Retail Lending in the United Kingdom (UK) - Market Summary, Competitive Analysis and Forecast to 2025

Retail Lending in the United Kingdom (UK) - Market Summary, Competitive Analysis and Forecast to 2025

Summary

Retail Lending in the United Kingdom industry profile provides top-line qualitative and quantitative summary information including: market share, market size (value and volume 2016-20, and forecast to 2025). The profile also contains descriptions of the leading players including key financial metrics and analysis of competitive pressures within the market.

Key Highlights

  • This retail lending market profile covers the mortgage and consumer credit market.
  • The UK retail lending market had total balances outstanding of $2,096.8bn in 2020, representing a compound annual growth rate (CAGR) of 3% between 2016 and 2020.
  • The mortgage credit segment was the market's most lucrative in 2020, with total balances outstanding of $1,908.4bn, equivalent to 91% of the market's overall value.
  • The UK retail lending grew by 1.8% in outstanding balance terms, in spite of the recession caused by the COVID-19 pandemic, thanks to a bullish housing market that sustained demand for mortgage.
Scope
  • Save time carrying out entry-level research by identifying the size, growth, major segments, and leading players in the retail lending market in the United Kingdom
  • Use the Five Forces analysis to determine the competitive intensity and therefore attractiveness of the retail lending market in the United Kingdom
  • Leading company profiles reveal details of key retail lending market players’ global operations and financial performance
  • Add weight to presentations and pitches by understanding the future growth prospects of the United Kingdom retail lending market with five year forecasts by both value and volume
Reasons to Buy
  • What was the size of the United Kingdom retail lending market by value in 2020?
  • What will be the size of the United Kingdom retail lending market in 2025?
  • What factors are affecting the strength of competition in the United Kingdom retail lending market?
  • How has the market performed over the last five years?
  • Who are the top competitiors in the United Kingdom's retail lending market?


1 Executive Summary
1.1. Market value
1.2. Market value forecast
1.3. Category segmentation
1.4. Geography segmentation
1.5. Market rivalry
1.6. Competitive Landscape
2 Market Overview
2.1. Market definition
2.2. Market analysis
3 Market Data
3.1. Market value
4 Market Segmentation
4.1. Category segmentation
4.2. Geography segmentation
5 Market Outlook
5.1. Market value forecast
6 Five Forces Analysis
6.1. Summary
6.2. Buyer power
6.3. Supplier power
6.4. New entrants
6.5. Threat of substitutes
6.6. Degree of rivalry
7 Competitive Landscape
7.1. Who are the leading players?
7.2. What disruptors/challengers have changed the market in recent years?
8 Company Profiles
8.1. NatWest Group Plc
8.2. Santander UK PLC
8.3. HSBC Private Bank (UK) Ltd
8.4. Barclays Plc
8.5. Atom Bank plc
8.6. Monzo Bank Ltd
8.7. Zopa Ltd
9 Macroeconomic Indicators
9.1. Country data
10 Appendix
10.1. Methodology
10.2. Industry associations
10.3. Related MarketLine research
10.4. About MarketLine
List of Tables
Table 1: United Kingdom retail lending market value: $ billion, 2016-20
Table 2: United Kingdom retail lending market category segmentation: $ billion, 2020
Table 3: United Kingdom retail lending market geography segmentation: $ billion, 2020
Table 4: United Kingdom retail lending market value forecast: $ billion, 2020-25
Table 5: NatWest Group Plc: key facts
Table 6: NatWest Group Plc: Annual Financial Ratios
Table 7: NatWest Group Plc: Key Employees
Table 8: Santander UK PLC: key facts
Table 9: Santander UK PLC: Annual Financial Ratios
Table 10: Santander UK PLC: Key Employees
Table 11: HSBC Private Bank (UK) Ltd: key facts
Table 12: HSBC Private Bank (UK) Ltd: Key Employees
Table 13: Barclays Plc: key facts
Table 14: Barclays Plc: Annual Financial Ratios
Table 15: Barclays Plc: Key Employees
Table 16: Barclays Plc: Key Employees Continued
Table 17: Atom Bank plc: key facts
Table 18: Atom Bank plc: Key Employees
Table 19: Monzo Bank Ltd: key facts
Table 20: Monzo Bank Ltd: Key Employees
Table 21: Zopa Ltd: key facts
Table 22: Zopa Ltd: Key Employees
Table 23: United Kingdom size of population (million), 2016-20
Table 24: United Kingdom gdp (constant 2005 prices, $ billion), 2016-20
Table 25: United Kingdom gdp (current prices, $ billion), 2016-20
Table 26: United Kingdom inflation, 2016-20
Table 27: United Kingdom consumer price index (absolute), 2016-20
Table 28: United Kingdom exchange rate, 2016-20
List of Figures
Figure 1: United Kingdom retail lending market value: $ billion, 2016-20
Figure 2: United Kingdom retail lending market category segmentation: % share, by value, 2020
Figure 3: United Kingdom retail lending market geography segmentation: % share, by value, 2020
Figure 4: United Kingdom retail lending market value forecast: $ billion, 2020-25
Figure 5: Forces driving competition in the retail lending market in the United Kingdom, 2020
Figure 6: Drivers of buyer power in the retail lending market in the United Kingdom, 2020
Figure 7: Drivers of supplier power in the retail lending market in the United Kingdom, 2020
Figure 8: Factors influencing the likelihood of new entrants in the retail lending market in the United Kingdom, 2020
Figure 9: Factors influencing the threat of substitutes in the retail lending market in the United Kingdom, 2020
Figure 10: Drivers of degree of rivalry in the retail lending market in the United Kingdom, 2020

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