Older Americans: A Changing Market, 5th ed.

Published by: New Strategist Publications, Inc.

Published: Jun. 1, 2006 - 392 Pages

Table of Contents

Introduction

Chapter 1. Education

Highlights

Big Gains in Educational Attainment

Older Americans Are the Least Educated

The Oldest Men Are the Least Educated

Educated Women Will Reinvent Old Age

Asians are the Best-Educated Older Americans

Few Older Americans Are in School

Few Older Students Attend College Full-Time

Many Older Americans Participate in Adult Education for Job-Related Reasons

Chapter 2. Health

Highlights

Fewer than Half of 55-to-64-Year-Olds Say Their Health Is Very Good or Excellent

Weight Problems Are the Norm for Older Americans

Few Older Americans Are Physically Active

Smoking Declines Sharply with Age

Many 55-to-64-Year-Olds Lack Health Insurance

Older Americans Spend Big on Health Care

Health Problems Are Common in the 65-or-Older Age Group

Prescription Drug Use Is Increasing

Millions of Older Americans Are Disabled

Older Americans Account for One in Four Physician Visits

More than 1 Million Use Home Health Care

Heart Disease and Cancer Are the Biggest Killers

Life Expectancy Has Grown at Older Ages

Chapter 3. Housing

Highlights

Older Americans Are Most Likely to Own a Home

Homeownership Rises with Age

Married Couples Are Most Likely to Be Homeowners

Most Blacks and Hispanics Are Not Homeowners

Among Older Americans, Homeownership Is Highest in the South

Most Older Americans Live in Single-Family Homes

Few Older Homeowners Live in New Homes

Most Older Americans Depend on Piped Gas for Heat

Older Americans’ Homes Have Many Amenities

Most of the Elderly Are Satis.ed with Their Home and Neighborhood

Many Older Americans Live near Open Space, Woodlands

Housing Costs Are Lower for Older Americans

The Value of the Homes Owned by Older Americans Is below Average

Mobility Rate Is Low in Old Age

Chapter 4. Income

Highlights

The Incomes of Older Householders Have Fallen Since 2000

Many Older Householders Have High Incomes

Non-Hispanic Whites Have Higher Incomes than Blacks or Hispanics

Many Older Couples Are Comfortably Well Off

Some Older Americans Have Lost Ground

Among Workers, Older Men Command High Salaries

Older Women Have Low Incomes

Education Boosts Earnings of Older Americans

Most Older Americans Receive Social Security

Poverty Rate Is below Average for Older Americans

Chapter 5. Labor Force

Highlights

Older Men Are More Likely to Work

Labor Force Participation Rate Drops Sharply after Age 55

Labor Force Rates Differ by Race and Hispanic Origin

Few Older Couples Are Dual Earners

Few Working Americans Are Aged 55 or Older

Part-Time Work Appeals to Many

Many Older Americans Are Self-Employed

Job Tenure Has Shortened among Older Men

Independent Contracting Appeals to Older Workers

Many Workers Have Flexible Schedules

Most Minimum-Wage Workers Are Young Adults

Union Representation Peaks among Workers Aged 45 to 64

More Older Americans Will Work

Chapter 6. Living Arrangements

Highlights

Married Couples Lose Ground with Age

Households of Older Americans Differ by Race and Hispanic Origin

Household Size Shrinks in the Older Age Groups

Few Older Americans Have Children under Age 18 at home

Lifestyles of Men and Women Diverge in Old Age

The Widowed Population Rises Sharply in Old Age

Chapter 7. Population

Highlights

Rapid Growth Is in Store for Older Age Groups

Older Americans Are Less Diverse than Younger Generations

One in Nine Older Americans Is Foreign-Born

Few Recent Immigrants Are in the Older Age Groups

Many Americans Do Not Speak English at Home

The Largest Share of Older Americans Lives in the South

Chapter 8. Spending

Highlights

Older Householders Open Their Wallets

The Spending of Householders Aged 55 to 64 Is above Average

Householders Aged 65 or Older Can Be Big Spenders

Retirees Are Spending More

Chapter 9. Time Use

Highlights

Americans Spend More Time in Leisure than at Work

Most Americans Get More than Eight Hours of Sleep

People Aged 55 to 64 Spend the Most Time Caring for Children from Other Households

