Market Guide: Retail Investment Market in the Netherlands 2006

Published by: Datamonitor

Published: May. 8, 2007 - 27 Pages

Table of Contents

Overview

Catalyst

Summary

Executive Summary

The Dutch retail savings and investments sector has grown at a compound annual rate of just 3.1% in the last 5 years; however higher growth is expected between 2006-2010

Between 2001 and 2005, the Dutch retail savings and investments market experienced compound annual growth of 3.1%, driven primarily by growth in deposits and bonds

Household portfolios will see increased allocations to mutual funds and equities between 2006 and 2010

EU legislation aimed at improving investor confidence and consumer protection imposes additional obligations on providers

The leading Dutch banks control more than half of the market

The banking market leaders are also key players in the mutual funds sector

Table of Contents

Table of figures

Table of tables

MARKET OVERVIEW

Between 2001 and 2005, the Dutch retail savings and investments market experienced compound annual growth of 3.1%, driven primarily by growth in deposits and bonds

Retail assets account for 95% of mutual funds, but less than half of all other asset classes

Deposits account for more than half of the Dutch retail savings and investments market

Between 2001 and 2005, the retail markets for mutual funds and equities have experienced negative compound annual growth

MARKET FORECASTS

Household portfolios will see increased allocations to mutual funds and equities between 2006 and 2010

Deposits will continue to account for roughly half of household wealth, but retail mutual funds will be the fastest growing asset class

MARKET REGULATION

EU legislation aimed at improving investor confidence and consumer protection imposes additional obligations on providers

The Dutch Central Bank and the Authority for the Financial Markets regulate the savings and investments sector

The new Financial Supervision Act consolidates legislation on the supervision of financial services providers

For banks and investment companies, Basel II capital adequacy requirements imply additional investment in risk management expertise and in IT systems to calculate risk

EU legislation aims at enhancing investor confidence

Recent legislation enhances consumer protection

Banks, asset management companies and investment companies which belong to financial conglomerates face additional supervisory requirements

Proposed anti-money laundering legislation implies an additional administrative burden for banks

Upcoming EU legislation (UCITS directive and MiFID) facilitates market development and enhances consumer protection

COMPETITIVE MARKET STRUCTURE

The leading Dutch banks control more than half of the market

Domestic universal banks comprise the largest segment of the Dutch banking sector, by number

The top 5 banks control 54% of the banking market, measured by total assets

The Dutch supervisory authority licenses collective investment managers, rather than individual funds

Competitors in securities trading include banks and other authorized institutions

MARKET LEADERS

The banking market leaders are also key players in the mutual funds sector

ING Bank leads the Dutch banking sector; ING Investment Management ranks among the asset management market leaders

Rabobank trails the market leader in the Dutch retail banking market; the Robeco Group is a key asset manager

ABN AMRO ranks third among banks; ABN AMRO Asset Management offers collective investments

SNS Bank is the fourth largest bank by total assets

Fortis Bank rounds out the banking market leaders; Fortis Investments ranks among leading asset management providers

Delta Lloyd Asset Management is a key player in the Dutch collective investments market

APPENDIX

Asset manager / Asset management company

Bank

Collective Investment Scheme

Friendly society

Fund of funds

Hedge fund

Investment company

ISA

Non-retail market

Retail market

SICAF

SICAV

UCITS

Further reading

Savings and Investments SPP

Interactive Databases

Reports

Related Global Wealth Service SPP Reports

Interactive Databases

Market Reports

Strategic Insight Reports

Wealth Management Competitor Tracker

Ask the analyst

Datamonitor consulting

Disclaimer

List of Tables

Table 1: Total Savings & Investments segmented by retail v institutional, EURm, as at Dec 2005

Table 2: Total Savings & Investments segmented by retail v institutional, in percentages, as at Dec 2005

Table 3: Retail Savings & Investments, segmented by asset class, EURm, as at Dec 2005

Table 4: Retail Savings & Investments, segmented by asset class, EURm, 2001 - 2005

Table 5: Retail Savings & Investments, segmented by asset class, in percentages, 2001 - 2005

Table 6: Retail Savings & Investments, segmented by asset class, EURm, 2006 - 2010

Table 7: Retail Savings & Investments, segmented by asset class, in percentages, 2006 - 2010

Table 8: Number of banks segmented by type, as at Dec 2005

Table 9: Top 5 banks by total assets, as at Dec 2005

List of Figures

Figure 1: Retail savings represent just under one-half of all deposits, and one-fifth of the equity and bond markets

Figure 2: Mutual funds and direct investment in equity together account for just under 40% of retail savings

Figure 3: Deposits consistently account for the single highest proportion of household assets

Figure 4: Over the next 5 years, the proportion of household assets held in mutual funds and equities will increase slightly, at the expense of bonds

Figure 5: Dutch universal banks account for 63% of the market, by number

Figure 6: ING Bank leads the Dutch banking sector

Abstract

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