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Industrial Banks in the US - Industry Market Research Report


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Industrial Banks in the US

Over the past five years, the Industrial Banks industry was burdened by regulatory impediments, however, the moratorium was finally allowed to expire in July 2013, allowing new entrants into the industry for the first time in nearly six years. Although the industry performed stronger than the overall banking sector over the past five years acquisitions and troubled parent companies caused the number of industry participants to decline. The industry's core business, which involves extending credit by issuing credit cards and originating loans, grew over the five years to 2016, as indicated by the strong performance of the industry's major players.With the FDIC lifting the ban on industrial banks new entrants are expected to return to the industry over the next five years, helping spur revenue growth.

Industrial banks, also known as industrial loan companies, are financial institutions authorized to make consumer and commercial loans and to accept federally insured deposits. Either financial or commercial operators can own these types of banks. The Federal Reserve does not regulate industrial banks under the Bank Holding Act; instead, the state under which they are charted and the Federal Deposit Insurance Corporation regulates them.

This report covers the scope, size, disposition and growth of the industry including the key sensitivities and success factors. Also included are five year industry forecasts, growth rates and an analysis of the industry key players and their market shares.


  • About this Industry
  • Industry at a Glance
    • Table Key Statistics Snapshot
    • Table Revenue vs. employment growth
    • Table Products and services segmentation (2016)
    • Table Industry Structure
  • Industry Performance
    • Table Prime rate
    • Table Industry revenue
    • Table Life Cycle Stage
  • Products & Markets
    • Table KEY BUYING INDUSTRIES
    • Table KEY SELLING INDUSTRIES
    • Table Products and services segmentation (2016)
    • Table Major market segmentation (2016)
    • Table Business Locations 2016
    • Table Distribution of establishments vs. population
  • Competitive Landscape
    • Table Sector vs. Industry Costs
    • Table Barriers to Entry checklist
  • Major Companies
    • Table Major players
    • Table American Express Centurion Bank - financial performance*
    • Table UBS Bank USA - financial performance*
    • Table Sallie Mae Bank - financial performance*
  • Operating Conditions
    • Table Capital intensity
    • Table Tools of the Trade: Growth Strategies for Success
    • Table Volatility vs Growth
  • Key Statistics
    • Table Industry Data
    • Table Annual Change
    • Table Key Ratios
  • Jargon & Glossary

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