France Cards & Payments: Opportunities and Risks to 2023

France Cards & Payments: Opportunities and Risks to 2023

France Cards & Payments: Opportunities and Risks to 2023

Summary

GlobalData’s 'France Cards & Payments: Opportunities and Risks to 2023' report provides detailed analysis of market trends in the French cards and payments industry. It provides values and volumes for a number of key performance indicators in the industry, including credit transfers, direct debits, cash, cards, and cheques during the review-period (2015-19e).

The report also analyzes various payment card markets operating in the industry, and provides detailed information on the number of cards in circulation, transaction values and volumes during the review-period and over the forecast-period (2019e-23f). It also offers information on the country's competitive landscape, including the market shares of issuers and schemes.

The report brings together GlobalData’s research, modeling, and analysis expertise to allow banks and card issuers to identify segment dynamics and competitive advantages. The report also covers details of regulatory policy and recent changes in the regulatory structure.

GlobalData’s 'France Cards & Payments: Opportunities and Risks to 2023' report provides top-level market analysis, information and insights into the French cards and payments industry, including -

  • Current and forecast values for each market in the French cards and payments industry, including debit, credit, and charge cards.
  • Detailed insights into payment instruments including credit transfers, direct debits, cheques, cash, and cards. It also, includes an overview of the country's key alternative payment instruments.
  • E-commerce market analysis.
  • Analysis of various market drivers and regulations governing the French cards and payments industry.
  • Detailed analysis of strategies adopted by banks and other institutions to market debit, credit, and charge cards.
Scope
  • The European instant payment system, SCT Inst, was introduced in France in July 2018. The system enables fund transfers of up to €15,000 ($17,183.22) in real-time within 10 seconds. BPCE, a major French cooperative banking group (which includes the Banque Populaire and Caisse d’Epargne networks), became the first payment service provider in France to adopt the new SCT Inst scheme. Societe Generale was the first bank to introduce the instant payment service for corporate customers in June 2019.
  • To further push the use of contactless cards, Banque de France (the country’s central bank) increased the contactless card payment limit. Effective from October 2017, card holders can make contactless payments of up to €30 ($34.37) without the need to enter a PIN. Previously the limit had been set at €20 ($22.91). The increased limit has further accelerated the use of payment cards for day-to-day, low-value transactions. The number of contactless transactions using CB cards increased from 234.8 million in 2015 to 2.1 billion in 2018.
  • To benefit from the growing preference for alternative payments, banks and payment service providers are launching new payment solutions. In March 2018, French retail giant Carrefour launched its mobile payment solution Carrefour Pay. The solution enables users to make contactless mobile payments using NFC-enabled mobile phones. In addition to the 3,000 Carrefour stores in France, the solution can be used at all stores that accept contactless payments. In April 2018, Samsung launched its mobile payment solution Samsung Pay in France. The solution allows users to make purchases using NFC and magnetic secure transmission technologies. And Google launched Google Pay in France in December 2018. The solution allows users to make in-store, online, and in-app payments.
Reasons to buy
  • Make strategic business decisions, using top-level historic and forecast market data, related to the French cards and payments industry and each market within it.
  • Understand the key market trends and growth opportunities in the French cards and payments industry.
  • Assess the competitive dynamics in the French cards and payments industry.
  • Gain insights into marketing strategies used for various card types in France.
  • Gain insights into key regulations governing the French cards and payments industry..


