Financial Cards and Payments in India

Financial Cards and Payments in India

Financial card transactions have posted healthy growth over recent years, following the government’s demonetisation initiative in November 2016, supported by the ongoing financial inclusion drive. Huge numbers of new bank accounts have been opened under the Pradhan Mantri Jan Dhan Yojana initiative in semi-urban and rural areas, many new debit cards have been issued to account holders and the government has pushed the installation of new POS terminals by banks. Moreover, encouraged by the govern...

Euromonitor International's Financial Cards and Payments in India report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends to watch.

Product coverage: Financial Cards in Circulation, M-Commerce, Transactions.

Data coverage: market sizes (historic and forecasts), company shares, brand shares and distribution data.

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* Get a detailed picture of the Financial Cards and Payments market;
* Pinpoint growth sectors and identify factors driving change;
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* Use five-year forecasts to assess how the market is predicted to develop.

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Financial Cards and Payments in India \nEuromonitor International \nDecember 2019\n \n \nList OF CONTENTS AND TABLES \n \nEXECUTIVE SUMMARY
India’s financial cards market thrives as banking population soars
Digital payment adoption continues at pace
The open loop expands in pre-paid cards
RuPay leads the way to a carded society
Mobile wallets are emerging
MARKET INDICATORS
Table 1 Number of POS Terminals: Units 2014-2019
Table 2 Number of ATMs: Units 2014-2019
Table 3 Value Lost to Fraud 2014-2019
Table 4 Card Expenditure by Location 2019
Table 5 Financial Cards in Circulation by Type: % Number of Cards 2014-2019
Table 6 Domestic versus Foreign Spend 2019
MARKET DATA
Table 7 Financial Cards by Category: Number of Cards in Circulation 2014-2019
Table 8 Financial Cards by Category: Number of Accounts 2014-2019
Table 9 Financial Cards Transactions by Category: Value 2014-2019
Table 10 Financial Cards by Category: Number of Transactions 2014-2019
Table 11 Consumer Payments by Category: Value 2014-2019
Table 12 Consumer Payments by Category: Number of Transactions 2014-2019
Table 13 M-Commerce by Category: Value 2014-2019
Table 14 M-Commerce by Category: % Value Growth 2014-2019
Table 15 Financial Cards: Number of Cards by Issuer 2014-2018
Table 16 Financial Cards: Number of Cards by Operator 2014-2018
Table 17 Financial Cards: Card Payment Transactions Value by Operator 2014-2018
Table 18 Financial Cards: Card Payment Transactions Value by Issuer 2014-2018
Table 19 Forecast Financial Cards by Category: Number of Cards in Circulation 2019-2024
Table 20 Forecast Financial Cards by Category: Number of Accounts 2019-2024
Table 21 Forecast Financial Cards Transactions by Category: Value 2019-2024
Table 22 Forecast Financial Cards by Category: Number of Transactions 2019-2024
Table 23 Forecast Consumer Payments by Category: Value 2019-2024
Table 24 Forecast Consumer Payments by Category: Number of Transactions 2019-2024
Table 25 Forecast M-Commerce by Category: Value 2019-2024
Table 26 Forecast M-Commerce by Category: % Value Growth 2019-2024
SOURCES
Summary 1 Research Sources
HEADLINES
PROSPECTS
A limited albeit growing consumer base for charge cards
COMPETITIVE LANDSCAPE
American Express remains in sole charge
CATEGORY DATA
Table 27 Charge Cards: Number of Cards in Circulation 2014-2019
Table 28 Charge Cards Transactions 2014-2019
Table 29 Charge Cards in Circulation: % Growth 2014-2019
Table 30 Charge Cards Transactions: % Growth 2014-2019
Table 31 Personal Charge Cards: Number of Cards in Circulation 2014-2019
