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The Payments "Infrastructure" in Central and Eastern European Economies

Published by: TowerGroup

Published: Feb. 28, 2005 - 9 Pages


Table of Contents


TowerGroup Take-Aways




Report Coverage




An Emerging Cashless Payment Infrastructure

Exhibit 1: ATMs Installed Base: Central and Eastern Europe, EU, US (2001)

Exhibit 2: Cards With a Debit Function: Central and Eastern Europe, EU, US (2001)

Exhibit 3: Cashless Payment Volumes: Central and Eastern Europe, EU, US (2001)

Exhibit 4: Point-of-Sale Terminals Installed Base: Central and Eastern Europe, EU, US (2001)

Exhibit 5: Change in Installed Base of POS Terminals: Central and Eastern Europe, EU, US (2000-2001)




Credit Cards: A Niche Product

Exhibit 6: Cards With a Credit Function: Central and Eastern Europe, EU, US (2001)




Emerging Role of ATMs

Exhibit 7: Change in Installed Base of ATMs: Central and Eastern Europe, EU, US (2000-2001)




Importance of the Branch Network

Exhibit 8: Bank Branch Network: Central and Eastern Europe, EU, US (2001)




Summary

Abstract

This TowerGroup Research Note looks at the current payments "infrastructure" in these Central and Eastern European economies, in terms of the installed base of point-of-sale (POS) terminals and ATMs and adoption rates for cards. Comparisons with the European Union and the United States are used as a yardstick to provide context for the trends described and to illustrate the disparities ""that still exist between these markets and the advanced Western economies.

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