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Personal Accident and Health Insurance in the Czech Republic, Key Trends and Opportunities to 2020

Personal Accident and Health Insurance in the Czech Republic, Key Trends and Opportunities to 2020

Synopsis

Timetric’s 'Personal Accident and Health Insurance in the Czech Republic Key Trends and Opportunities to 2020' report provides a detailed outlook by product category for the Czech life insurance segment, and a comparison of the Czech insurance industry with its regional counterparts.

It provides key performance indicators such as written premium, incurred loss, loss ratio, commissions and expenses, combined ratio, total assets, total investment income and retentions during the review period (2011–2015) and forecast period (2015–2020).

The report also analyzes distribution channels operating in the segment, gives a comprehensive overview of the Czech economy and demographics, and provides detailed information on the competitive landscape in the country.

The report brings together Timetric’s research, modeling and analysis expertise, giving insurers access to information on segment dynamics and competitive advantages, and profiles of insurers operating in the country. The report also includes details of insurance regulations, and recent changes in the regulatory structure.

Summary

Timetric’s 'Personal Accident and Health Insurance in the Czech Republic Key Trends and Opportunities to 2020' report provides in-depth market analysis, information and insights into the Czech personal accident and health insurance segment, including:

  • An overview of the Czech personal accident and health insurance segment
  • The Czech personal accident and health insurance segment’s growth prospects by category
  • A comprehensive overview of the Czech economy and demographics
  • A comparison of the Czech personal accident and health insurance segment with its regional counterparts
  • The various distribution channels in the Czech personal accident and health insurance segment
  • Details of the competitive landscape in the personal accident and health insurance segment in the Czech Republic
  • Details of regulatory policy applicable to the Czech insurance industry
Scope

This report provides a comprehensive analysis of the personal accident and health insurance segment in the Czech Republic:
  • It provides historical values for the Czech personal accident and health insurance segment for the report’s 2011–2015 review period, and projected figures for the 2015–2020 forecast period.
  • It offers a detailed analysis of the key categories in the Czech personal accident and health insurance segment, and market forecasts to 2020.
  • It provides a comparison of the Czech personal accident and health insurance segment with its regional counterparts
  • It provides an overview of the various distribution channels for personal accident and health insurance products in the Czech Republic.
  • It profiles the top personal accident and health insurance companies in the Czech Republic, and outlines the key regulations affecting them.
Reasons To Buy
  • Make strategic business decisions using in-depth historic and forecast market data related to the Czech personal accident and health insurance segment, and each category within it.
  • Understand the demand-side dynamics, key market trends and growth opportunities in the Czech personal accident and health insurance segment.
  • Assess the competitive dynamics in the personal accident and health insurance segment.
  • Identify growth opportunities and market dynamics in key product categories.
  • Gain insights into key regulations governing the Czech insurance industry, and their impact on companies and the industry's future.
Key Highlights
  • High accident rates, rising healthcare expenditure, growth in tourism, an aging population and the rising awareness of the benefits of private health insurance all helped to drive the personal accident and health segment during the review period.
  • Like most European countries, the Czech Republic is registering an increase in the proportion of the old-age population with respect to its total population.
  • Personal accident insurance was the second-largest category in the segment, accounting for 14.6% of the segment’s gross written premiums in 2015.
  • Over the forecast period (2015–2020), the segment’s growth is expected to benefit from increasing demand for critical illness cover, and insurance compensating for loss of income due to inability to work.


