Group Health Insurance Procurement in the US
This report is intended to assist buyers of group health insurance. These policies cover a portion of the healthcare costs for a group of people, such as employees of a business or organization. Group health insurance policies are often uniform, whereby the same types of benefits are offered to all participating members of the group. Insurers offer several types of managed care programs, which can include health maintenance organizations (HMOs), preferred provider organizations (PPOs) and point of service (POS) plans. This report excludes life insurance, disability insurance, vision insurance and dental insurance.