France Cards and Payments - Opportunities and Risks to 2024

France Cards and Payments - Opportunities and Risks to 2024

Summary

GlobalData’s 'France Cards and Payments - Opportunities and Risks to 2024' report provides detailed analysis of market trends in the French cards and payments industry. It provides values and volumes for a number of key performance indicators in the industry, including cash, cards, credit transfers, direct debits, and cheques during the review-period (2016-20e).

The report also analyzes various payment card markets operating in the industry, and provides detailed information on the number of cards in circulation, transaction values and volumes during the review-period and over the forecast-period (2020e-24f). It also offers information on the country's competitive landscape, including the market shares of issuers and schemes.

The report brings together GlobalData’s research, modeling, and analysis expertise to allow banks and card issuers to identify segment dynamics and competitive advantages. The report also covers details of regulatory policy and recent changes in the regulatory structure.

This report provides top-level market analysis, information and insights into the French cards and payments industry, including -

  • Current and forecast values for each market in the French cards and payments industry, including debit and credit cards.
  • Detailed insights into payment instruments including cash, cards, credit transfers, direct debits, and cheques. It also, includes an overview of the country's key alternative payment instruments.
  • E-commerce market analysis.
  • Analysis of various market drivers and regulations governing the French cards and payments industry.
  • Detailed analysis of strategies adopted by banks and other institutions to market debit, credit and charge cards.
Scope
  • The French payment market is on a path of constant innovation. To reduce the dependence on cash and drive the country towards a cashless society, as part of its National Retail Payments Strategy (2019-2024) Banque de France has formulated various measures that are being adopted by commercial banks and payment service providers. The plan includes promoting acceptance of card payments by merchants even for payments starting from €1 ($1.12), incorporating contactless functionality in every payment terminal in the country, and strengthening the security of electronic payments. With such measures in place, the frequency of card-based transactions is anticipated to increase further over the forecast period.
  • To protect card holders against loss or theft of their payment cards, in July 2020 Societe Generale collaborated with Apple Pay to launch an instant digital card in France. This virtual payment card can be issued on a permanent or temporary basis. If customers lose their payment card, the bank issues a digital version and makes it available to the card holder via the Apple Pay app. As a result, the card holder’s funds remain safe and they can continue to make contactless payments.
  • Amid COVID-19, Fédération Bancaire Française raised the limit on contactless cards in the country from €30 ($33.68) to €50 ($56.14) in March 2020, in a bid to encourage consumers to use contactless payments rather than cash for purchases of essential items. As a result, consumers do not need to enter their PIN for payments worth up to €50 ($56.14).
Reasons to Buy
  • Make strategic business decisions, using top-level historic and forecast market data, related to the French cards and payments industry and each market within it.
  • Understand the key market trends and growth opportunities in the French cards and payments industry.
  • Assess the competitive dynamics in the French cards and payments industry.
  • Gain insights into marketing strategies used for various card types in France.
  • Gain insights into key regulations governing the French cards and payments industry.


