US: 800.298.5699
Int'l: +1.240.747.3093
Latest Research by Email
Receive email alerts of new market research reports in your industry.
Sign Up Today >
|
Home > List All Publishers > TowerGroup
TowerGroup
TowerGroup delivers thought leadership on the impact of information technology in the global financial services industry. Our research and advice is sought after to help clients navigate IT transformations successfully. Our clients are the largest, most influential, and most successful at what they do. They are banks, securities and investments firms, insurance companies, software and hardware providers, and systems integrators. A significant number of our clients are other research and consulting companies, including those most acknowledged as leaders in their respective fields. more...
|

|
|
Title
|
Published
|
Price
|
|
The Battle for Europe's Retail Deposits
By: TowerGroup
TowerGroup Take-Aways
Funding challenges continue to increase competition for retail deposits across Europe, but the United Kingdom is feeling the impacts most strongly.
As funding for UK lending shrinks, retaining existing deposits will
|
more...
Search inside this report
|
7/28/2008
|
$1,750.00
|
|
Transforming Customer Interaction: Mobile Banking Delivers Adoption as Wheels of the Market Align
By: TowerGroup
TowerGroup Take-Aways
The second phase of mobile banking, which began in the early part of the decade, shows longevity as consumers' needs, network maturity, device sophistication, and advanced technology coalesce into a business case.
|
more...
Search inside this report
|
7/21/2008
|
$1,750.00
|
|
Check, Please! Checks Still the Most Common Noncash Payment Type in the United States
By: TowerGroup
TowerGroup Take-Aways
Volumes of paper checks continue to decline in the United States as payers migrate to electronic payments via debit cards and Automated Clearing House (ACH).
Average check values are increasing because
|
more...
Search inside this report
|
7/21/2008
|
$1,750.00
|
|
Will Unbanked Outnumber Banked Consumers? Solutions in the Race to Win Share in Underserved Markets
By: TowerGroup
TowerGroup Take-Aways
An estimated 100 million adults in the United States — almost one-third of the population — are considered to be in the unbanked, underbanked, and credit underserved markets.
Consumers in the
|
more...
Search inside this report
|
7/21/2008
|
$1,750.00
|
|
Disruptive Technology Spawns Market Revolution: The Ascent of Mobile Remittances into the Mainstream
By: TowerGroup
TowerGroup Take-Aways
Mobile payments are gradually ascending to the global mainstream of consumer payments, but one type, global remittances, already commands a market of nearly $320 billion (USD) annually, or $450 billion counting informal
|
more...
Search inside this report
|
7/21/2008
|
$1,750.00
|
|
Federal Proposal to Regulate Indexed Annuities: The Impact on Insurers, Agents, and Consumers
By: TowerGroup
TowerGroup Take-Aways
TowerGroup believes that, with strong federal and consumer support, the Securities and Exchange Commission's proposal to reclassify indexed annuity products as securities will be enacted, forcing broad change in the insurance industry.
|
more...
Search inside this report
|
7/21/2008
|
$1,750.00
|
|
Account-Level Processing: Visa and MasterCard Strategies Pave the Way for Rewards at Point of Sale
By: TowerGroup
TowerGroup Take-Aways
Consumer rewards have become the engine that drives the bank card industry, but technology has limited that engine's power.
The bank identification number (BIN) process for credit cards is outdated and
|
more...
Search inside this report
|
7/14/2008
|
$1,750.00
|
|
Commercial and Small Business Relationship-Based Profitability and Pricing: Putting It All Together
By: TowerGroup
TowerGroup Take-Aways
Relationship-based profitability measurement and the pricing it mandates requires enhancement to customer relationship management (CRM), product and customer costing, risk assessment, data timeliness, and pricing models.
As banks overcome challenges to
|
more...
Search inside this report
|
7/14/2008
|
$1,750.00
|
|
A Penny Saved Is a Penny Earned: Currency Management Produces Cost and Operational Efficiencies
By: TowerGroup
TowerGroup Take-Aways
A holistic approach to cash supply chain management is the best way to achieve cost savings and efficiencies.
Banks need to implement a centralized authority that is responsible for enterprise-wide currency
|
more...
Search inside this report
|
7/14/2008
|
$1,750.00
|
|
Current Business Issues Related to Regulatory Compliance in US Mortgage Lending
By: TowerGroup
TowerGroup Take-Aways
TowerGroup expects that the two chambers of the US Congress will compromise on their disagreements on the American Housing Rescue and Foreclosure Prevention Act of 2008, and it will become law before
|
more...
Search inside this report
|
7/14/2008
|
$1,750.00
|
|
US Insurance Producer Licensing and Onboarding: Do You Know Where Your Agents Are?
By: TowerGroup
TowerGroup Take-Aways
The disparate 50-state licensing regulations of the insurance industry in the United States place an undue burden on agents and brokers in both cost and services.
Consolidation of insurance carriers and
|
more...
Search inside this report
|
7/14/2008
|
$1,750.00
|
|
No Interest in Interest: Islamic "Credit" Card Banking Takes Its Place in Global Commerce
By: TowerGroup
TowerGroup Take-Aways
The Islamic banking business model, which rejects the assessment of interest in favor of structured fees, is emerging around the globe as petrodollars accumulate and developing economies mature.
