-2020
      • Assets and investments
        • Table US Personal Accident and Health Insurance - Total Assets (US$ Trillion), 2011-2015
        • Table US Personal Accident and Health Insurance - Total Assets (US$ Trillion), 2015-2020
        • Table US Personal Accident and Health Insurance - Total Investment Income (US$ Billion), 2011-2015
        • Table US Personal Accident and Health Insurance - Total Investment Income (US$ Billion), 2015-2020
        • Table US Personal Accident and Health Insurance - Investment Portfolio (US$ Billion), 2011-2015
        • Table US Personal Accident and Health Insurance - Investment Portfolio (US$ Billion), 2015-2020
  • Outlook by Category
    • Health Insurance
      • Claims
        • Table US Health Insurance - Paid Claims (US$ Billion), 2011-2015
        • Table US Health Insurance - Paid Claims (US$ Billion and US$ Billion), 2015-2020
      • Profitability
        • Table US Health Insurance - Loss Ratio (%), 2011-2015
        • Table US Health Insurance - Loss Ratio (%), 2015-2020
  • Distribution Channel Outlook
    • Analysis by Distribution Channel
      • Brokers
      • Agencies
      • Direct marketing
      • Bancassurance
      • E-commerce
  • Competitive Landscape
    • Table US Personal Accident and Health Insurance - Market Shares of Leading Insurers (%), 2015
    • Company Profiles
      • United Health Group - company overview
        • Table United Health Group - Key Facts
        • Table United Health Group - Key Financials (US$ Million), 2011-2015
      • Kaiser Foundation Group - company overview
        • Table Kaiser Foundation Group - Key Facts
      • Anthem Inc. - company overview
        • Table Anthem, Inc. - Key Facts
        • Table Anthem, Inc. - Key Financials (US$ Million), 2011-2015
      • Humana Group - company overview
        • Table Humana Group - Key Facts
        • Table Humana Group - Key Financials (US$ Million), 2011-2015
      • Aetna Group - company overview
        • Table Aetna Group - Key Facts
        • Table Aetna Group - Key Financials (US$ Million), 2011-2015
  • Governance, Risk and Compliance
    • Table The US - Insurance Regulatory Framework Key Features
    • Legislation Overview and Historical Evolution
    • Latest Changes in Regulation
    • Legislation and Market Practice by Type of Insurance
      • Life insurance
        • Table The US - Life Insurance Regulatory Framework
      • Property insurance
        • Table The US - Property Insurance Regulatory Framework
        • Table The US - The US TRIP Highlights
      • Motor insurance
        • Table The US - Motor Insurance Regulatory Framework
      • Liability insurance
        • Table The US - Liability Insurance Regulatory Framework
      • Marine, aviation and transit insurance
      • Personal accident and health insurance
    • Compulsory Insurance
      • Motor third-party liability insurance
        • Table The US - Maximum Cover for Motor Third-Party Liability Per Accident by State
      • Health insurance
      • Social insurance system
      • Aviation third-party liability insurance
    • Supervision and Control
      • International Association of Insurance Supervisors
      • National Association of Insurance Commissioners
      • Federal Insurance Office
      • American Insurance Association
      • National Association of Mutual Insurance Companies
      • Property Casualty Insurers of America
      • Reinsurance Association of America
      • American Council of Life Insurers
    • Non-Admitted Insurance Regulation
      • Overview
      • Intermediaries
      • Market practices
      • Fines and Penalties
    • Company Registration and Operations
      • Type of insurance organization
      • Establishing a local company
        • Table The US - California - Statutory Membership in Insurance Associations
      • Foreign ownership
      • Types of license
      • Capital requirements
        • Table The US - California - Minimum Paid-up Share Capital Requirements for Nonlife Insurers
        • Table The US - California - Minimum Paid-up Share Capital Requirements for life Insurers
        • Table The US - New York - Minimum Capital and Surplus Requirement
        • Table The US - New York - Minimum Capital and Surplus Requirement
      • Solvency margin
      • Reserve requirements
      • Investment regulations
      • Statutory return requirements
      • Fee structure
        • Table The US - California - Authorization Fee for Insurers
        • Table The US - California - License Fee for insurance intermediaries
    • Taxation
      • Insurance premium or policy taxation
      • Withholding taxes on premium paid overseas
      • Corporate tax
        • Table The US - Corporate Tax Rates for the Financial Year 2017
      • VAT
      • Captives
    • Legal System
      • Introduction
      • Access to court
      • Alternative dispute resolution (ADR)
  • Databook
    • Policies and Premium
      • Table US Personal Accident and Health Insurance Industry - Policies and Premium, 2011-2015
      • Table US Personal Accident and Health Insurance Industry - Policies and Premium, 2015-2020
      • Claims and expenses
        • Table US Personal Accident and Health Insurance - Claims and Expenses, 2011-2015
        • Table US Personal Accident and Health Insurance - Claims and Expenses, 2015-2020
      • Assets and investments
        • Table US Personal Accident and Health Insurance - Assets and Investments, 2011-2015
        • Table US Personal Accident and Health Insurance - Assets and Investments, 2015-2020
      • Health insurance
        • Table US Personal Accident and Health Insurance - Health Insurance, 2011-2015
        • Table US Personal Accident and Health Insurance - Health Insurance, 2015-2020
  • Definitions and Methodology
    • Definitions
      • Table Insurance Industry Definitions
    • Methodology
  • About Timetric
    • Contact Timetric
    • About Timetric
    • Timetric's Services
    • Disclaimer

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