Group Dental Insurance Procurement in the US
This report is intended to assist buyers of group dental insurance. Dental insurance helps cover the costs of dental care, ranging from basic preventative coverage to major dental work, depending on the type and scope of the insurance plan. Rather than underwriting a policy for each participant, a group dental insurance policy underwrites a single policy for the entire group and offers the same types of benefits to all participating members of the group. Insurers in this market primarily offer managed care programs, including health maintenance organization (HMO) and preferred provider organization (PPO) plans. This report does not cover health insurance, discount dental plans or direct reimbursement dental plans.