Women Still Do the Housework

Television Takes Up Time

Many Parents and Adult Children Live Near One Another

More than Two-Thirds of Americans Are Online

Voting Has Decreased among All but the Oldest Americans

Young Adults Dominate Some Religious Groups

More than One in Four Volunteer

Vietnam Veterans Outnumber Others

The Young Are Most Likely to Be Crime Victims

Movies Lure Most People out of Their Home

Chapter 10. Wealth

Highlights

The Net Worth of Many Older Americans Only Inched Up

Older Householders Are More Likely to Own Stock

The Non.nancial Assets of Older Americans Have Grown

The Oldest Americans Saw the Biggest Increase in Debt

Most Workers Aged 55 to 64 Participate in a Workplace Retirement Plan

Glossary

Bibliography

Index

Tables

Chapter 1. Education

1. Educational Attainment of People Aged 55 or Older, 1950 to 2004

2. Educational Attainment by Generation, 2004

3. Educational Attainment of People Aged 55 or Older, 2004

4. Educational Attainment of Men Aged 55 or Older, 2004

5. Educational Attainment of Women Aged 55 or Older, 2004

6. Educational Attainment of Men Aged 55 or Older by Race and Hispanic Origin, 2004

7. Educational Attainment of Women Aged 55 or Older by Race and Hispanic Origin, 2004

8. School Enrollment by Sex and Age, 2004

9. College Students by Age and Attendance Status, 2004

10. Participation in Adult Education for Work-Related Reasons, 2003

Chapter 2. Health

1. Health Status by Age, 2004

2. Health Problems in Past 30 Days by Age, 2004

3. Average Measured Weight by Sex and Age, 1960-62 and 1999-02

4. Weight Status by Sex and Age, 1999-02

5. Weight Loss Behavior by Age, 2000

6. Leisure-Time Physical Activity Level by Sex and Age, 2003

7. Cigarette Smoking Status by Age, 2004

8. Alcohol Use by Age, 2004

9. Illicit Drug Use by Age, 2004

10. Health Insurance Coverage by Age, 2004

11. Private Health Insurance Coverage by Age, 2004

12. Government Health Insurance Coverage by Age, 2004

13. Spending on Health Care by Age, 2003

14. Health Care Expenditures of People Aged 55 to 64, 2003

15. Health Care Expenditures of People Aged 65 or Older, 2003

16. Health Conditions among People Aged 18 or Older by Age, 2004

17. Percent with Health Condition by Age, 2004

18. Distribution of Health Conditions by Age, 2004

19. High Cholesterol by Sex and Age, 1988-94 and 1999-02

20. High Blood Pressure by Sex and Age, 1988-94 and 1999-02

21. Prescription Drug Use by Sex and Age, 1988-94 and 1999-02

22. Spending on Prescription Medications by Age, 2003

23. Dif.culties in Physical Functioning by Age, 2004

24. People Aged 55 to 74 with a Work Disability, 2005

25. Physician Of.ce Visits by Sex and Age, 2003

26. Hospital Outpatient Department Visits by Age and Reason, 2003

27. Emergency Department Visits by Age and Urgency of Problem, 2003

28. Hospital Discharges by Diagnosis and Age, 2003

29. Rating of Health Care Received from Doctor’s Of.ce or Clinic, 2003

30. Home Health Care Patients, 2000

31. Nursing Home Residents Aged 65 or Older, 1999

32. Hospice Discharges by Age, 2000

33. Deaths from the 15 Leading Causes of Death, 2002: Number of Deaths

34. Deaths from the 15 Leading Causes of Death, 2002: Distribution by Cause

35. Deaths from the 15 Leading Causes of Death, 2002: Distribution by Age

36. Leading Causes of Death for People Aged 55 to 64, 2002

37. Leading Causes of Death for People Aged 65 to 74, 2002

38. Leading Causes of Death for People Aged 75 to 84, 2002

39. Leading Causes of Death for People Aged 85 or Older, 2002

40. Life Expectancy by Age, 1900 to 2003

41. Life Expectancy by Age and Sex, 2003

Chapter 3. Housing

