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Bosnia-Herzegovina Insurance Q4 2018

Bosnia-Herzegovina Insurance Q4 2018

Key View:

The insurance market in Bosnia-Herzegovina offers some growth potential with significant structural challenges.Unemployment rates are among the highest in the Central and Eastern Europe region, limiting average household income rates anddampening demand for all but the most essential (and compulsory) insurance covers. The competitive landscape is still quitefragmented, and domestic carriers have limited access to capital. That being said, some regional providers are expanding into themarket, which is boosting the range of products available. Wider economic growth will gradually result in a more affluent consumerbase. Provided that the overall economic environment remains benign, there is scope for reasonably good growth in most lines inthis underdeveloped market. Particular lines should also be boosted by first-time users.

Key View
Industry Forecast
Life Premiums Forecast
Non-Life Premiums Forecast
Non-Life Sub-Sector Forecast
Industry Risk/Reward Index
Emerging Europe Insurance Risk/Reward Index
Market Overview
Life Market Overview
Non-Life Market Overview
Company Profile
Sarajevo Osiguranje
Insurance Methodology

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