Islamic banking standards
|
more...
Search inside this report
|
7/7/2008
|
$1,750.00
|
|
Customer Retention in Life and Annuity: Elusive Goal or Achievable Reality?
By: TowerGroup
TowerGroup Take-Aways
The three primary business challenges insurers face in retaining customers are defining the customer, profiling the customer to understand behavior and needs, and shifting the organizational mindset toward retention as a pervasive
|
more...
Search inside this report
|
7/7/2008
|
$1,750.00
|
|
The Challenge of Formulating "Green" Business Strategies for Financial Institutions and Vendors
By: TowerGroup
TowerGroup Take-Aways
Environmental, or "green," initiatives are a fundamental strategy for achieving business objectives and restoring the industry's reputation.
The US financial services industry as a whole must catch up with the industry
|
more...
Search inside this report
|
7/7/2008
|
$1,750.00
|
|
Basel II: From Idle Talk to De Facto Standard in Global Financial Services
By: TowerGroup
TowerGroup Take-Aways
TowerGroup believes Basel II will evolve to a de facto framework for determining capital adequacy by 2012.
The elements of risk measurement and capital allocation contained in Basel II should be
|
more...
Search inside this report
|
6/30/2008
|
$1,750.00
|
|
Strategic Update on the Buy-Side Order Management Market: Have Things Really Changed Much?
By: TowerGroup
TowerGroup Take-Aways
The buy-side order management system (OMS) market is being impacted by new investment management principles and strategies like portable alpha and long/short (130/30), as well as upheaval with respect to institutional trade
|
more...
Search inside this report
|
6/30/2008
|
$1,750.00
|
|
Commercial and Small Business Banking in Troubled Times: Using Relationship-Based Pricing for Growth
By: TowerGroup
TowerGroup Take-Aways
Banks are turning to relationship-based profitability and pricing solutions that combine deposit, credit, and fee-based products to evaluate pricing scenarios for new wholesale banking deals.
Relationship-based pricing enables banks to shift
|
more...
Search inside this report
|
6/30/2008
|
$1,750.00
|
|
The Role of the Bank Teller: What Really Needs to Change?
By: TowerGroup
TowerGroup Take-Aways
Expansion of online and contact banking centers will be the catalyst for radical change in retail banks' branch services through about 2014.
The mix of staff at banks' branches will change
|
more...
Search inside this report
|
6/30/2008
|
$1,750.00
|
|
Is European Regulation the Stepmother of Invention?
By: TowerGroup
TowerGroup Take-Aways
The rate of change in the payments business can be measured in terms of centuries because industry consensus has forced all banks to march at the pace of the slowest.
Regulators
|
more...
Search inside this report
|
6/30/2008
|
$1,750.00
|
|
Wrestling with Retirement Income: Key Challenges and Solutions for the Wealth Management Industry
By: TowerGroup
TowerGroup Take-Aways
Offering retirement income services to the incoming tide of retiring baby boomers in the United States presents a tremendous opportunity for financial institutions to penetrate the affluent, mass-affluent, and lower end of
|
more...
Search inside this report
|
6/23/2008
|
$1,750.00
|
|
You Are Not Alone: Buy-Side Operational Challenges in the US Bank Loans Market
By: TowerGroup
TowerGroup Take-Aways
Traditional investment managers in the United States invest in syndicated commercial bank loans as an alternative to high-yield fixed-income instruments because the loans have a lower risk profile and relatively stable returns.
|
more...
Search inside this report
|
6/23/2008
|
$1,750.00
|
|
Spending Projections and TowerGroup Perspectives on Buy-Side Order Management Providers
By: TowerGroup
TowerGroup Take-Aways
In a crowded and intensely competitive field, vendors of order management systems (OMSs) can differentiate themselves with comprehensive derivatives capability, support for international investing, and superior client support and responsiveness.
Spending
|
more...
Search inside this report
|
6/23/2008
|
$1,750.00
|
|
The Impact of Online Personal Finance Offerings: The Good, the Bad, and the Ugly
By: TowerGroup
TowerGroup Take-Aways
Online personal finance sites combine traditional account aggregation services with Web 2.0 concepts to perhaps finally enable users to find meaningful value in account aggregation.
TowerGroup estimates that online personal finance
|
more...
Search inside this report
|
6/23/2008
|
$1,750.00
|
|
Profiling the Seven Major Vendors of the Buy-Side Order Management Market
By: TowerGroup
TowerGroup Take-Aways
Rather than choosing an order management system (OMS) based on functionality, price, and slick sales demos, tomorrow's asset managers will look at implementation and service feedback, long-term vision and product plans, and
|
more...
Search inside this report
|
6/23/2008
|
$1,750.00
|
|
Managed Account Fee Management: Everybody Must Get Paid!
By: TowerGroup
As an industry, financial services is built around gathering assets and creating wealth. Methods for
paying for this function have changed significantly over the past decade. No longer is the industry
based on transaction revenue;
|
more...
Search inside this report
|
6/16/2008
|
$1,750.00
|
|
Title
|
Published
|
Price
|
|
|