  • Market Overview
    • Table France: key facts, 2019e
    • Table Regional benchmarking of payment cards, 2019e
  • CARD-BASED PAYMENTS
    • Payment Cards: Market Sizing and Forecasting
    • Payment Cards: Market by Product/Service Type
    • Debit Cards: Market Sizing and Forecasting
    • Debit Cards: Schemes
    • Debit Cards: Issuers
    • Credit and Charge Cards: Market Sizing and Forecasting
    • Credit and Charge Cards: Schemes
    • Credit and Charge Cards: Issuers
    • Credit Card Debt
    • Prepaid Cards: Market Sizing and Forecasting
    • Contactless Cards: Card Holding
  • MERCHANT ACQUIRING
    • Acquiring & Processing
    • Retail: Market Sizing & Forecasting
  • E-COMMERCE PAYMENTS
    • E-commerce: Market Sizing & Forecasting
    • E-commerce: Market by Product/Service Category
    • E-commerce: Market by Payment Tool
  • MOBILE PROXIMITY PAYMENTS
  • P2P PAYMENTS
  • BILL PAYMENTS
  • ALTERNATIVE PAYMENTS
    • Alternative Payments: Payment Solutions
  • PAYMENT INNOVATIONS
  • PAYMENTS INFRASTRUCTURE & REGULATION
    • POS Terminals & ATMs
    • Regulatory Environment
  • Appendix
    • Table France: payment instrument transaction values (-bn), 2015-23f
    • Table France: payment instrument transaction values ($bn), 2015-23f
    • Table France: payment instrument transaction volumes (billions), 2015-23f
    • Table France: payment cards in circulation by type (millions), 2015-23f
    • Table France: volume of payment card transactions (billions), 2015-23f
    • Table France: value of payment card transactions (-bn), 2015-23f
    • Table France: value of payment card transactions ($bn), 2015-23f
    • Table France: debit cards in circulation (millions), 2015-23f
    • Table France: debit card transaction volumes, 2015-23f
    • Table France: debit card transaction values (-), 2015-23f
    • Table France: debit card transaction values ($), 2015-23f
    • Table France: debit cards in circulation by scheme (millions), 2015-19e
    • Table France: debit card transaction values by scheme (-bn), 2015-19e
    • Table France: debit card transaction values by scheme ($bn), 2015-19e
    • Table France: debit cards in circulation by issuer (millions), 2015-19e
    • Table France: debit card transaction values by issuer (-bn), 2015-19e
    • Table France: debit card transaction values by issuer ($bn), 2015-19e
    • Table France: credit and charge cards in circulation (millions), 2015-23f
    • Table France: credit and charge card transaction volumes, 2015-23f
    • Table France: credit and charge card transaction values (-), 2015-23f
    • Table France: credit and charge card transaction values ($), 2015-23f
    • Table France: credit and charge cards in circulation by scheme (millions), 2015-19e
    • Table France: credit and charge card transaction values by scheme (-bn), 2015-19e
    • Table France: credit and charge card transaction values by scheme ($bn), 2015-19e
    • Table France: credit and charge cards in circulation by issuer (millions), 2015-19e
    • Table France: credit and charge card transaction values by issuer (-bn), 2015-19e
    • Table France: credit and charge card transaction values by issuer ($bn), 2015-19e
    • Table France: credit cards in circulation (millions), 2015-23f
    • Table France: credit card transaction volumes, 2015-23f
    • Table France: credit card transaction values (-), 2015-23f
    • Table France: credit card transaction values ($), 2015-23f
    • Table France: credit card in circulation by scheme (millions), 2015-19e
    • Table France: credit card transaction values by scheme (-bn), 2015-19e
    • Table France: credit card transaction values by scheme ($bn), 2015-19e
    • Table France: charge cards in circulation (millions), 2015-23f
    • Table France: charge card transaction volumes, 2015-23f
    • Table France: charge card transaction values (-), 2015-23f
    • Table France: charge card transaction values ($), 2015-23f
    • Table France: charge cards in circulation by scheme (millions), 2015-19e
    • Table France: charge card transaction values by scheme (-bn), 2015-19e
    • Table France: charge card transaction values by scheme ($bn), 2015-19e
    • Table France: prepaid cards in circulation (millions), 2015-23f
    • Table France: prepaid card transaction values (-m), 2015-23f
    • Table France: prepaid card transaction values ($m), 2015-23f
    • Table France: merchant acquiring transaction volumes (billions), 2014-22f
    • Table France: merchant acquiring transaction values (-bn), 2014-22f
    • Table France: merchant acquiring transaction values ($bn), 2014-22f
    • Table France: acquirers' transaction volumes (billions), 2014-18e
    • Table France: acquirers' transaction values (-bn), 2014-18e
    • Table France: acquirers' transaction values ($bn), 2014-18e
    • Table France: retail outlets and card-accepting merchants (000s), 2014-22f
    • Table France: debit card average interchange fees (%), 2014-18e
    • Table France: debit card merchant service charge and interchange fee (%), 2014-22f
    • Table France: credit and charge card average interchange fees (%), 2014-18e
    • Table France: credit and charge card merchant service charge and interchange fee (%), 2014-22f
    • Table France: retail market by product categories, (-bn), 2015-23f
    • Table France: retail market by product categories, ($bn), 2015-23f
    • Table France: retail market by service categories, (-bn), 2014-18
    • Table France: retail market by service categories, ($bn), 2014-18

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