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TheStreet.com Ratings Consumer Box Set

Published by: Grey House Publishing Inc

Published: Sep. 1, 2009 - 600 Pages


Table of Contents


Part I: Answers to Your Questions About Long-Term Care Insurance

What are the Types of Long-Term Care Needs and Services?

Ask Yourself the Following When Considering Long-Term Care Insurance

What About Medicare? What Does it Cover?

Will Medigap Insurance Cover Your LTC Needs?

Part II: Steps to Follow When Selecting a LTC Insurance Policy

Part III: LTC Premium Rates

Scenario I: Basic Coverage

Scenario II: Intermediate Coverage

Scenario III: High-end Coverage

Part IV: Index of Long-Term Care Insurers

Appendix:

Tax-Qualified vs. Non-Tax Qualified Policies

Long-Term Care Insurance Planner

Glossary of Long-Term Care Terms

Reference Organizations






Part I: Answers to Your Questions About Medigap

What Does Medicare Cover?

What are the Gaps in Medicare Coverage?

Medicare Prescription Drug Bill

Medicare, Medicare Advantage, Part D Sponsors, Medigap -

What Does It All Mean?

Part II: Steps to Follow When Selecting a Medigap Policy

How to Switch Medigap Policies

Part III: Medigap Premium Rates

Plan A

Plan B

Plan C

Plan D

Plan E

Plan F

Plan G

Plan H

Plan I

Plan J

Plan K

Plan L

Part IV: Index of Medigap Insurers

Appendix:

Reference Organizations






Part I: About Medicare Prescription Drug Coverage

What is Medicare Prescription Drug Coverage?

How Does Medicare Prescription Drug Coverage Work?

Part II: Making a Choice About Prescription Drug Coverage

Medicare Prescription Drug Planner and Worksheets

Part III: What Happens Once you Enroll?

Part IV: Medicare Approved Prescription Drug Plans

Appendix

State Health Insurance Assistance Programs

State Pharmacy Assistance Programs

Other Helpful Resources






Introduction

Getting Started

Continuing Care Retirement Community

Pros and Cons of Continuing Care Retirement Communities

How to Find the Continuing Care Retirement Community That’s Best For You

Assisted Living Facility

Who’s Boss?

Pros and Cons of Assisted Living Facilities

What You Should Look For in an Assisted Living Facility

Home Health Care

How to Choose a Good Agency

Can You Hire Your Own Home Care Providers Without an Agency?

Pros and Cons of Home Health Care

A Broad Array of Caregivers

How to Find the Right Home Health Care Agency For You

Respite Care

Adult Day Services

Pros and Cons of Adult Day Services

How to Find a Good Adult Day Services Center

Nursing Home

Pros and Cons of a Nursing Home

How to Find the Nursing Home That’s Right For You

Care Managers

Appendix:

Nursing Home Checklist






Part I: Do You Need Life Insurance?

Introduction

About this Guide

When Does Life Insurance Make Sense?

Part II: What Type of Life Insurance Policy Makes the Most

Sense for You?

Finding the Type of Policy you Need

Life Insurance Policy Types

How Much Life Insurance and for How Long?

Part III: Things to Consider When Looking for the Right Policy

Things to Consider

Where to Look

Part IV: TheStreet.com Recommended List

What our Ratings Mean

List of Recommended Companies by Rating

Appendix:

Instructions for Life Insurance Needs Worksheet

Life Insurance Needs Worksheet

State Insurance Commissioners

Glossary






About This Guide

Anatomy of an Auto Insurance Policy

Additional Types of Coverage Available to You

Coverage Required in Your State

“No-Fault” Insurance

Things Your Policy Won’t Cover

Insuring Your Other Vehicles

How Premiums are Determined

Sample Premiums

Ways to Save Money on Your Premium

How to Shop for an Auto Policy

TheStreet.com Recommended Auto Insurers by State

Appendix

Quote Comparison Worksheet

Helpful Resources

State Insurance Departments

What Our Ratings Mean

Glossary






About This Guide

Anatomy of a Homeowners Insurance Policy

Things Your Policy Won’t Cover

How Premiums are Determined

Ways to Save Money on Your Premium

What to Do if You Have a Claim

How to Shop for a Homeowners Policy

TheStreet.com Recommended Homeowners Insurers by State

Appendix

Quote Comparison Worksheet

Helpful Resources

State Insurance Departments

What Our Ratings Mean

Glossary

Abstract

Deliver the critical information your patrons need to make sound financial decisions. Each guide in TheStreet.com Ratings Consumer Box Set is packed with accurate, unbiased information and recommendations you’ve come to expect from TheStreet.com Ratings, including helpful, step-by-step Worksheets & Planners in each guide. We explain things so your patrons can easily understand them, removing the guesswork and confusion with straight talk and sound guidance.

