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Non-Life Insurance in France, Key Trends and Opportunities to 2020

Synopsis

Timetric’s 'Non-Life Insurance in France, Key Trends and Opportunities to 2020' report provides a detailed outlook by product category for the French non-life insurance segment, and a comparison of the French insurance industry with its regional counterparts.

It provides values for key performance indicators such as written premium, incurred loss, loss ratio, commissions and expenses, combined ratio, total assets, total investment income and retentions during the review period (2011–2015) and forecast period (2015–2020).

The report also analyzes distribution channels operating in the segment, gives a comprehensive overview of the French economy and demographics, explains the various types of natural hazard and their impact on the French insurance industry, and provides detailed information on the competitive landscape in the country.

The report brings together Timetric’s research, modeling and analysis expertise, giving insurers access to information on segment dynamics and competitive advantages, and profiles of insurers operating in the country. The report also includes details of insurance regulations, and recent changes in the regulatory structure.

Summary

Timetric’s 'Non-Life Insurance in France, Key Trends and Opportunities to 2020' report provides in-depth market analysis, information and insights into the French non-life insurance segment, including:

  • The French non-life insurance segment’s detailed outlook by product category
  • A comprehensive overview of the French economy and demographics
  • A comparison of the French insurance industry with its regional counterparts
  • The various distribution channels in the French non-life insurance segment
  • Detailed analysis of natural hazards and their impact on the French insurance industry
  • Details of the competitive landscape in the non-life insurance segment in France
  • Details of regulatory policy applicable to the French insurance industry
Scope

This report provides a comprehensive analysis of the non-life insurance segment in France:
  • It provides historical values for the French non-life insurance segment for the report’s 2011–2015 review period, and projected figures for the 2015–2020 forecast period.
  • It offers a detailed analysis of the key categories in the French non-life insurance segment, and market forecasts to 2020.
  • It profiles the top non-life insurance companies in France, and outlines the key regulations affecting them.
Reasons To Buy
  • Make strategic business decisions using in-depth historic and forecast market data related to the French non-life insurance segment, and each category within it.
  • Understand the demand-side dynamics, key market trends and growth opportunities in the French non-life insurance segment.
  • Assess the competitive dynamics in the non-life insurance segment.
  • Identify growth opportunities and market dynamics in key product categories.
  • Gain insights into key regulations governing the French insurance industry, and their impact on companies and the industry's future.
Key Highlights
  • Solvency ll was implemented with effect from January 2016, and is expected to consolidate the segment.
  • The Insurance Code, which governs insurance activity in France, was last updated in January 2016.
  • In July 2016, the French Federation of Insurance Companies (FFSA) and the Pool of Mutual Insurance Companies (GEMA) merged to form the French Federation of Insurance (FFA).
  • The Insurance Distribution Directive (IDD), which is a framework for regulating European Union (EU) insurance intermediaries, will be effective from February 2018.
  • In March 2017, Axa introduced Axa Global Parametric insurance, which covers risks and business that are exposed to weather such as crop losses caused by a catastrophic event.
  • Effective November 2016, French law affirmed mandatory liability for clinical trials along with liability for medical equipment manufacturers.
  • Rapid growth of telematics-based motor and cyberinsurance is expected.


