In July 2006, the US Government Accountability Office (GAO) published a report titled "Baby Boom Generation: Retirement of Baby Boomers Is Unlikely to Precipitate Dramatic Decline in Market Returns, but Broader Risks Threaten Retirement Security." Though the report is timely,it does not effectively link the issues at hand to what individual investors need to do and how financial services institutions can help them. This Research Note offers TowerGroup's perspectives in response to the GAO report and analyzes how particular findings will affect the financial industry.
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