1. Homeownership by Age of Householder, 1990 to 2005

2. Owners and Renters by Age of Householder, 2005

3. Homeownership Rate by Age of Householder and Type of Household, 2005

4. Black and Hispanic Homeownership Rate by Age, 2003

5. Households by Region, Homeownership Status, and Age, 2003

6. Households by Metropolitan Residence, Homeownership Status, and Age, 2003

7. Number of Units in Structure by Age of Householder, 2003

8. Number of Units in Structures Occupied by Householders Aged 65 or Older, 2003

9. Size of Housing Unit Occupied by Householders Aged 65 or Older, 2003

10. Owners and Renters of New Homes by Age of Householder, 2003

11. Main Home Heating Fuel Used by Householders Aged 65 or Older, 2003

12. Amenities of Housing Units Occupied by Householders Aged 65 or Older, 2003

13. Opinion of Housing Unit among Householders Aged 65 or Older by Homeownership Status, 2003

14. Opinion of Neighborhood among Householders Aged 65 or Older by Homeownership Status, 2003

15. Characteristics of Neighborhoods among Householders Aged 65 or Older by Homeownership Status, 2003

16. Neighborhood Problems Reported by Householders Aged 65 or Older by Homeownership Status, 2003

17. Median Monthly Housing Costs by Household Type and Age of Householder, 2003

18. Monthly Housing Costs of Householders Aged 65 or Older by Homeownership Status, 2003

19. Value of Owner-Occupied Homes by Type of Household and Age of Householder, 2003

20. Housing Value and Purchase Price for Homeowners Aged 65 or Older, 2003

21. Geographical Mobility of People by Age, 2003 to 2004

22. Reason for Moving by Age, 2003 to 2004

23. Plans for Moving after Retirement, 2005

Chapter 4. Income

1. Median Income of Households Headed by People Aged 55 or Older, 1990 to 2004

2. Income of Households Headed by People Aged 55 or Older, 2004: Total Households

3. Income of Households Headed by People Aged 55 or Older, 2004: Asian Households

4. Income of Households Headed by People Aged 55 or Older, 2004: Black Households

5. Income of Households Headed by People Aged 55 or Older, 2004: Hispanic Households

6. Income of Households Headed by People Aged 55 or Older, 2004:

Non-Hispanic White Households

7. Income of Households by Household Type, 2004: Aged 55 or Older

8. Income of Households by Household Type, 2004: Aged 55 to 64

9. Income of Households by Household Type, 2004: Aged 55 to 59

10. Income of Households by Household Type, 2004: Aged 60 to 64

11. Income of Households by Household Type, 2004: Aged 65 or Older

12. Income of Households by Household Type, 2004: Aged 65 to 74

13. Income of Households by Household Type, 2004: Aged 65 to 69

14. Income of Households by Household Type, 2004: Aged 70 to 74

15. Income of Households by Household Type, 2004: Aged 75 or Older

16. Median Income of Men Aged 55 or Older, 1990 to 2004

17. Median Income of Women Aged 55 or Older, 1990 to 2004

18. Income of Men Aged 55 or Older, 2004: Total Men

19. Income of Men Aged 55 or Older, 2004: Asian Men

20. Income of Men Aged 55 or Older, 2004: Black Men

21. Income of Men Aged 55 or Older, 2004: Hispanic Men

22. Income of Men Aged 55 or Older, 2004: Non-Hispanic White Men

23. Income of Women Aged 55 or Older, 2004: Total Women

24. Income of Women Aged 55 or Older, 2004: Asian Women

25. Income of Women Aged 55 or Older, 2004: Black Women

26. Income of Women Aged 55 or Older, 2004: Hispanic Women

27. Income of Women Aged 55 or Older, 2004: Non-Hispanic White Women

28. Earnings of Men by Education, 2004: 55 to 64

29. Earnings of Men by Education, 2004: Aged 65 or Older

30. Earnings of Women by Education, 2004: Aged 55 to 64