  • Key Facts and Highlights
    • Table Czech Personal Accident and Health Insurance - Key Facts, 2014
    • Table Czech Personal Accident and Health Insurance -Top Insurers, 2014
  • Executive Summary
  • Economy and Demographics
    • Table Czech Government Credit Ratings
  • Segment Outlook
    • Regional Comparison
    • Segment Indicators
      • Gross written premium and penetration
        • Table Czech Personal Accident and Health Insurance - Gross Written Premium (CZK Billion and US$ Billion), 2011-2015
        • Table Czech Personal Accident and Health Insurance - Penetration (%), 2011-2015
        • Table Czech Personal Accident and Health Insurance - Gross Written Premium (CZK Billion and US$ Billion), 2015-2020
        • Table Czech Personal Accident and Health Insurance - Penetration (%), 2015-2020
        • Table Czech Personal Accident and Health Insurance - Premium per Capita (CZK and US$), 2011-2015
        • Table Czech Personal Accident and Health Insurance - Premium per Capita (CZK and US$), 2015-2020
      • Policies sold
        • Table Czech Personal Accident and Health Insurance - Number of Policies Sold (Million), 2011-2015
        • Table Czech Personal Accident and Health Insurance - Number of Policies Sold (Million), 2015-2020
      • Claims
        • Table Czech Personal Accident and Health Insurance - Paid Claims (CZK Billion and US$ Billion), 2011-2015
        • Table Czech Personal Accident and Health Insurance - Paid Claims (CZK Billion and US$ Billion), 2015-2020
      • Profitability
        • Table Czech Personal Accident and Health Insurance - Profitability Ratio (%), 2011-2015
        • Table Czech Personal Accident and Health Insurance - Profitability Ratio (%), 2015-2020
      • Assets and investments
        • Table Czech Personal Accident and Health Insurance - Total Assets (CZK Billion and US$ Billion), 2011-2015
        • Table Czech Personal Accident and Health Insurance - Total Assets (CZK Billion and US$ Billion), 2015-2020
        • Table Czech Personal Accident and Health Insurance - Total Investment Income (CZK Billion and US$ Billion), 2011-2015
        • Table Czech Personal Accident and Health Insurance - Total Investment Income (CZK Billion and US$ Billion), 2015-2020
        • Table Czech Personal Accident and Health Insurance - Investment Portfolio (CZK Billion), 2011-2015
        • Table Czech Personal Accident and Health Insurance - Investment Portfolio (CZK Billion), 2015-2020
  • Outlook by Category
    • Table Czech Personal Accident and Health Insurance - Direct Written Premium by Category (CZK Billion), 2011-2015
    • Table Czech Personal Accident and Health Insurance - Direct Written Premium by Category (CZK Billion), 2015-2020
    • Personal Accident Insurance
      • Premium
        • Table Czech Personal Accident Insurance - Direct Written Premium (CZK Billion and US$ Billion), 2011-2015
        • Table Czech Personal Accident Insurance - Direct Written Premium (CZK Billion and US$ Billion), 2015-2020
      • Policies
        • Table Czech Personal Accident Insurance - Number of Policies Sold (Thousand), 2011-2015
        • Table Czech Personal Accident Insurance - Number of Policies Sold (Thousand), 2015-2020
      • Claims
        • Table Czech Personal Accident Insurance - Paid Claims (CZK Million and US$ Million), 2011-2015
        • Table Czech Personal Accident Insurance - Paid Claims (CZK Million and US$ Million), 2015-2020
      • Profitability
        • Table Czech Personal Accident Insurance - Loss Ratio (%), 2011-2015
        • Table Czech Personal Accident Insurance - Loss Ratio (%), 2015-2020
    • Health Insurance
      • Premium
        • Table Czech Health Insurance - Direct Written Premium by Sub-Category (CZK Billion), 2011-2015
        • Table Czech Health Insurance - Direct Written Premium by Sub-Category (CZK Billion), 2015-2020
      • Policies
        • Table Czech Health Insurance - Number of Policies Sold by Sub-Category (Million), 2011-2015
        • Table Czech Health Insurance - Number of Policies Sold by Sub-Category (Million), 2015-2020
      • Claims
        • Table Czech Health Insurance - Paid Claims (CZK Billion and US$ Billion), 2011-2015
        • Table Czech Health Insurance - Paid Claims (CZK Billion and US$ Billion), 2015-2020
      • Profitability
        • Table Czech Health Insurance - Loss Ratio (%), 2011-2015
        • Table Czech Health Insurance - Loss Ratio (%), 2015-2020
    • Travel Insurance
      • Premium
        • Table Czech Travel Insurance - Direct Written Premium (CZK Billion), 2011-2015
        • Table Czech Travel Insurance - Direct Written Premium (CZK Billion), 2015-2020
      • Policies
        • Table Czech Travel Insurance - Number of Policies Sold (Million), 2011-2015
        • Table Czech Travel Insurance - Number of Policies Sold (Million), 2015-2020
      • Claims
        • Table Czech Travel Insurance - Paid Claims (CZK Million and US$ Million), 2011-2015
        • Table Czech Travel Insurance - Paid Claims (CZK Billion and US$ Million), 2015-2020
      • Profitability
        • Table Czech Travel Insurance - Loss Ratio (%), 2011-2015