Table 32 Personal Charge Cards Transactions 2014-2019
Table 33 Personal Charge Cards in Circulation: % Growth 2014-2019
Table 34 Personal Charge Cards Transactions: % Growth 2014-2019
Table 35 Charge Cards: Number of Cards by Issuer 2014-2018
Table 36 Charge Cards: Number of Cards by Operator 2014-2018
Table 37 Charge Cards Payment Transaction Value by Issuer 2014-2018
Table 38 Charge Cards Payment Transaction Value by Operator 2014-2018
Table 39 Personal Charge Cards: Number of Cards by Issuer 2014-2018
Table 40 Personal Charge Cards: Number of Cards by Operator 2014-2018
Table 41 Personal Charge Cards Transaction Value by Issuer 2014-2018
Table 42 Personal Charge Cards Transaction Value by Operator 2014-2018
Table 43 Forecast Charge Cards: Number of Cards in Circulation 2019-2024
Table 44 Forecast Charge Cards Transactions 2019-2024
Table 45 Forecast Charge Cards in Circulation: % Growth 2019-2024
Table 46 Forecast Charge Cards Transactions: % Growth 2019-2024
Table 47 Forecast Commercial Charge Cards: Number of Cards in Circulation 2019-2024
Table 48 Forecast Commercial Charge Cards Transactions 2019-2024
Table 49 Forecast Personal Charge Cards: Number of Cards in Circulation 2019-2024
Table 50 Forecast Personal Charge Cards Transactions 2019-2024
Table 51 Forecast Personal Charge Cards in Circulation: % Growth 2019-2024
Table 52 Forecast Personal Charge Cards Transactions: % Growth 2019-2024
HEADLINES
PROSPECTS
High personal and commercial demand fuels hike in credit card ownership
Credit card usage is more common at the POS
The future looks bright for credit cards
COMPETITIVE LANDSCAPE
HDFC provides Indians’ best flexible friend
Visa and Mastercard have a local rival in RuPay
The draw of co-branding grows
CATEGORY DATA
Table 53 Credit Cards: Number of Cards in Circulation 2014-2019
Table 54 Credit Cards Transactions 2014-2019
Table 55 Credit Cards in Circulation: % Growth 2014-2019
Table 56 Credit Cards Transactions: % Growth 2014-2019
Table 57 Commercial Credit Cards: Number of Cards in Circulation 2014-2019
Table 58 Commercial Credit Cards Transactions 2014-2019
Table 59 Commercial Credit Cards in Circulation: % Growth 2014-2019
Table 60 Commercial Credit Cards Transactions: % Growth 2014-2019
Table 61 Personal Credit Cards: Number of Cards in Circulation 2014-2019
Table 62 Personal Credit Cards Transactions 2014-2019
Table 63 Personal Credit Cards in Circulation: % Growth 2014-2019
Table 64 Personal Credit Cards Transactions: % Growth 2014-2019
Table 65 Credit Cards: Number of Cards by Issuer 2014-2018
Table 66 Credit Cards: Number of Cards by Operator 2014-2018
Table 67 Credit Cards Payment Transaction Value by Issuer 2014-2018
Table 68 Credit Cards Payment Transaction Value by Operator 2014-2018
Table 69 Commercial Credit Cards: Number of Cards by Issuer 2014-2018
Table 70 Commercial Credit Cards: Number of Cards by Operator 2014-2018
Table 71 Commercial Credit Cards Payment Transaction Value by Issuer 2014-2018
Table 72 Commercial Credit Cards Payment Transaction Value by Operator 2014-2018
Table 73 Personal Credit Cards: Number of Cards by Issuer 2014-2018
Table 74 Personal Credit Cards: Number of Cards by Operator 2014-2018
Table 75 Personal Credit Cards Payment Transaction Value by Issuer 2014-2018
Table 76 Personal Credit Cards Payment Transaction Value by Operator 2014-2018
Table 77 Forecast Credit Cards: Number of Cards in Circulation 2019-2024
Table 78 Forecast Credit Cards Transactions 2019-2024
Table 79 Forecast Credit Cards in Circulation: % Growth 2019-2024
Table 80 Forecast Credit Cards Transactions: % Growth 2019-2024
Table 81 Forecast Commercial Credit Cards: Number of Cards in Circulation 2019-2024
Table 82 Forecast Commercial Credit Cards Transactions 2019-2024
Table 83 Forecast Commercial Credit Cards in Circulation: % Growth 2019-2024
