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Weekly Economic Briefings > Uk Weekly Economic Briefing

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Weekly Economic Briefings - Uk Weekly Economic Briefing

Though July’s data reported surprisingly soft outturns for net secured and unsecured lending, a deeper dive into the data suggests that this is likely to prove a statistical quirk, rather than a sign that consumers are retrenching. Households’ appetite for unsecured borrowing has moderated a little over the past couple of years, but lending flows continue to run well ahead of growth in household income. And with consumer confidence strengthening, as the impact of high inflation fades, we anticipate a soft landing for household borrowing, rather than a more aggressive retrenchment.

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