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Personal Accident and Health Insurance in France, Key Trends and Opportunities to 2020

Synopsis

Timetric’s 'Personal Accident and Health Insurance in France, Key Trends and Opportunities to 2020' report provides detailed analysis of the trends, drivers, challenges in the French personal accident and health insurance segment.

It provides key performance indicators such as written premium, incurred loss, loss ratio, commissions and expenses, combined ratio, total assets, total investment income and retentions during the review period (2011–2015) and forecast period (2015–2020).

The report also analyzes distribution channels operating in the segment, gives a comprehensive overview of the French economy and demographics, and provides detailed information on the competitive landscape in the country.

The report brings together Timetric’s research, modeling and analysis expertise, giving insurers access to information on segment dynamics and competitive advantages, and profiles of insurers operating in the country. The report also includes details of insurance regulations, and recent changes in the regulatory structure.

Summary

Timetric’s 'Personal Accident and Health Insurance in France, Key Trends and Opportunities to 2020' report provides in-depth market analysis, information and insights into the French personal accident and health insurance segment, including:

  • The French personal accident and health insurance segment’s growth prospects by insurance category
  • Key trends, drivers and challenges for the personal accident and health insurance segment
  • A comprehensive overview of the French economy and demographics
  • The various distribution channels in the French personal accident and health insurance segment
  • Details of the competitive landscape in the personal accident and health insurance segment in France
  • Details of regulatory policy applicable to the French insurance industry
Scope

This report provides a comprehensive analysis of the personal accident and health insurance segment in France:
  • It provides historical values for the French personal accident and health insurance segment for the report’s 2011–2015 review period, and projected figures for the 2015–2020 forecast period.
  • It offers a detailed analysis of the key categories in the French personal accident and health insurance segment, and market forecasts to 2020.
  • It profiles the top personal accident and health insurance companies in France, and outlines the key regulations affecting them.
Reasons To Buy
  • Make strategic business decisions using in-depth historic and forecast market data related to the French personal accident and health insurance segment, and each category within it.
  • Understand the demand-side dynamics, key market trends and growth opportunities in the French personal accident and health insurance segment.
  • Assess the competitive dynamics in the personal accident and health insurance segment.
  • Identify growth opportunities and market dynamics in key product categories.
  • Gain insights into key regulations governing the French insurance industry, and their impact on companies and the industry's future.
Key Highlights
  • In October 2016, the first online-only health insurer, named Alan, was established in France.
  • Effective January 2016, supplementary health insurance was made compulsory for all private sector companies, regardless of size, area of activity, turnover and employee strength.
  • Effective January 2016, a Healthcare System Modernization Bill was implemented, which enables third party payments using private insurance and does not require patients to make up-front payments.
  • The Insurance Code, which governs insurance activity in France, was updated in January 2016.
  • In July 2016, the French Federation of Insurance Companies (FFSA) and the Pool of Mutual Insurance Companies (GEMA) merged to form the French Federation of Insurance (FFA).


