Subprime Auto Loans - Industry Market Research Report

Subprime Auto Loans

Over the five years to 2019, operators in the Subprime Auto Loans industry contended with rising interest rates and increasing delinquency rates, which took a toll on profit margins for many operators. Several small, specialized creditors have been pushed to bankruptcy due to diminishing profitability and a growing number of subprime auto loan delinquencies. Furthermore, rising interest rates increased borrowing costs for subprime consumers over the past five years, slowing demand for industry financing to purchase vehicles and dampening profit for many lenders. As a result of these trends, industry revenue has declined during the current period. Over the five years to 2024, industry revenue is forecast to decline further. Industry growth will likely be restrained by rising interest rates over the next five years, which are projected to raise borrowing costs and slow vehicles sales.

Operators in this industry finance automobile purchases through loans and leases for subprime borrowers, defined as borrowers with a credit score below 600.

This report covers the scope, size, disposition and growth of the industry including the key sensitivities and success factors. Also included are five year industry forecasts, growth rates and an analysis of the industry key players and their market shares.

  • About this Industry
  • Industry at a Glance
    • Table Key Statistics Snapshot
    • Table Revenue vs. employment growth
    • Table Products and services segmentation (2019)
    • Table Industry Structure
  • Industry Performance
    • Table New car sales
    • Table Industry revenue
    • Table Life Cycle Stage
  • Products & Markets
    • Table Products and services segmentation (2019)
    • Table Major market segmentation (2019)
    • Table Business Locations 2019
    • Table Distribution of establishments vs. population
  • Competitive Landscape
    • Table Sector vs. Industry Costs
    • Table Barriers to Entry checklist
  • Major Companies
    • Table Major Players
    • Table Santander Consumer USA Holdings Inc. (US industry-specific segment) - financial performance*
    • Table Credit Acceptance Corporation (US industry-specific segment) - financial performance*
    • Table Toyota Financial Services (US industry-specific segment) - financial performance*
    • Table Ally Financial Inc. (US industry-specific segment) - financial performance*
  • Operating Conditions
    • Table Capital Intensity
    • Table Tools of the Trade: Growth Strategies for Success
    • Table Volatility vs. growth
  • Key Statistics
    • Table Industry Data
    • Table Annual Change
    • Table Key Ratios
  • Jargon & Glossary

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