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Credit Bureaus & Rating Agencies in the US - Industry Market Research Report

Credit Bureaus & Rating Agencies in the US

The Credit Bureaus and Rating Agencies industry is responsible for mitigating risk, regulating activity and standardizing information for clients including investors, credit issuers, investment banks, broker-dealers, governments and consumers. Over the past five years, the industry has fared well as a result of consumer activity and specifically consumer spending. Demand for consumer credit reports faltered during the recession, when increased lending standards reduced the volume of credit applications. Over the five years to 2018, this trend reversed as the economy grew and lenders resumed issuing loans. The industry is expected to continue growing, albeit at a slower pace than in the current five-year period, as aggregate consumer spending slows down. The financial sector is also projected to stabilize and banks will likely continue to give out loans based on favorable economic conditions. As a result, the number of businesses is forecast to keep rising, further boosting lending activity and promoting demand for credit reports and rating services.

This industry comprises operators that provide information, outlooks and ratings on the creditworthiness of particular companies, individuals, securities or financial institutions. The industry can be divided into two primary groups: credit bureaus and credit rating agencies (CRAs). Credit bureaus offer services related to consumer credit information, while CRAs generally focus on businesses, governments, securities and financial markets.

This report covers the scope, size, disposition and growth of the industry including the key sensitivities and success factors. Also included are five year industry forecasts, growth rates and an analysis of the industry key players and their market shares.

  • About this Industry
  • Industry at a Glance
    • Table Key Statistics Snapshot
    • Table Revenue vs. employment growth
    • Table Products and services segmentation (2018)
    • Table Industry Structure
  • Industry Performance
    • Table Number of businesses
    • Table Industry revenue
    • Table Life Cycle Stage
  • Products & Markets
    • Table Products and services segmentation (2018)
    • Table Major market segmentation (2018)
    • Table Business Locations 2018
    • Table Distribution of establishments vs. population
  • Competitive Landscape
    • Table Sector vs. Industry Costs
    • Table Barriers to Entry checklist
  • Major Companies
    • Table Major players
    • Table Experian PLC (US industry-specific segment) - financial performance*
    • Table S&P Global Inc. (US industry-specific segment) - financial performance*
    • Table Moody's Corporation (US industry-specific segment) - financial performance*
    • Table Equifax Inc. (US industry-specific segment) - financial performance*
    • Table TransUnion LLC (US industry-specific segment) - financial performance*
  • Operating Conditions
    • Table Capital Intensity
    • Table Tools of the Trade: Growth Strategies for Success
    • Table Volatility vs. growth
  • Key Statistics
    • Table Industry Data
    • Table Annual Change
    • Table Key Ratios
    • Table Industry Financial Ratios
  • Jargon & Glossary

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