Consumer Guide to Variable Annuities

This helpful guide provides the user with a thorough understanding of when variable annuities make sense and how they actually work. Additional features include the 20 Best and the 10 Worst variable annuities on the market; all of the costs to look for, and how to avoid or minimize them; and advantages and disadvantages of variable annuities versus other types of investments.

Consumer Guide to Elder Care Choices

Explores the care options available to seniors including: Continuing Care Retirement Communities, Assisted Living Facilities, Home Health Care Agencies, Adult Day Care, and Nursing Homes. This easy-to-use guide will help your patrons: learn what kinds of facilities are available, what they can offer, their pros and cons and a general idea of what to expect to pay for each choice.

Consumer Guide to Medicare Supplement Insurance

The Consumer Guide to Medicare Supplement Insurance leads your patrons step-by-step on how to select a Medigap policy. Outlined are the 10 Standard Medigap Benefit Plans (A-J), along with the average premium rates based on age and gender. Also included is the TheStreet.com Safety Rating on each company writing Medigap policies in the United States.

Consumer Guide to Medicare Prescription Drug Coverage

This helpful, straight-forward guide will help your patrons understand and act on the new prescription drug coverage plans. This simplified guide and easy-to-use Planner & Worksheets take the mystery out of learning what is medicare prescription drug cover, what options are available, how to choose a prescription drug plan and what happens once you enroll.

Consumer Guide to Homeowners Insurance

This complete, how-to guide will help your patrons understand homeowners insurance, select the appropriate type of insurance for their home, and ways to save money on their insurance premium. Also includes the anatomy of a homeowners insurance policy; how premiums are determined; Quote Comparison Worksheets to help shop for the lowest rates along with the list of our Recommended Homeowners Insurers in each state.

Consumer Guide to Automobile Insurance

This easy-to-use guide will help your patrons understand the auto insurance coverage required by their state, select the appropriate type of insurance for their vehicle, and ways to save money on their insurance premium. Extra features include additional types of coverage and the anatomy of an auto policy; Quote Comparison Worksheets to help shop for the lowest rates and the List of Recommended Auto Insurers in each state.

Consumer Guide to Long-Term Care Insurance

Helps your patrons determine whether or not they, or a loved one, need long-term care insurance and if so, how to purchase the right policy. Additional coverage explains what Medicare covers; will Medigap insurance cover your patrons’ long-term care needs; what are the different types of long-term care insurance along with a helpful long-term care Insurance Planner.

Consumer Guide to Term Life Insurance

Helps your patrons uncover the secrets to determining their life insurance needs. Calculating how much insurance to purchase is no longer a mystery with the handy “Life Insurance Needs Worksheet.” Your patrons will find step-by-step guidance and answers to these critical questions: what is term life insurance, how much insurance they need, where to look to purchase the right policy, and which companies are financially sound.

TheStreet.com Ratings Guides

TheStreet.com’s rating scale is extremely straightforward and easy to understand. There are no complicated number grades to interpret, no colored paper to decode, and no stars to count. Instead, each entry gets a simple, intuitive letter grade that immediately identifies the wheat from the chaff. This is one more reason why TheStreet.com Ratings is widely recognized as "America's Consumer Advocate for Financial Safety." The TheStreet.com Safety Ratings have been proven to be the most accurate available from any of the major rating agencies. Plus, unlike the other major rating agencies, TheStreet.com does not accept compensation from the companies it rates, and thus does not allow companies to influence the ratings they receive or to suppress the release of their ratings. In fact, the U.S. General Accounting Office (GAO) validated TheStreet.com’s accuracy in its Insurance Ratings study, and that same superior rating methodology is used when deriving all other ratings as well.

Please Note: This publisher is in a remote location. As such, it may take up to 4 business days before a hard copy order is able to be shipped from this location.



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