  • Key Facts and Highlights
    • Table French Personal Accident and Health Insurance - Key Facts, 2015
    • Table French Personal Accident and Health Insurance - Segment Shares of the Top Insurers, 2015
  • Executive Summary
  • Economy and Demographics
    • Table French Government Credit Ratings
  • Segment Outlook
    • Regional Comparison
    • Segment Indicators
      • Gross written premium and penetration
        • Table French Personal Accident and Health Insurance - Gross Written Premium (EUR Billion and US$ Billion), 2011-2015
        • Table French Personal Accident and Health Insurance - Penetration (%), 2011-2015
        • Table French Personal Accident and Health Insurance - Gross Written Premium (EUR Billion and US$ Billion), 2015-2020
        • Table French Personal Accident and Health Insurance - Penetration (%), 2015-2020
        • Table French Personal Accident and Health Insurance - Premium per Capita (EUR and US$), 2011-2015
        • Table French Personal Accident and Health Insurance - Premium per Capita (EUR and US$), 2015-2020
      • Claims
        • Table French Personal Accident and Health Insurance - Paid Claims (EUR Billion and US$ Billion), 2011-2015
        • Table French Personal Accident and Health Insurance - Paid Claims (EUR Billion and US$ Billion), 2015-2020
      • Profitability
        • Table French Personal Accident and Health Insurance - Profitability Ratio (%), 2011-2015
        • Table French Personal Accident and Health Insurance - Profitability Ratio (%), 2015-2020
      • Assets and investments
        • Table French Personal Accident and Health Insurance - Total Assets (EUR Billion and US$ Billion), 2011-2015
        • Table French Personal Accident and Health Insurance - Total Assets (EUR Billion and US$ Billion), 2015-2020
        • Table French Personal Accident and Health Insurance - Total Investment Income (EUR Billion and US$ Billion), 2011-2015
        • Table French Personal Accident and Health Insurance - Total Investment Income (EUR Billion and US$ Billion), 2015-2020
  • Outlook by Category
    • Table French Personal Accident and Health Insurance - Direct Written Premium by Category (EUR Billion), 2011-2015
    • Table French Personal Accident and Health Insurance - Direct Written Premium by Category (EUR Billion), 2015-2020
    • Personal Accident Insurance
      • Premium
        • Table French Personal Accident Insurance - Direct Written Premium (EUR Billion and US$ Billion), 2011-2015
        • Table French Personal Accident Insurance - Direct Written Premium (EUR Billion and US$ Billion), 2015-2020
    • Health Insurance
      • Premium
        • Table French Health Insurance - Direct Written Premium by Category (EUR Billion), 2011-2015
        • Table French Health Insurance - Direct Written Premium by Category (EUR Billion), 2015-2020
    • Travel Insurance
      • Premium
        • Table French Travel Insurance - Direct Written Premium (EUR Billion), 2011-2015
        • Table French Travel Insurance - Direct Written Premium (EUR Billion), 2015-2020
      • Claims
        • Table French Travel Insurance - Paid Claims (EUR Million and US$ Million), 2011-2015
        • Table French Travel Insurance - Paid Claims (EUR Million and US$ Million), 2015-2020
      • Profitability
        • Table French Travel Insurance - Loss Ratio (%), 2011-2015
        • Table French Travel Insurance - Loss Ratio (%), 2015-2020
  • Distribution Channel Outlook
  • Competitive Landscape
    • Table French Personal Accident and Health Insurance - Segment Shares of Leading Insurers (%), 2015
    • Company Profiles
      • Axa France Assurance - company overview
        • Table Axa France Assurance - Key Facts
      • Groupama SA - company overview
        • Table Groupama SA - Key Facts
      • Allianz France SA - company overview
        • Table Allianz France SA - Key Facts
      • CNP Assurances SA - company overview
        • Table CNP Assurances SA - Key Facts
      • Generali France Assurances SA - company overview
        • Table Generali France Assurances SA - Key Facts
  • Governance, Risk and Compliance
    • Table France- Insurance Regulatory Framework Key Features
    • Legislation Overview and Historical Evolution
    • Latest Changes in Regulation
    • Legislation and Market Practice by Type of Insurance
      • Life insurance
        • Table France-Life Insurance Regulatory Framework
      • Property insurance
        • Table France-Property Insurance Regulatory Framework
      • Motor insurance
        • Table France-Motor Insurance Regulatory Framework
      • Liability insurance
        • Table France-Liability Insurance Regulatory Framework
      • Marine, aviation and transit insurance
      • Personal accident and health insurance
    • Compulsory Insurance
      • Motor third-party liability (MTPL) insurance
      • Workers' compensation
      • Air carriers and aircraft operators insurance
        • Table France-Minimum Cover for Aircraft Third-Party Liability Per Accident Per Aircraft
      • Professional indemnity insurance for alternative investment fund managers
      • Liability insurance for health professionals
      • Clinical trials liability insurance
      • Liability insurance for construction contractors (decennial liability insurance)
    • Supervision and Control
      • International Association of Insurance Supervisors
      • European Insurance and Occupational Pensions Authority
      • Autorité de Contrôle Prudentiel
      • Autorité des Marchés Financiers
      • Federation of European Risk Management Associations
    • Non-Admitted Insurance Regulations
      • Overview
      • Intermediaries
      • Market practices
      • Fines and Penalties
    • Company Registration and Operations
      • Type of insurance organization
      • Establishing a local company
      • Foreign ownership
      • Types of license
      • Capital requirements
      • Solvency margin
      • Reserve requirements
      • Investment regulations
      • Statutory return requirements
      • Fee structure
    • Taxation
      • Insurance premium or policy taxation
        • Table France-Motor Insurance Regulatory Framework
      • Withholding taxes on premium paid overseas
      • Corporate tax
        • Table France-Corporate Tax Rates for the Financial Year 2017
      • VAT
      • Captives
    • Legal System
      • Introduction
      • Access to court
      • Alternative dispute resolution
  • Databook
    • Policies and Premium
      • Table French Personal Accident and Health Insurance Industry - Policies and Premium, 2011-2015
      • Table French Personal Accident and Health Insurance Industry - Policies and Premium, 2015-2020
      • Claims and expenses
        • Table French Personal Accident and Health Insurance - Claims and Expenses, 2011-2015
        • Table French Personal Accident and Health Insurance - Claims and Expenses, 2015-2020
      • Assets and investments
        • Table French Personal Accident and Health Insurance - Assets and Investments, 2011-2015
        • Table French Personal Accident and Health Insurance - Assets and Investments, 2015-2020
      • Personal accident insurance
        • Table French Personal Accident and Health Insurance - Personal Accident Insurance, 2011-2015
        • Table French Personal Accident and Health Insurance - Personal Accident Insurance, 2015-2020
      • Health insurance
        • Table French Personal Accident and Health Insurance - Health Insurance, 2011-2015
        • Table French Personal Accident and Health Insurance - Health Insurance, 2015-2020
      • Travel insurance
        • Table French Personal Accident and Health Insurance - Travel Insurance, 2011-2015
        • Table French Personal Accident and Health Insurance - Travel Insurance, 2015-2020
  • Definitions and Methodology
    • Definitions
      • Table Insurance Industry Definitions
    • Methodology
  • About Timetric
    • Contact Timetric
    • About Timetric
    • Timetric's Services
    • Disclaimer

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