Zimbabwe Insurance Q4 2019
The outlook for Zimbabwe's fledgling insurance industry remains challenging. Very high unemployment (and extensiveinformal employment) means household income rates are very low and there is very little demand for group covers. There are fewcompulsory lines in the market and even those lines which are mandatory are very poorly enforced leading to extensive gaps incoverage. Moving forward, growth in the market is dependent upon wider economic improvements and efforts by insurers todevelop market appropriate products and distribution channels.
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