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Smart Cards in the US: An Infrastructure Cost Analysis (One More Time)

Published by: TowerGroup

Published: Aug. 1, 2002 - 16 Pages


Table of Contents


Introduction

Situation Report

    Internet Security

    Real Progress

Background

    European Experience

    High Fees

    Tangible Benefit

Infrastructure Cost Analysis: Industry Players

Planning

    System Design

Development

    Card Operating System
    Smart Card-Accepting Devices

    ATM Upgrade

    Internal Testing

    External Testing

Deployment

    Smart Card Distribution

    Internet Merchant Integration

    Distribution of Terminals

    Customer Service

    Contingencies

The Retail Context

    Large Retailers

    Medium-Sized Retailers

    In-house Software Development

    Small Retailers

Total Infrastructure Cost and Outlook

Conclusion




















Abstract

This TowerGroup Research Note covers: What US financial services institutions, merchants, card associations, and others will have to spend on updating their networks to accommodate chip card payments Developments in the US chip card rollout, including Target stores' physical world implementation and Citigroup's new chip card program

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