Consumer Lending in Canada

Consumer Lending in Canada

Consumer lending continued to see solid current value growth in 2019, thanks to steady economic growth in Canada, supported by a strong increase for card lending in particular. Canadian consumers are carrying more debt, with household debt well above household disposable incomes. The rapid growth in mortgages was curbed somewhat during 2019 by tightening regulations. Interest rate rises also constrained the expansion of consumer credit. Nevertheless, both consumer credit and mortgages continued...

Euromonitor International's Consumer Lending in Canada report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends to watch.

Product coverage: Consumer Credit, Mortgages/Housing.

Data coverage: market sizes (historic and forecasts), company shares, brand shares and distribution data.

Why buy this report?
* Get a detailed picture of the Consumer Lending market;
* Pinpoint growth sectors and identify factors driving change;
* Understand the competitive environment, the market’s major players and leading brands;
* Use five-year forecasts to assess how the market is predicted to develop.

Euromonitor International has over 40 years' experience of publishing market research reports, business reference books and online information systems. With offices in London, Chicago, Singapore, Shanghai, Vilnius, Dubai, Cape Town, Santiago, Sydney, Tokyo and Bangalore and a network of over 800 analysts worldwide, Euromonitor International has a unique capability to develop reliable information resources to help drive informed strategic planning.


Consumer Lending in Canada
Euromonitor International
October 2019
LIST OF CONTENTS AND TABLES
Executive Summary
Strong Growth in Card Lending Supports Growth in Consumer Lending
Changes To Bank Act and New Mortgage Regulations Affect Lending
the Big Six See A Greater Challenge From Alternative Providers
Home Lending and Mortgages/housing Lending Continue To Soar
Interest Rates and New Mortgage Rules Set To Slow Growth Rates
Market Data
Table 1 Consumer Lending: Outstanding Balance by Category: Value 2014-2019
Table 2 Consumer Lending: Outstanding Balance by Category: % Value Growth 2014-2019
Table 3 Consumer Lending: Gross Lending by Category: Value 2014-2019
Table 4 Consumer Lending: Gross Lending by Category: % Value Growth 2014-2019
Table 5 Consumer Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2014-2019
Table 6 Mortgages/Housing: Non-performing vs Other Loans Outstanding Balance: % Value 2014-2019
Table 7 Consumer Credit: Non-performing vs Other Loans Outstanding Balance: % Value 2014-2019
Table 8 Card Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2014-2019
Table 9 Forecast Consumer Lending: Outstanding Balance by Category: Value 2019-2024
Table 10 Forecast Consumer Lending: Outstanding Balance by Category: % Value Growth 2019-2024
Table 11 Forecast Consumer Lending: Gross Lending by Category: Value 2019-2024
Table 12 Forecast Consumer Lending: Gross Lending by Category: % Value Growth 2019-2024
Sources
Summary 1 Research Sources
Headlines
Prospects
Demand for Auto Lending Softens Due To Rising Interest Rate
Home Lending Remains High Due To Helocs
Weaker Growth Expected for Card Lending Due To Higher Interest Rates
Competitive Landscape
the Big Six Banks Dominate, and Cibc Offers A New Service
Increasing Investment in Online Strategies To Meet Increasing Demand
Alternative Lenders Increase, With Many Players Fighting for Share
Category Data
Table 13 Consumer Credit: Outstanding Balance by Category: Value 2014-2019
Table 14 Consumer Credit: Outstanding Balance by Category: % Value Growth 2014-2019
Table 15 Consumer Credit: Gross Lending by Category: Value 2014-2019
Table 16 Consumer Credit: Gross Lending by Category: % Value Growth 2014-2019
Table 17 Forecast Consumer Credit: Outstanding Balance by Category: Value 2019-2024
Table 18 Forecast Consumer Credit: Outstanding Balance by Category: % Value Growth 2019-2024
Table 19 Forecast Consumer Credit: Gross Lending by Category: Value 2019-2024
Table 20 Forecast Consumer Credit: Gross Lending by Category: % Value Growth 2019-2024

Download our eBook: How to Succeed Using Market Research

Learn how to effectively navigate the market research process to help guide your organization on the journey to success.

Download eBook