        • Table Czech Travel Insurance - Loss Ratio (%), 2015-2020
  • Distribution Channel Outlook
  • Competitive Landscape
    • Table Czech Personal Accident and Health Insurance Industry - Top Insurers, 2014
    • Company Profiles
      • Èeská pojiš ovna as - company overview
        • Table Èeská pojiš ovna - Key Facts
      • Kooperativa, pojiš ovna - company overview
        • Table Kooperativa, pojiš ovna - Key Facts
      • Pojiš ovna Èeské spoøitelny - company overview
        • Table Pojiš ovna Èeské spoøitelny - Key Facts
      • Allianz pojiš ovna - company overview
        • Table Allianz pojiš ovna - Key Facts
      • Generali Pojiš ovna - company overview
        • Table Generali Pojiš ovna - Key Facts
      • Èeská podnikatelská pojiš ovna, as - company overview
        • Table Èeská podnikatelská pojiš ovna as - Key Facts
      • ÈSOB Pojiš ovna, as, èlen holdingu ÈSOB - company overview
        • Table ÈSOB Pojiš ovna - Key Facts
      • Uniqa pojiš ovna, as - company overview
        • Table Uniqa pojiš ovna, as - Key Facts
  • Governance, Risk and Compliance
    • Table Czech Republic - Insurance Regulatory Framework Key Features
    • Legislation Overview and Historical Evolution
    • Latest Changes in Regulation
    • Legislation and Market Practice by Type of Insurance
      • Life Insurance
        • Table Czech Republic - Life Insurance Regulatory Framework
      • Property Insurance
        • Table Czech Republic - Property Insurance Regulatory Framework
      • Motor Insurance
        • Table Czech Republic - Motor Insurance Regulatory Framework
      • Liability insurance
        • Table Czech Republic - Liability Insurance Regulatory Framework
      • Marine, aviation and transit insurance
      • Personal accident and health insurance
    • Compulsory Insurance
      • Motor third-party liability insurance
      • Workers' Compensation Insurance
      • Air carriers and aircraft operators insurance
        • Table Czech Republic - Minimum Cover for Aircraft Third-Party Liability Per Accident Per Aircraft
      • Professional indemnity insurance for alternative investment fund managers
      • Clinical trials liability insurance
    • Supervision and Control
      • International Association of Insurance Supervisors
      • European Insurance and Occupational Pensions Authority
      • Czech National Bank
      • Czech Insurance Association
      • Federation of European Risk Management Associations (Ferma)
    • Non-Admitted Insurance Regulations
      • Overview
      • Intermediaries
      • Market practices
      • Fines and Penalties
    • Company Registration and Operations
      • Type of insurance organization
      • Establishing a local company
      • Foreign ownership
      • Types of license
      • Capital requirements
      • Solvency margin
      • Reserve requirements
      • Investment regulations
      • Statutory return requirements
      • Fee structure
    • Taxation
      • Insurance premium or policy taxation
      • Withholding taxes on premium paid overseas
      • Corporate tax
        • Table Czech Republic Corporate Tax Rates for the Financial Year 2016
      • VAT
      • Captives
    • Legal System
      • Introduction
      • Access to court
      • Alternative dispute resolution (ADR)
  • Databook
    • Policies and Premium
      • Table Czech Personal Accident and Health Insurance Industry - Policies and Premium, 2011-2015
      • Table Czech Personal Accident and Health Insurance Industry - Policies and Premium, 2015-2020
      • Claims and expenses
        • Table Czech Personal Accident and Health Insurance - Claims and Expenses, 2011-2015
        • Table Czech Personal Accident and Health Insurance - Claims and Expenses, 2015-2020
      • Assets and investments
        • Table Czech Personal Accident and Health Insurance - Assets and Investments, 2011-2015
        • Table Czech Personal Accident and Health Insurance - Assets and Investments, 2015-2020
      • Personal accident insurance
        • Table Czech Personal Accident and Health Insurance - Personal Accident Insurance, 2011-2015
        • Table Czech Personal Accident and Health Insurance - Personal Accident Insurance, 2015-2020
      • Health insurance
        • Table Czech Personal Accident and Health Insurance - Health Insurance, 2011-2015
        • Table Czech Personal Accident and Health Insurance - Health Insurance, 2015-2020
      • Health insurance by product
        • Table Czech Personal Accident and Health Insurance - Health by Product, 2011-2015
        • Table Czech Personal Accident and Health Insurance - Health by Product, 2015-2020
      • Travel insurance
        • Table Czech Personal Accident and Health Insurance - Travel Insurance, 2011-2015
        • Table Czech Personal Accident and Health Insurance - Travel Insurance, 2015-2020
  • Definitions and Methodology
    • Definitions
      • Table Insurance Industry Definitions
    • Methodology
  • About Timetric
    • Contact Timetric
    • About Timetric
    • Timetric's Services
    • Disclaimer

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