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Global Private Label Card Market: Trends & Opportunities (2016-2020)

Global Private Label Card Market: Trends & Opportunities (2016-2020)

Scope of the Report

The report titled “Global Private Label Card Market: Trends & Opportunities (2016-2020)”, provides an in-depth analysis of the global private label card market by value and by volume. The report also gives an insight of the global card market by value, by volume, etc. The report provides a regional analysis of the private label cards, including the following regions: US and Europe.

The report also assesses the key opportunities in the market and outlines the factors that are and will be driving the growth of the industry. The competition in the global private label card market is dominated by Alliance Data Systems, JP Morgan Chase & Co, Wells Fargo & Co and Capital One Financial Corp. Further, key players of the private label card market are also profiled with their financial information and respective business strategies.

Country Coverage

America
Europe

Company Coverage

Alliance Data Systems
JP Morgan Chase & Co.
Wells Fargo & Co.
Capital One Financial Corp

Executive Summary

Payment cards allow the card holders to make payments by electronic fund transfer. These cards are classified into credit cards and debit cards. The debit cards are cards in which the card holder directly transfers money from their bank account to make payment for the purchase. Credit cards are the cards issued by the banks, allowing the holder to purchase goods and services on credit. The credit cards are further classified into private label cards and other credit cards.

Private label credit cards or store cards or proprietary cards are branded for a specific retailer or a manufacturer. The retailer can manage the cards in house or can be managed or issued by a third party processor, who in turn collects the payments from the card holders. Terms and conditions for private label cards are made by the contract between the retailer and the third party processor. Retailers prefer to have their own cards, thus enabling the consumers to shop at their stores. Private label cards are used in retail outlets, mostly to attract the consumers and giving them another reason to shop at particular stores. The private label cards, however, have a lower credit limit and a high interest rates.

The private label cards have different advantages to customers, to retailers and to business. The disadvantages of private label cards are high interest rates and harm to the credit score.

The private label card market is driven by rising global population, increasing urbanization, rewards and incentive programs, increasing mobile payments, increasing global GDP per capita and increasing retail sales.


1. Executive Summary
2. Introduction
2.1 Payment Card Transactions and its Participants
Table 1: Participants in Payment Transactions
2.2 Types of Payment Cards
Table 2: Types of Payment Cards
2.3 Types of Credit Cards
Table 3: Types of Credit Cards
Private Label Credit Cards
Other Credit Cards
2.4 Private Label Credit Cards
2.5 Advantages and Disadvantages of Private Label Card
Advantages
Disadvantages
3. Global Market Analysis
3.1 Global Cards Market: An Analysis
3.1.1 Global Card market by Value
Table 4: Global Card Market by Value; 2010-2014 (US$ Trillion)
3.1.2 Global Card Market by Installed Base
Table 5: Global Card Market by Installed Base; 2012-2020 (Billion Units)
3.1.3 Global Card Market by Segments
Table 6: Global Cards Market by Segments; 2014
3.2 Global Private Label Cards Market: An Analysis
3.2.1 Global Private Label Card Market by Share in Global Card Market (by Value)
Table 7: Global Private Label Cards Market; 2014
3.2.2 Global Private Label Card Market by Installed Base
Table 8: Global Private Label Card Market by Installed Base; 2012-2014 (Million Units)
4. Regional/Country Analysis
4.1 America Private Label Card Market: An Analysis
4.1.1 America’s Private Label Card Market by Share in the America’s Card Market (Installed Base)
Table 9: America Private Label Card Market by Share in the America’s Card Market (Installed Base); 2014
4.1.2 US Card Market by Payment Volume
Table 10: US Card Market by Payment Volume; 2009-2014 (US$ Billion)
4.1.3 US Cards Market by Segments
Table 11: US Cards Market by Segments; 2014
4.1.4 US Credit Cards Market by Segments
Table 12: US Credit Cards Market by Segments; 2014
4.1.5 US Private Label Cards Market by Payment Volume
Table 13: US Private Label Cards Market by Payment Volume; 2006-2014 (US$Billion)
4.2 Europe Private Label Cards Market: An Analysis
4.2.1 Private Label Card Market by Share in Total Value of Cards
Table 14: Europe Private Label Card Market by Share in Total Value of Cards; 2014
4.2.2 Private Label Card Market as Share in Total Installed Base of Cards
Table 15: Private Label Card market as share in Total Installed Base of Cards; 2014
4.2.3 Europe Private Label Card Market by Share in Total Commercial Cards
Table 16: Europe Private Label Card Market by Share in Total Commercial Cards; 2014
5. Market Dynamics
5.1 Growth Drivers
5.1.1 Rewards and Incentive Programs
5.1.2 Increase in Mobile Payments
Table 17: Increase in Mobile Payments; 2010-2015 (US$ Billion)
5.1.3 Rising Urbanization
Table 18: Rising Urbanization; 2007-2014 (Billion)
5.1.4 Increasing Global GDP Per Capita
Table 19: Increasing Global GDP Per Capita; 2009-2014 (US$)
5.1.4 Lower US Merchant Discount Rate
Table A: US Merchant Discount Rate Year 2014
5.1.5 Increasing retail Sales
Table 20: Increasing retail Sales; 2009-2014 (US$ Trillion)
5.2 Challenges
5.2.1 Deferred Interest rates
5.2.2 Merchant Discount Rate for Private Label Cards
Table 21: Lower US Merchant Discount Rate; Percentage (%)
5.2.3 Regulatory Challenge
5.2.4 Tightening Card Market
5.3 Market Trends
5.3.1 Return to In-House Processing
5.3.2 Mobile as a Catalyst for Private Label Cards
5.3.3 Extensive Customer Data
Table 22: Extensive Customer Data
5.3.4 Customer & Brand Relation
6. Competitive Landscape
Table B: Financial Comparison of Top Global Private Label Cards Issuers; 2015
Table 23: US Private Label Cards Market by Issuers; 2014
7. Company Profiles
7.1 Alliance Data Systems
7.1.1 Business Overview
7.1.2 Financial Overview
Table 24: Alliance Data Systems Revenue; 2011-2015 (US$ Billion)
Table 25: Alliance Data Systems Revenue by Segments; 2015
7.1.3 Business Strategy
Agreement with Toyota
Agreement with GameStop
7.2 JP Morgan Chase & CO.
7.2.1 Business Overview
Table 26: JP Morgan Chase & CO. Segment Overview
7.2.2 Financial Overview
Table 27: JP Morgan Chase & Co. Revenue; 2011-2015 (US$ Billion)
Table 28: JP Morgan Chase & Co. Revenue by Segments; 2015
7.2.3 Business Strategy
Selling the shares
Grants for Research
Acquisitions
7.3 Wells Fargo & Co.
7.3.1 Business Overview
7.3.2 Financial Overview
Table 29: Wells Fargo & Co. Revenue; 2011-2015 (US$ Billion)
Table 30: Wells Fargo & Co. Revenue by Segments; 2015
7.3.3 Business Strategy
TeamBuilding
Agreement
Innovation
7.4 Capital One Financial Corp
7.4.1 Business Overview
7.4.2 Financial Overview
Table 31: Capital One Financial Corp Revenue; 2011-2015 (US$ Billion)
Table 32: Capital One Financial Corp Revenue by Segments;2015
7.4.3 Business Strategy
Expansion of Business
Extension of Agreement
Innovation

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