Consumer Lending in Romania

Consumer Lending in Romania

In 2020, the COVID-19 outbreak led to a sudden slowdown in consumer lending in Romania, with the pandemic significantly reducing appetite among consumers to take on debt. Declining incomes and rising uncertainty over economic prospects also negatively impacted demand for loans. As a result of the extended lockdown, economic uncertainty, alarming and contradicting messages in the media, and a massive rise in unemployment, consumer credit gross lending declined. However, while non-card lending has...

Euromonitor International's Consumer Lending in Romania report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends to watch.

Product coverage: Consumer Credit, Mortgages/Housing.

Data coverage: market sizes (historic and forecasts), company shares, brand shares and distribution data.

Why buy this report?
* Get a detailed picture of the Consumer Lending market;
* Pinpoint growth sectors and identify factors driving change;
* Understand the competitive environment, the market’s major players and leading brands;
* Use five-year forecasts to assess how the market is predicted to develop.

Euromonitor International has over 40 years' experience of publishing market research reports, business reference books and online information systems. With offices in London, Chicago, Singapore, Shanghai, Vilnius, Dubai, Cape Town, Santiago, Sydney, Tokyo and Bangalore and a network of over 800 analysts worldwide, Euromonitor International has a unique capability to develop reliable information resources to help drive informed strategic planning.


Consumer Lending in Romania
Euromonitor International
December 2020
List OF CONTENTS AND TABLES
EXECUTIVE SUMMARY
COVID-19 impact on consumer lending
COVID-19 country impact
Appetite for credit hit hard by huge drop in consumer confidence
Mortgage lending boosted by government support programmes
Ongoing digitalisation trend strengthened by pandemic
What next for consumer lending?
MARKET DATA
Table 1 Consumer Lending: Outstanding Balance by Category: Value 2015-2020
Table 2 Consumer Lending: Outstanding Balance by Category: % Value Growth 2015-2020
Table 3 Consumer Lending: Gross Lending by Category: Value 2015-2020
Table 4 Consumer Lending: Gross Lending by Category: % Value Growth 2015-2020
Table 5 Consumer Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2015-2020
Table 6 Mortgages/Housing: Non-performing vs Other Loans Outstanding Balance: % Value 2015-2020
Table 7 Consumer Credit: Non-performing vs Other Loans Outstanding Balance: % Value 2015-2020
Table 8 Card Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2015-2020
Table 9 Forecast Consumer Lending: Outstanding Balance by Category: Value 2020-2025
Table 10 Forecast Consumer Lending: Outstanding Balance by Category: % Value Growth 2020-2025
Table 11 Forecast Consumer Lending: Gross Lending by Category: Value 2020-2025
Table 12 Forecast Consumer Lending: Gross Lending by Category: % Value Growth 2020-2025
DISCLAIMER
GLOBAL MACROECONOMIC ENVIRONMENT
GLOBAL INDUSTRY ENVIRONMENT
SOURCES
Summary 1 Research Sources
KEY DATA FINDINGS
2020 IMPACT
Pandemic fuels fall in loan demand and rise in defaults
Auto lending impacted by major decline in new car registrations
Gradual shift towards consolidation in still highly fragmented market
RECOVERY AND OPPORTUNITIES
Strong financial aid key to recovery over forecast period
Growing competition from flexible and convenient card lending
Ongoing shift towards digitalisation
CATEGORY DATA
Table 13 Consumer Credit: Outstanding Balance by Category: Value 2015-2020
Table 14 Consumer Credit: Outstanding Balance by Category: % Value Growth 2015-2020
Table 15 Consumer Credit: Gross Lending by Category: Value 2015-2020
Table 16 Consumer Credit: Gross Lending by Category: % Value Growth 2015-2020
Table 17 Forecast Consumer Credit: Outstanding Balance by Category: Value 2020-2025
Table 18 Forecast Consumer Credit: Outstanding Balance by Category: % Value Growth 2020-2025
Table 19 Forecast Consumer Credit: Gross Lending by Category: Value 2020-2025
Table 20 Forecast Consumer Credit: Gross Lending by Category: % Value Growth 2020-2025

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