  • Market Overview
    • Table France: key facts, 2020e
    • Table Benchmarking of payment cards, 2020e
  • Payment Instruments
    • Payment Instruments
    • Instant Payments
  • Card-based Payments
    • Payment Cards: Market Sizing & Forecasting
    • Payment Cards: Market by Products & Services
    • Debit Cards: Market Sizing & Forecasting
    • Debit Cards: Schemes
    • Debit Cards: Issuers
    • Credit & Charge Cards: Market Sizing & Forecasting
    • Credit & Charge Cards: Schemes
    • Credit & Charge Cards: Issuers
    • Credit Card Debt
    • Prepaid Cards: Market Sizing & Forecasting
    • Contactless Cards: Card Holding
  • Merchant Acquiring
    • Acquiring & Processing
    • Retail: Market Sizing & Forecasting
  • Ecommerce Payments
    • Ecommerce: Market Sizing & Forecasting
    • Ecommerce: Market by Products & Services
    • Ecommerce: Market by Payment Tool
  • Buy Now Pay Later
  • Mobile Proximity Payments
  • P2P Payments
  • Bill Payments
  • Alternative Payments
    • Alternative Payments: Payment Solutions
  • Job Analysis
  • Payment Innovations
  • Payment Infrastructure & Regulation
    • POS Terminals & ATMs
    • Regulatory Environment
  • Appendix
    • Table France: payment instrument transaction values (-bn), 2016-24f
    • Table France: payment instrument transaction values ($bn), 2016-24f
    • Table France: payment instrument transaction volumes (billions), 2016-24f
    • Table France: payment cards in circulation by type (millions), 2016-24f
    • Table France: volume of payment card transactions (billions), 2016-24f
    • Table France: value of payment card transactions (-bn), 2016-24f
    • Table France: value of payment card transactions ($bn), 2016-24f
    • Table France: debit cards in circulation (millions), 2016-24f
    • Table France: debit card transaction volumes, 2016-24f
    • Table France: debit card transaction values (-), 2016-24f
    • Table France: debit card transaction values ($), 2016-24f
    • Table France: debit cards in circulation by scheme (millions), 2016-20e
    • Table France: debit card transaction values by scheme (-bn), 2016-20e
    • Table France: debit card transaction values by scheme ($bn), 2016-20e
    • Table France: debit cards in circulation by issuer (millions), 2016-20e
    • Table France: debit cards transaction value by issuer (-bn), 2016-20e
    • Table France: debit cards transaction value by issuer ($bn), 2016-20e
    • Table France: credit and charge cards in circulation (millions), 2016-24f
    • Table France: credit and charge card transaction volumes, 2016-24f
    • Table France: credit and charge card transaction values (-), 2016-24f
    • Table France: credit and charge card transaction values ($), 2016-24f
    • Table France: credit and charge cards in circulation by scheme (millions), 2016-20e
    • Table France: credit and charge card transaction values by scheme (-bn), 2016-20e
    • Table France: credit and charge card transaction values by scheme ($bn), 2016-20e
    • Table France: credit and charge cards in circulation by issuer (millions), 2016-20e
    • Table France: credit and charge card transaction value by issuer (-bn), 2016-20e
    • Table France: credit and charge card transaction value by issuer ($bn), 2016-20e
    • Table France: credit cards in circulation (millions), 2016-24f
    • Table France: credit card transaction volumes, 2016-24f
    • Table France: credit card transaction values (-), 2016-24f
    • Table France: credit card transaction values ($), 2016-24f
    • Table France: credit cards in circulation by scheme (millions), 2016-20e
    • Table France: credit card transaction values by scheme (-bn), 2016-20e
    • Table France: credit card transaction values by scheme ($bn), 2016-20e
    • Table France: charge cards in circulation (millions), 2016-24f
    • Table France: charge card transaction volumes, 2016-24f
    • Table France: charge card transaction values (-), 2016-24f
    • Table France: charge card transaction values ($), 2016-24f
    • Table France: charge cards in circulation by scheme (millions), 2016-20e
    • Table France: charge card transaction values by scheme (-bn), 2016-20e
    • Table France: charge card transaction values by scheme ($bn), 2016-20e
    • Table France: prepaid cards in circulation (millions), 2016-24f
    • Table France: prepaid card transaction values (-m), 2016-24f
    • Table France: prepaid card transaction values ($m), 2016-24f
    • Table France: merchant acquiring transaction volumes (billions), 2015-23f
    • Table France: merchant acquiring transaction values (-bn), 2015-23f
    • Table France: merchant acquiring transaction values ($bn), 2015-23f
    • Table France: acquirers' transaction volumes (billions), 2015-19e
    • Table France: acquirers' transaction values (-bn), 2015-19e
    • Table France: acquirers' transaction values ($bn), 2015-19e
    • Table France: retail outlets and card-accepting merchants (millions), 2015-23f
    • Table France: debit card average interchange fees (%), 2015-19e
    • Table France: credit and charge card average interchange fees (%), 2015-19e
    • Table France: debit card merchant service charge and interchange fee (%), 2015-23f
    • Table France: credit and charge card merchant service charge and interchange fee (%), 2015-23f
    • Table France: retail market by product categories (-bn), 2016-23f
    • Table France: retail market by product categories ($bn), 2016-23f
    • Table France: retail market by service categories (-bn), 2015-19e
    • Table France: retail market by service categories ($bn), 2015-19e

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