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Electronic Invoice Presentment and Payment: Nordea Takes the Lead

Published by: TowerGroup

Published: Jan. 2, 2006 - 11 Pages


Table of Contents


TowerGroup Take-Aways




Report Coverage




What Is EIPP?




The Case for EIPP

Regulatory Drivers




EIPP Adoption in Europe




Finland Leads with Its EIPP Standard: Finvoice


Exhibit 1: The Suggested Structure of the Finvoice Standard (2005)


EIPP in Finland

Scandinavia's Leading Bank


Exhibit 2: Nordea's EIPP Service Is Offered to a Wide Range of Clients (2005)

Exhibit 3: The Interconnections Enabling EIPP Service Offering at Nordea (2005)


Success Is in the Eyes of the Customers


Exhibit 4: Nordea's E-Banking Architecture (2005)

Exhibit 5: Nordea Online Banking Customers (2000-04)

Exhibit 6: Nordea EIPP Invoice Agreements in Finland (August 2003 to December 2004)




Summary

Abstract

This TowerGroup Research Note looks at the state of EIPP in Europe and discusses the barriers for pan-European adoption, despite European Commission (EC) regulations that pave the way. It considers the case of Scandinavia, where e-invoicing has grown exponentially, and specifically discusses the successful efforts of Nordea Bank to introduce this capability.

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