  • Key Facts and Highlights
    • Table French Non-Life Insurance - Key Facts, 2015
    • Table French Non-Life Insurance - Leading Insurers, 2015
  • Executive Summary
  • Economy and Demographics
    • Table French Government Credit Ratings
  • Segment Outlook
    • Regional Comparison
    • Segment Indicators
      • Gross written premium and penetration
        • Table French Non-Life Insurance - Gross Written Premium (EUR Billion and US$ Billion), 2011-2015
        • Table French Non-Life Insurance - Penetration (%), 2011-2015
        • Table French Non-Life Insurance - Gross Written Premium (EUR Billion and US$ Billion), 2015-2020
        • Table French Non-Life Insurance - Penetration (%), 2015-2020
        • Table French Non-Life Insurance - Premium per Capita (EUR and US$), 2011-2015
        • Table French Non-Life Insurance - Premium per Capita (EUR and US$), 2015-2020
      • Claims
        • Table French Non-Life Insurance - Paid Claims (EUR Billion and US$ Billion), 2011-2015
        • Table French Non-Life Insurance - Paid Claims (EUR Billion and US$ Billion), 2015-2020
      • Profitability
        • Table French Non-Life Insurance - Profitability Ratio (%), 2011-2015
        • Table French Non-Life Insurance - Profitability Ratio (%), 2015-2020
      • Assets and investments
        • Table French Non-Life Insurance - Total Assets (EUR Billion and US$ Billion), 2011-2015
        • Table French Non-Life Insurance - Total Assets (EUR Billion and US$ Billion), 2015-2020
        • Table French Non-Life Insurance - Total Investment Income (EUR Billion and US$ Billion), 2011-2015
        • Table French Non-Life Insurance - Total Investment Income (EUR Billion and US$ Billion), 2015-2020
  • Outlook by Category
    • Table French Non-Life Insurance - Direct Written Premium by Category (EUR Billion), 2011-2015
    • Table French Non-Life Insurance - Direct Written Premium by Category (EUR Billion), 2015-2020
    • Property Insurance
      • Product Overview
      • Premium
        • Table French Property Insurance - Direct Written Premium by Sub-Category (EUR Billion), 2011-2015
        • Table French Property Insurance - Direct Written Premium by Sub-Category (EUR Billion), 2015-2020
      • Claims
        • Table French Property Insurance - Paid Claims (EUR Billion and US$ Billion), 2011-2015
        • Table French Property Insurance - Paid Claims (EUR Billion and US$ Billion), 2015-2020
      • Profitability
        • Table French Property Insurance - Loss Ratio (%), 2011-2015
        • Table French Property Insurance - Loss Ratio (%), 2015-2020
    • Motor Insurance
      • Product overview
      • Premium
        • Table French Motor Insurance - Direct Written Premium by Sub-Category (EUR Billion), 2011-2015
        • Table French Motor Insurance - Direct Written Premium by Sub-Category (EUR Billion), 2015-2020
      • Claims
        • Table French Motor Insurance - Paid Claims (EUR Billion and US$ Billion), 2011-2015
        • Table French Motor Insurance - Paid Claims (EUR Billion and US$ Billion), 2015-2020
      • Profitability
        • Table French Motor Insurance - Loss Ratio (%), 2011-2015
        • Table French Motor Insurance - Loss Ratio (%), 2015-2020
    • Liability Insurance
      • Product overview
      • Premium
        • Table French Liability Insurance - Direct Written Premium by Sub-Category (EUR Billion), 2011-2015
        • Table French Liability Insurance - Direct Written Premium by Sub-Category (EUR Billion), 2015-2020
      • Claims
        • Table French Liability Insurance - Paid Claims (EUR Billion and US$ Billion), 2011-2015
        • Table French Liability Insurance - Paid Claims (EUR Billion and US$ Billion), 2015-2020
      • Profitability
        • Table French Liability Insurance - Loss Ratio (%), 2011-2015
        • Table French Liability Insurance - Loss Ratio (%), 2015-2020
    • Marine, Aviation and Transit Insurance
      • Product overview
        • Table French Transport Network - Global Rankings 2016
      • Premium
        • Table French Marine, Aviation and Transit Insurance - Direct Written Premium (EUR Billion), 2011-2015
        • Table French Marine, Aviation and Transit Insurance - Direct Written Premium (EUR Billion), 2015-2020
      • Claims
        • Table French Marine, Aviation and Transit Insurance - Paid Claims (EUR Million and US$ Million), 2011-2015
        • Table French Marine, Aviation and Transit Insurance - Paid Claims (EUR Million and US$ Million), 2015-2020
      • Profitability
        • Table French Marine, Aviation and Transit Insurance - Loss Ratio (%), 2011-2015
        • Table French Marine, Aviation and Transit Insurance - Loss Ratio (%), 2015-2020
  • Distribution Channel Outlook
    • Analysis by Distribution Channel
      • Table French Non-Life Insurance - Direct Written Premium by Distribution Channel (EUR Billion), 2011-2015
      • Table French Non-Life Insurance - Direct Written Premium by Distribution Channel (EUR Billion), 2015-2020
      • Table French Non-Life Insurance - Percentage of Direct Written Premium Ceded, by Distribution Channel, 2011-2020
  • Natural and Man-made Hazards
    • Table French Average Annual Loss by Hazard, 1990-2014
    • Flooding
    • Droughts
    • Earthquakes
    • Cyclones and Storms
    • Others
    • Man-Made Disasters
    • Exposure
  • Competitive Landscape
    • Table French Non-Life Segment - Leading Insurers, 2015
    • Company Profiles
      • Covéa Mutual Insurance Group - company overview
        • Table Covéa Mutual Insurance Group - Key Facts
        • Table Covéa Mutual Insurance Group - Key Financials (EUR Million), 2011-2015
