Estonia Insurance Q3 2019
Overall, the outlook for Estonia's insurance industry remains positive, though this will remain a relatively unimportantmarket to providers of significant scale operating in the region. In the large non-life sector, smaller lines offer the biggest potential asproviders are able to reach more first-time users in sectors such as health and personal accident insurance, and credit and financialguarantee insurance. The more mature segments, such as motor, will see slower growth as competition places downwards pressureon pricing. The life sector is expected to expand from a very low base, though with a population of just 1.3mn, this will remain afundamentally small potential market.
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