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Loan Origination Goes Thin Client: Using Internet Technologies to Create Lending NetworksPublished by: TowerGroup Published: Jun. 1, 2000 - 11 Pages Table of ContentsHighlights Introduction Background Lending Networks Using UNIX and Other Non-Microsoft Solutions Thin-Client Lending Networks Using Windows NT Cost of a Thin-Client Lending Network Conclusion AbstractFinancial services institutions (FSIs) face the challenge of distributing policies and applications across large branch networks and multiple delivery channels. The focus in e-commerce has been on the use of the Internet as a channel to consumers. This Research Note describes the use of Internet technologies to link business partners and/or offices enterprise-wide in a relatively low-cost intranet or network.The Research Note focuses on the basic characteristics, functional requirements, implementation costs, and problems encountered with two emerging thin-client lending networks based on two different sets of Internet technologies: those employing Microsoft Distributed interNet Applications Architecture for Financial Services (DNAfs) (and Windows NT) and those using alternatives provided by Sun Systems and others. Microsoft has also launched a multi-year effort to create Microsoft.Net, an application service provider (ASP) model, which promises to simplify and integrate more completely many of the processes described in this Research Note.
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