      • Groupama SA - company overview
        • Table Groupama SA - Key Facts
        • Table Groupama SA - Key Financials (EUR Million), 2011-2015
      • Sferen (Macif, Maif and Matmut) - company overview
        • Table Sferen - Key Facts
        • Table Sferen - Key Financials (EUR Million), 2011-2015
      • Allianz France SA - company overview
        • Table Allianz France SA - Key Facts
        • Table Allianz France SA - Key Financials (EUR Million), 2011-2015
      • Axa France Assurance - company overview
        • Table Axa France Assurance - Key Facts
        • Table Axa France Assurance - Key Financials (EUR Million), 2011-2015
  • Governance, Risk and Compliance
    • Table France- Insurance Regulatory Framework Key Features
    • Legislation Overview and Historical Evolution
    • Latest Changes in Regulation
    • Legislation and Market Practice by Type of Insurance
      • Life insurance
        • Table France-Life Insurance Regulatory Framework
      • Property insurance
        • Table France-Property Insurance Regulatory Framework
      • Motor insurance
        • Table France-Motor Insurance Regulatory Framework
      • Liability insurance
        • Table France-Liability Insurance Regulatory Framework
      • Marine, aviation and transit insurance
      • Personal accident and health insurance
    • Compulsory Insurance
      • Motor third-party liability (MTPL) insurance
      • Workers' compensation
      • Air carriers and aircraft operators insurance
        • Table France-Minimum Cover for Aircraft Third-Party Liability Per Accident Per Aircraft
      • Professional indemnity insurance for alternative investment fund managers
      • Liability insurance for health professionals
      • Clinical trials liability insurance
      • Liability insurance for construction contractors (decennial liability insurance)
    • Supervision and Control
      • International Association of Insurance Supervisors
      • European Insurance and Occupational Pensions Authority
      • Autorité de Contrôle Prudentiel
      • Autorité des Marchés Financiers
      • Federation of European Risk Management Associations
    • Non-Admitted Insurance Regulations
      • Overview
      • Intermediaries
      • Market practices
      • Fines and Penalties
    • Company Registration and Operations
      • Type of insurance organization
      • Establishing a local company
      • Foreign ownership
      • Types of license
      • Capital requirements
      • Solvency margin
      • Reserve requirements
      • Investment regulations
      • Statutory return requirements
      • Fee structure
    • Taxation
      • Insurance premium or policy taxation
        • Table France-Motor Insurance Regulatory Framework
      • Withholding taxes on premium paid overseas
      • Corporate tax
        • Table France-Corporate Tax Rates for the Financial Year 2017
      • VAT
      • Captives
    • Legal System
      • Introduction
      • Access to court
      • Alternative dispute resolution
  • Databook
    • Policies and Premium
      • Table French Insurance Industry - Policies and Premium, 2011-2015
      • Table French Insurance Industry - Policies and Premium, 2015-2020
    • Claims and Expenses
      • Table French Non-Life Insurance - Claims and Expenses, 2011-2015
      • Table French Non-Life Insurance - Claims and Expenses, 2015-2020
    • Assets and Investments
      • Table French Non-Life Insurance - Assets and Investments, 2011-2015
      • Table French Non-Life Insurance - Assets and Investments, 2015-2020
    • Direct Marketing and E-Commerce
      • Table French Non-Life Insurance - Direct Marketing and E-Commerce, 2011-2015
      • Table French Non-Life Insurance - Direct Marketing and E-Commerce, 2015-2020
    • Insurance Brokers and Agencies
      • Table French Non-Life Insurance - Insurance Brokers and Agencies, 2011-2015
      • Table French Non-Life Insurance - Insurance Brokers and Agencies, 2015-2020
    • Bancassurance and Other Distribution Channels
      • Table French Non-Life Insurance - Bancassurance and Other Distribution Channels, 2011-2015
      • Table French Non-Life Insurance - Bancassurance and Other Distribution Channels, 2015-2020
    • Property Insurance
      • Table French Non-Life Insurance - Property Insurance, 2011-2015
      • Table French Non-Life Insurance - Property Insurance, 2015-2020
    • Property Insurance by Product
      • Table French Non-Life Insurance - Property Insurance by Product, 2011-2015
      • Table French Non-Life Insurance - Property Insurance by Product, 2015-2020
    • Motor Insurance
      • Table French Non-Life Insurance - Motor Insurance, 2011-2015
      • Table French Non-Life Insurance - Motor Insurance, 2015-2020
    • Motor Insurance by Product
      • Table French Non-Life Insurance - Motor Insurance by Product, 2011-2015
      • Table French Non-Life Insurance - Motor Insurance by Product, 2015-2020
    • Liability Insurance
      • Table French Non-Life Insurance - Liability Insurance, 2011-2015
      • Table French Non-Life Insurance - Liability Insurance, 2015-2020
    • Marine, Aviation and Transit Insurance
      • Table French Non-Life Insurance - Marine, Aviation and Transit Insurance, 2011-2015
      • Table French Non-Life Insurance - Marine, Aviation and Transit Insurance, 2015-2020
  • Definitions and Methodology
    • Definitions
      • Table Insurance Industry Definitions
    • Methodology
  • About Timetric
    • Contact Timetric
    • About Timetric
    • Timetric's Services
    • Disclaimer

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