Market Research Logo

Zimbabwe Banking & Financial Services Report Q4 2017

Zimbabwe Banking & Financial Services Report Q4 2017

BMI View: The fate of Zimbabwe's financial sector is tied to the country's dysfunctional economy. Headline figures appear positive with rising bank profitability and growth in lending, while the stock exchange is seeing massive growth in capitalisation. However, structural weaknesses threaten to tip the financial sector into crisis. Local banks have been stocking up on treasury bills (TBs) as the government has sought to finance its yawning budget deficits. TBs are high-risk assets and a government default would send the sector into crisis while profits are largely the result of transaction charges rather than a recovery in business. The surge in equities is not related to investor confidence, but rather the lack of other opportunities. The over-valuation of stocks suggests correction is on the horizon with a stock market crash a real prospect.


BMI Industry View
Banking & Financial Services Industry View
Table: Financial Services Forecasts (Zimbabwe 2015-2020)
Table: Financial Services Forecasts (Zimbabwe 2021-2026)
SWOT
Banking & Financial Services
Banking
Banking Snapshot
Forecast Scenario
Table: Key Banking Forecasts (Zimbabwe 2015-2021)
Table: Zimbabwe - Banking Sector Risk Snapshot
Forecast Tables
Table: Assets Forecasts (Zimbabwe 2015-2020)
Table: Assets Forecasts (Zimbabwe 2021-2026)
Table: Liabilities Forecasts (Zimbabwe 2015-2020)
Table: Liabilities Forecasts (Zimbabwe 2021-2026)
Table: Key Ratios Forecasts (Zimbabwe 2015-2026)
Competitive Landscape
Table: Top 10 Commercial And Retail Banks By Total Assets, USDmn
Table: Top 10 Banks - Asset Quality
Table: Top 10 Banks - Earnings & Profitability
Table: Top 10 Banks - Capital & Leverage
Table: Top 10 Banks - Funding & Liquidity
Regulatory Environment
Insurance
Insurance Snapshot
Table: Gross Insurance Premiums Written (Zimbabwe 2015-2020)
Table: Gross Insurance Premiums Written (Zimbabwe 2021-2026)
Competitive Landscape
Table: Top 10 Life Insurance Companies By Gross Premiums, USDmn
Table: Top 10 Non-Life Insurance Companies By Gross Premiums, USDmn
Regulatory Environment
Asset Management
Asset Management Snapshot
Competitive Landscape
Regulatory Environment
Stock Exchanges
Stock Exchanges Snapshot
Competitive Landscape
Table: Top 10 Listings By Market Capitalisation, August 2017
Regulatory Environment
Macroeconomic Overview
Economic Analysis
Macroeconomic Forecasts
Table: Macroeconomic Indicators (Zimbabwe 2016-2026)
Household Income Data
Table: Household Income Data (Zimbabwe 2015-2021)
Demographic Forecast
Table: Population Headline Indicators (Zimbabwe 1990-2025)
Table: Key Population Ratios (Zimbabwe 1990-2025)
Table: Urban/Rural Population & Life Expectancy (Zimbabwe 1990-2025)
Table: Population By Age Group (Zimbabwe 1990-2025)
Table: Population By Age Group % (Zimbabwe 1990-2025)
Methodology
Industry Forecast Methodology
Sector-Specific Methodology

Download our eBook: How to Succeed Using Market Research

Learn how to effectively navigate the market research process to help guide your organization on the journey to success.

Download eBook

Share this report