U.S. Consumer Directed Health Plan (CDHP) Markets - Health Savings Accounts (HSAs) and Health Reimbursement Arrangements (HRAs) : Market Research Report

U.S. Consumer Directed Health Plan (CDHP) Markets - Health Savings Accounts (HSAs) and Health Reimbursement Arrangements (HRAs)

Published: Dec. 30, 2006

1. Executive Summary
1. Executive Overview
1. Executive Summary

2. U.S. Consumer Directed Health Plan Market Overview
1. CDHP Market Profile
  1. Overview
  2. CDHP Segmentation
  3. Glossary
  4. Market Drivers
  5. Market Restraints
  6. Total CDHP Market Premium Revenue Forecasts
  7. Market Engineering Meassurements
  8. Health Insurance Trends
2. Competitive Analysis
  1. Competitive Structure
  2. Market Share
3. Industry Challenges and Strategic Recommendations
  1. Industry Challenges
  2. Strategic Recommendations

3. U.S. CDHP Market Analysis
1. Overview
  1. Background
2. Premium Revenue Forecasts and Analysis
  1. Health Savings Accounts
  2. Health Reimbursement Arrangements
3. Enrollment Forecasts and Analysis
  1. Health Savings Accounts
  2. Health Reimbursement Arrangements
4. Pricing Forecasts and Analysis
  1. Health Savings Accounts
  2. Health Reimbursement Arrangements
5. Competitive Analysis
  1. Market Share Analysis
  2. Product Overview

4. Appendix
1. Supporting Statistical Data
  1. Per Capita Health Expenditures
  2. Percent Healthcare Expenditures
  3. Private Healthcare Expenditures
  4. Total Healthcare Expenditures

Abstract

Research Overview
This Frost & Sullivan research service entitled U.S. Consumer Directed Health Plan Markets updates a previous study and provides a detailed analysis and forecast of the market by enrollment, revenues, and pricing, along with a complete analysis of key market drivers, restraints, and trends that are impacting health insurance companies in this market. In this research, Frost & Sullivan's expert analysts thoroughly examine the following markets: health savings accounts and health reimbursement arrangements.

Market Sectors
Expert Frost & Sullivan analysts thoroughly examine the following market sectors in this analysis:

Health Savings Accounts (HSAs) - A tax-advantaged savings plan (a financial account with various restrictions) to cover current and future medical expenses, from which an individual can withdraw money on a pre-tax basis for qualified medical care and expenses.

Health Reimbursement Arrangements (HRAs) - An employer-owned, tax-advantaged savings plan that an employee can use to cover qualified medical care and expenses.

Market Overview
Mounting Interest in Consumer Directed Health Plans by Health Insurance Industry
With more attention being focused on consumer directed health plans, health insurers have been increasingly interested in making these products potentially available to all employers. In 2005, most health insurers offered consumer directed health plans products to a limited number of their employer accounts. Gradually, health insurers have begun to offer consumer directed health plan products to all of emplyer accounts across multiple geographic regions.

Premium Increases, and Safety and Quality Concerns Push Consumer Directed Health Plans to the Forefront
In recent years, employers have experienced annual double-digit increases in health insurance premiums. Additionally, Americans are receiving health care that is not always safe or of the highest quality. Consumer directed health plans have emerged as a solution to both of these problems by increasing customer awareness about healthcare costs and quality and providing customers with incentives to use healthcare wisely and shop for high-value services. This Frost & Sullivan research examines the U.S. Consumer Directed Health Plans Market and discusses the current market drivers, challenges, and restraints, and provides strategic recommendations to vendors to achieve long-term success in the market.

Get Full Details About This Report >>

US: 800.298.5699

Int'l: +1.240.747.3093

About MarketResearch.com
MarketResearch.com is an online aggregator selling over 160,000 market research reports, company profiles and country profiles from over 600 research firms. Our reports will provide you with the critical business and competitive intelligence you need for strategic planning and marketing research. Coverage includes the US, UK, Europe, Asia and global markets.

U.S. Consumer Directed Health Plan (CDHP) Markets - Health Savings Accounts (HSAs) and Health Reimbursement Arrangements (HRAs)

Table of Contents

Abstract