Brazilian payments system and cards sector

Brazilian payments system and cards sector

The Brazilian payments sector is estimated to have reached 22.2 billion transactions in 2017 with a base of over 509 million cards. Card transactions amounted to 13.3 billion with transaction value of US$ 381 billion. Large banks dominate the segment with cards representing 60% of online payments in Brazil. The average ticket for credit cards is almost twice as high as for debit cards in the country. Cielo and Redecard hold 87% market share as acquirers but there is considerable room for growth for non-cash payments in the country: 56 billion in Brazil vs. 283 billion in the United States in 2016.

This report analyses the subject market in Brazil, its main products and services, main players’ performance, overview of the global market and opportunities for different payment modalities in Brazil.

1. Overview of the Brazilian payments sector:
Brief history of and current modalities in the payments sector in Brazil
Evolution of the payment mix in Brazil in millions of transactions (2007-2017)
Overview of the cards sector in Brazil in number of cards and transaction volume (2009-2017)
Breakdown of e-commerce payments in terms of geography, gender and income level in Brazil (2016 vs. 2015)
Value chain for the credit card market in Brazil
Income profile and market potential for the Brazilian population (2015)
Average ticket, number of cards and transaction value across geographic regions in Brazil (2016)
2. Main payment card flags and market players in Brazil:
Brief overview of the main card issuers in Brazil
Main card players according to revenue, number of cards and revenue per card in Brazil (2015)
Payment means breakdown in online and traditional retail in Brazil (2008-2016)
Card penetration according to income level and use of card in instalment payments (2009-2017)
Revenue growth and average ticket for credit and debit cards in Brazil (2007-2017)
Comparison of card acquirers in market share and net MDR in Brazil (2008-2015)
Brief overview of Cielo and Redecard acquirers in revenue breakdown and costs (2008-2015)
3. The Brazilian payments sector in the world:
Non-cash transactions and payment mix breakdown into geographic regions in the world (2007-2015)
Card transactions and service network in selected countries in the world (2008-2016)
Non-cash transaction volume in the top 10 countries in the world (2008 vs. 2016)
Non-cash payment mix in Brazil and in selected European countries in transaction volume
Card transactions per inhabitant in selected world countries (2016)
Geographic breakdown of mobile payments subscribers and purchases in the world (2009-2017)
Mobile payments and card transactions in volume and value in Latin American countries (2016)
Overview and main characteristics of SEPA: Single European Payments Area
Main opportunities for the global payments sector in the SEPA scenario
Adoption level of SEPA instruments and main historical milestones (2008-2016)
4. Expectations and growth potential for the payments sector in Brazil:
Turnover evolution and forecast for card payments in Brazil (2001-2019)
Forecast for the payment cards share on population spend in Brazil (2009-2027)
The Brazilian payment cards sector in the world and comparison with the USA (2016)
Evolution of the mobile payments sector in Brazil and in the world (2010-2017)
Mobile payments customer profile according to gender, age range and income level (2016/17)
Mobile phones density in Brazil and in selected countries in the world (2005-2017)
Internet usage penetration in Brazil and in selected countries in the world (2008-2017)
Usage of electronic payments according to industry and type of spend in Brazil (2016)
Expectations for mobile payments based on the evolution of social media platforms (2015)
Expectations for mobile payments based on the evolution of social media platforms (2015)

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