Latvia Commercial Banking Report Q3 2015

BMI Industry View

Table: Commercial Banking Sector Indicators

Table: Commercial Banking Sector Key Ratios, March 2015

Table: Annual Growth Rate Projections 2014-2019 (%)

Table: Ranking Out Of 73 Countries Reviewed In 2015

Table: Commercial Banking Sector Indicators, 2012-2019

SWOT

Commercial Banking

Political

Economic

Operational Risk

Industry Forecast

Table: Latvia - Banking Sector Risk Snapshot

Industry Risk Reward Index

Emerging Europe Commercial Banking Risk/Reward Index

Table: Emerging Europe Commercial Banking Risk/Reward Index

Market Overview

Emerging Europe Commercial Banking Outlook

Table: Banks' Bond Portfolios, 2013

Table: Comparison Of Loan/Deposit & Loan/Asset & Loan/GDP Ratios, 2015

Table: Comparison Of Total Assets & Client Loans & Client Deposits (USDbn)

Table: Comparison Of USD Per Capita Deposits, 2015

Economic Analysis

Macro Outlook

Real GDP By Expenditure Breakdown

Risks To Outlook

Table: GDP By Expenditure (Latvia 2012-2019)

Competitive Landscape

Market Structure

Protagonists

Table: Protagonists In Latvia's Commercial Banking Sector

Definition Of The Commercial Banking Universe

List Of Banks

Table: Authorised Banks In Latvia

Company Profile

ABLV Bank

Citadele banka

DnB NORD Banka

Table: Stock Market Indicators

Table: Balance Sheet (LVLmn)

Table: Balance Sheet (USDmn)

Table: Key Ratios (%)

Rietumu Bank

Table: Balance Sheet (LVLmn)

Table: Balance Sheet (USDmn)

Table: Key Ratios (%)

Swedbank

Table: Stock Market Indicators

Table: Balance Sheet (LVLmn)

Table: Balance Sheet (USDmn)

Table: Key Ratios (%)

Regional Overview

Industry Forecast

Elevated Risk:

Declining Risk:

Limited Risk:

Global Industry Overview

Global Commercial Banking Outlook

US and Eurozone Banking Outlook

Emerging Market Regional Outlooks

Demographic Forecast

Table: Population Headline Indicators (Latvia 1990-2025)

Table: Key Population Ratios (Latvia 1990-2025)

Table: Urban/Rural Population & Life Expectancy (Latvia 1990-2025)

Table: Population By Age Group (Latvia 1990-2025)

Table: Population By Age Group % (Latvia 1990-2025)

Methodology

Industry Forecast Methodology

Sector-Specific Methodology

Risk/Reward Ratings Methodology

Table: Commercial Banking Risk/Reward Rating Indicators

Table: Weighting Of Indicators

Latvia Commercial Banking Report Q3 2015

BMI’s commercial banking forecast series covers 62 countries accounting for 80% of global GDP. Each report, researched at source, features BMI’s independent assessment and 5-year forecasts to end-2017 for the commercial banking sector in each market. Using its expertise in both country risk and financial markets analysis, BMI has created exclusive models to forecast a wealth of key variables on the commercial banking sector. Historic and forecast data are provided for the sector’s total asset and liability growth, client loans, and client deposits. Forecasts for key ratios including the loan-deposit ratio and the loan-asset ratio are also included, as well as core macro-economic forecasts. Data is presented in both local currency and US dollar terms.

Each report examines key drivers of growth and future prospects, including the macroeconomic situation, the level of development and potential for growth of the banking sector, the commercial initiatives of major players, government policy and the regulatory environment.

Central to BMI’s analysis are our unique Commercial Banking Business Environment Ratings. BMI’s unique country-comparative Risk-Reward Rating provides a clear, quantified, independent assessment of the opportunities and dangers of operating in each market. The methodology draws together our in-depth knowledge of competitive pressures, our comprehensive industry market forecasts, and our Country Risk team’s unrivalled analysis of economic, political and operational risks.

The reports also feature profiles of leading banks, covering total assets, liabilities, client deposits, lending, bond holdings, main products and services, competitive positioning and ownership structure.