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State Modernization and Regulatory Transparency Act: "To Be or Not to Be"

Published by: TowerGroup

Published: Jan. 31, 2005 - 8 Pages


Table of Contents


TowerGroup Take-Aways




Report Coverage




The Need for Carriers to Act




Regulatory Background

The Rise to the Current Situation

Optional Federal Charter Approach

NAIC's Insurance Regulatory Modernization Action Plan

State Modernization and Regulatory Transparency (SMART) Act




Outlook


Exhibit 1: Issues for State Insurance Regulators (2005)

Exhibit 2: Issues for the Insurance Market (2005)




Recommended Actions by Insurers




Summary

Abstract

This TowerGroup Research Note discusses the market issues leading up to the proposed State Modernization and Regulatory Transparency (SMART) Act and analyzes its likely impact on the market. The Note identifies the requirements carriers are likely to face should the proposed regulatory changes be effected. It concludes by summarizing the next steps carriers should take.

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