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RF Technologies and the Rise of ISO 14443: The Impact on Future Proximity Payments

Published by: TowerGroup

Published: Mar. 25, 2003 - 12 Pages


Table of Contents


Introduction


Technologies for Card and Fob-Based Contactless Payments Solutions

  • Tolling Technologies (Ultra-High-Frequency RF)
  • Proprietary, Low-Frequency RF Technologies (Operating under 300 kHz)
  • Proprietary 13.56 MHz Payment Solutions
  • ISO 14443: Promoting Standardized, 13.56 MHz Contactless Smart Cards
  • Why ISO 14443 Has Gained Traction in Payments
  • The Future for ISO 14443: Impact on and Integration with Mobile Payments
  • Market Sizing and Trends


    Conclusion




    Abstract

    Early contactless proximity payments solutions were usually based on a series of proprietary, noninteroperable technologies and solutions. Their ability to offer the security or openness commonly expected by financial services institutions (FSIs) was limited.

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