31. Earnings of Women by Education, 2004: Aged 65 or Older

32. Sources of Income for Men Aged 55 to 64, 2004

33. Sources of Income for Men Aged 65 or Older, 2004

34. Sources of Income for Men Aged 65 to 74, 2004

35. Sources of Income for Men Aged 75 or Older, 2004

36. Sources of Income for Women Aged 55 to 64, 2004

37. Sources of Income for Women Aged 65 or Older, 2004

38. Sources of Income for Women Aged 65 to 74, 2004

39. Sources of Income for Women Aged 75 or Older, 2004

40. Distribution of Average Annual Income by Source for People Aged 65 or Older, 2004

41. People below Poverty Level by Age, Race, and Hispanic Origin, 2004

Chapter 5. Labor Force

1. Labor Force Participation Rate of People Aged 55 or Older by Sex, 1990 to 2005

2. Employment Status by Sex and Age, 2005

3. Employment Status of Men by Race, Hispanic Origin, and Age, 2005

4. Employment Status of Women by Race, Hispanic Origin, and Age, 2005

5. Labor Force Status of Married-Couple Family Groups by Age of Reference Person, 2004

6. Occupation of Workers Aged 55 or Older, 2005

7. Distribution of Workers Aged 55 or Older by Occupation, 2005

8. Share of Workers Aged 55 or Older by Occupation, 2005

9. Workers Aged 55 or Older by Detailed Occupation, 2005

10. Full- and Part-Time Workers by Age and Sex, 2005

11. Self-Employed by Sex and Age, 2005

12. Job Tenure by Sex and Age, 1991 to 2004

13. Long-Term Employment by Sex and Age, 1991 to 2004

14. Alternative Work Arrangements by Age, 2005

15. Workers with Flexible Work Schedules by Sex and Age, 2004

16. Workers by Age and Shift Usually Worked, 2004

17. Workers Earning Minimum Wage by Age, 2004

18. Union Representation by Sex and Age, 2005

19. Projections of the Labor Force by Sex and Age, 2005 and 2014

20. Retirement Attitudes by Age, 2005

Chapter 6. Living Arrangements

1. Households Headed by People Aged 55 or Older by Household Type, 2005: Total Households

2. Households Headed by People Aged 55 or Older by Household Type, 2005: Asian Households

3. Households Headed by People Aged 55 or Older by Household Type, 2005: Black Households

4. Households Headed by People Aged 55 or Older by Household Type, 2005: Hispanic Households

5. Households Headed by People Aged 55 or Older by Household Type, 2005:Non-Hispanic White Households

6. Average Size of Household by Age of Householder, 2004

7. Households by Presence and Age of Children at Home, 2004: Total Households

8. Households by Presence and Age of Children at Home, 2004: Asian Households

9. Households by Presence and Age of Children at Home, 2004: Black Households

10. Households by Presence and Age of Children at Home, 2004: Hispanic Households

11. Households by Presence and Age of Children at Home, 2004: Non-Hispanic Households

12. Living Arrangements of Men by Age, 2004

13. Living Arrangements of Women by Age, 2004

14. People Who Live Alone by Sex and Age, 2005

15. Marital Status by Sex and Age, 2004: Total People

16. Marital Status by Sex and Age, 2004: Asians

17. Marital Status by Sex and Age, 2004: Blacks

18. Marital Status by Sex and Age, 2004: Hispanics

19. Marital Status by Sex and Age, 2004: Non-Hispanic Whites

Chapter 7. Population

1. Population by Age and Generation, 2005

2. Population by Age and Sex, 2005

3. Population by Age, 2000 and 2005

4. Population by Age, 2005 to 2020

5. Population by Generation, 2005 and 2020

6. Population by Age, Race, and Hispanic Origin, 2005

7. Population by Generation, Race, and Hispanic Origin, 2005

8. Population by Age and Citizenship Status, 2004

9. Foreign-Born Population by Age and World Region of Birth, 2004

10. Immigrants by Age, 2004

11. Language Spoken at Home by Age, 2004