Table 84 Forecast Commercial Credit Cards Transactions: % Growth 2019-2024
Table 85 Forecast Personal Credit Cards: Number of Cards in Circulation 2019-2024
Table 86 Forecast Personal Credit Cards Transactions 2019-2024
Table 87 Forecast Personal Credit Cards in Circulation: % Growth 2019-2024
Table 88 Forecast Personal Credit Cards Transactions: % Growth 2019-2024
HEADLINES
PROSPECTS
Government leads the surge in India’s banked population
Plastic usage is on the rise but it seems cash remains indispensable
More Indians will access debit cards, while contactless payments will grow
COMPETITIVE LANDSCAPE
SBI is the most inclusive player, driving up debit card performance
Homegrown RuPay competes strongly with the international cards
Cards from private banks see the most retail therapy
CATEGORY DATA
Table 89 Debit Cards: Number of Cards in Circulation 2014-2019
Table 90 Debit Cards Transactions 2014-2019
Table 91 Debit Cards in Circulation: % Growth 2014-2019
Table 92 Debit Cards Transactions: % Growth 2014-2019
Table 93 Debit Cards: Number of Cards by Issuer 2014-2018
Table 94 Debit Cards: Number of Cards by Operator 2014-2018
Table 95 Debit Cards Payment Transaction Value by Issuer 2014-2018
Table 96 Debit Cards Payment Transaction Value by Operator 2014-2018
Table 97 Forecast Debit Cards: Number of Cards in Circulation 2019-2024
Table 98 Forecast Debit Cards Transactions 2019-2024
Table 99 Forecast Debit Cards in Circulation: % Growth 2019-2024
Table 100 Forecast Debit Cards Transactions: % Growth 2019-2024
HEADLINES
PROSPECTS
Pre-paid cards are set to travel further in India
Open loop pre-paid cards proliferate as cashless trend strengthens
Journeys by rail become smarter, boosting transportation and travel cards
COMPETITIVE LANDSCAPE
ItzCash has a good spread of products
More consumers want to be kept in the open loop
CATEGORY DATA
Table 101 Pre-paid Cards: Number of Cards in Circulation 2014-2019
Table 102 Pre-paid Cards Transactions 2014-2019
Table 103 Pre-paid Cards in Circulation: % Growth 2014-2019
Table 104 Pre-paid Cards Transactions: % Growth 2014-2019
Table 105 Closed Loop Pre-paid Cards Transactions 2014-2019
Table 106 Closed Loop Pre-paid Cards Transactions: % Growth 2014-2019
Table 107 Open Loop Pre-paid Cards Transactions 2014-2019
Table 108 Open Loop Pre-paid Cards Transactions: % Growth 2014-2019
Table 109 Pre-paid Cards: Number of Cards by Issuer 2014-2018
Table 110 Pre-paid Cards: Number of Cards by Operator 2014-2018
Table 111 Pre-paid Cards Transaction Value by Issuer 2014-2018
Table 112 Pre-paid Cards Transaction Value by Operator 2014-2018
Table 113 Closed Loop Pre-paid Cards: Number of Cards by Issuer 2014-2018
Table 114 Closed Loop Pre-paid Cards: Number of Cards by Operator 2014-2018
Table 115 Closed Loop Pre-paid Cards Transaction Value by Issuer 2014-2018
Table 116 Closed Loop Pre-paid Cards Transaction Value by Operator 2014-2018
Table 117 Open Loop Pre-paid Cards: Number of Cards by Issuer 2014-2018
Table 118 Open Loop Pre-paid Cards: Number of Cards by Operator 2014-2018
Table 119 Open Loop Pre-paid Cards Transaction Value by Issuer 2014-2018
Table 120 Open Loop Pre-paid Cards Transaction Value by Operator 2014-2018
Table 121 Forecast Pre-paid Cards: Number of Cards in Circulation 2019-2024
Table 122 Forecast Pre-paid Cards Transactions 2019-2024
Table 123 Forecast Pre-paid Cards in Circulation: % Growth 2019-2024
Table 124 Forecast Pre-paid Cards Transactions: % Growth 2019-2024
Table 125 Forecast Closed Loop Pre-paid Cards Transactions 2019-2024
Table 126 Forecast Closed Loop Pre-paid Cards Transactions: % Growth 2019-2024
Table 127 Forecast Open Loop Pre-paid Cards Transactions 2019-2024
Table 128 Forecast Open Loop Pre-paid Cards Transactions: % Growth 2019-2024
PROSPECTS

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