Consumer Lending in Spain
Both gross lending and the outstanding balance of consumer credit fell in constant value terms (2022 prices) during 2022. As a result, gross lending dipped below its pre-pandemic (2019) level. Rising interest rates were a significant factor in this, as the European Central Bank tightened monetary policy as it sought to contain mounting inflationary pressure and dampen inflation expectations. This surge in inflation was initially driven by supply-chain disruption in the wake of the pandemic in 20...
Euromonitor International's Consumer Lending in Spain report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends to watch.
Product coverage: Consumer Credit, Mortgages/Housing.
Data coverage: market sizes (historic and forecasts), company shares, brand shares and distribution data.
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* Get a detailed picture of the Consumer Lending market;
* Pinpoint growth sectors and identify factors driving change;
* Understand the competitive environment, the market’s major players and leading brands;
* Use five-year forecasts to assess how the market is predicted to develop.
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- Consumer Lending in Spain
- Euromonitor International
- October 2022
- List Of Contents And Tables
- CONSUMER LENDING IN SPAIN
- EXECUTIVE SUMMARY
- Consumer lending in 2022: The big picture
- 2022 key trends
- What next for consumer lending?
- MARKET DATA
- Table 1 Consumer Lending: Outstanding Balance by Category: Value 2017-2022
- Table 2 Consumer Lending: Outstanding Balance by Category: % Value Growth 2017-2022
- Table 3 Consumer Lending: Gross Lending by Category: Value 2017-2022
- Table 4 Consumer Lending: Gross Lending by Category: % Value Growth 2017-2022
- Table 5 Consumer Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2017-2022
- Table 6 Mortgages/Housing: Non-performing vs Other Loans Outstanding Balance: % Value 2017-2022
- Table 7 Consumer Credit: Non-performing vs Other Loans Outstanding Balance: % Value 2017-2022
- Table 8 Card Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2017-2022
- Table 9 Forecast Consumer Lending: Outstanding Balance by Category: Value 2022-2027
- Table 10 Forecast Consumer Lending: Outstanding Balance by Category: % Value Growth 2022-2027
- Table 11 Forecast Consumer Lending: Gross Lending by Category: Value 2022-2027
- Table 12 Forecast Consumer Lending: Gross Lending by Category: % Value Growth 2022-2027
- DISCLAIMER
- SOURCES
- Summary 1 Research Sources
- CONSUMER CREDIT IN SPAIN
- KEY DATA FINDINGS
- 2022 DEVELOPMENTS
- Inflationary surge hits home lending particularly hard
- Education lending remains underdeveloped
- BNPL is expanding at the expense of other personal lending
- PROSPECTS AND OPPORTUNITIES
- Auto lending will face increased competition from long-term renting
- Online-only accounts and neobanks will help to drive growth in online consumer credit
- Lingering inflationary pressure and elevated interest rates will limit growth in demand
- CATEGORY DATA
- Table 13 Consumer Credit: Outstanding Balance by Category: Value 2017-2022
- Table 14 Consumer Credit: Outstanding Balance by Category: % Value Growth 2017-2022
- Table 15 Consumer Credit: Gross Lending by Category: Value 2017-2022
- Table 16 Consumer Credit: Gross Lending by Category: % Value Growth 2017-2022
- Table 17 Forecast Consumer Credit: Outstanding Balance by Category: Value 2022-2027
- Table 18 Forecast Consumer Credit: Outstanding Balance by Category: % Value Growth 2022-2027
- Table 19 Forecast Consumer Credit: Gross Lending by Category: Value 2022-2027
- Table 20 Forecast Consumer Credit: Gross Lending by Category: % Value Growth 2022-2027