12. Population by Age and Region, 2004

13. Population by Generation and Region, 2004

14. Population Aged 55 or Older by Region, Race, and Hispanic Origin, 2004

15. Older Generations by Region, Race, and Hispanic Origin, 2004

16. State Populations Aged 55 or Older, 2004

17. Distribution of State Populations by Age, 2004

18. State Populations by Generation, 2004

19. Distribution of State Populations by Generation, 2004

20. Population Aged 55 or Older by State, Race, and Hispanic Origin, 2004

21. Older Generations by State, Race, and Hispanic Origin, 2004

Chapter 8. Spending

1. Average Spending of Householders Aged 55 to 64, 2000 and 2004

2. Average Spending of Householders Aged 65 or Older, 2000 and 2004

3. Average Spending of Householders Aged 65 to 74, 2000 and 2004

4. Average Spending of Householders Aged 75 or Older, 2000 and 2004

5. Average, Indexed, and Market Share of Spending by Householders Aged 55 to 64, 2004

6. Average, Indexed, and Market Share of Spending by Householders Aged 65 or Older, 2004

7. Average, Indexed, and Market Share of Spending by Householders Aged 65 to 74, 2004

8. Average, Indexed, and Market Share of Spending by Householders Aged 75 or Older, 2004

9. Average Spending of Retirees, 2000 and 2004

10. Average, Indexed, and Market Share of Spending by Retirees, 2004

Chapter 9. Time Use

1. Time Use by Primary Activity and Age, 2004

2. Time Use by Age and Sex, 2004: Aged 55 to 64

3. Time Use by Age and Sex, 2004: Aged 65 or Older

4. Time Spent Sleeping by Age and Sex, 2004

5. Time Spent Grooming by Age and Sex, 2004

6. Time Spent Caring for Household Children, Children in Other Households, and Adults in Other Households by Age and Sex, 2004

7. Time Spent Preparing and Cleaning Up Meals by Age and Sex, 2004

8. Time Spent Housecleaning and Doing Laundry by Age and Sex, 2004

9. Time Spent Watching TV, Reading, and Leisure Computer Use and Playing Games by Age and Sex, 2004

10. The Generations: Relationships and Contacts, 2005

11. Computer and Internet Use by Age, 2005

12. Online Activities Ever Done by Age, 2005

13. Voting Rate by Age, 1964 to 2004

14. Voting by Generation, 2004

15. Age Distribution of Religious Groups, 2001

16. Volunteering by Sex and Age, 2005

17. Volunteering by Age and Type of Organization, 2005

18. Volunteering by Age and Type of Work Performed, 2005

19. Volunteering by Method of Involvement and Age, 2005

20. Veterans by Age and Service, 2004

21. Violent Crime and Personal Theft Victimization by Age, 2004

22. Attendance at Arts Events by Age, 2002

23. Participation in the Arts through Media, 2002

24. Personal Participation in the Arts, 2002

25. Participation in Selected Leisure Activities, 2002

Chapter 10. Wealth

1. Net Worth of Households by Age of Householder, 1995 to 2004

2. Financial Assets of Households by Age of Householder, 2001 and 2004

3. Financial Assets of Households by Type of Asset and Age of Householder, 2004

4. Stock Ownership of Households by Age of Householder, 2001 and 2004

5. Non.nancial Assets of Households by Age of Householder, 2001 and 2004

6. Non.nancial Assets of Households by Type of Asset and Age of Householder, 2004

7. Household Ownership of Primary Residence by Age of Householder, 2001 and 2004

8. Debt of Households by Age of Householder, 2001 and 2004

9. Debt of Households by Type of Debt and Age of Householder, 2004

10. Retirement-Plan Coverage by Age, 2004

11. Ownership of IRAs and Participation in 401(k)s by Age, 2002

12. Amount Saved in IRAs and 401(k)s by Age, 2002

13. Retirement Planning by Age, 2005

Abstract

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