Home > Browse Research > Service Industries > Financial Services > E-Financial Services > Electronic Money

Electronic Money: market research reports

Electronic money is money which is exchanged electronically. Electronic money is also referred to as e-money, digital money, e-currency, electronic currency, digital cash, digital currency or electronic cash.

The exchange of electronic money is executed using a computer network. Some examples of electronic money are direct deposit, virtual currency, digital gold currency and EFT (electronic funds transfer).

Basically, electronic money is a system of debits and credits. These debits and credits exchange value within another system. This practice could be done offline or in an non electronic manner as well.

There are two main types of electronic money, identified electronic money and anonymous electronic money. Anonymous e-money is used in a manner similar to paper money. Once anonymous electronic money is withdrawn, it does not create a trail. On the other hand, identified electronic money contains identifying information regarding the person withdrawing it. Identified e-money does leave a transaction trail once it is withdrawn.

There are many benefits to electronic money. Some of these are convenience and privacy. Also, transactions can be done very efficiently keeping transaction fees low. Transactions involving electronic money take much less time than traditional transactions.

However, there are also concerns with electronic money. For example, since money can be moved in a stealth manner, there is a concern with money laundering and tax evasion. Computer crime or fraud is also a large issue. Banks and customers use digital signatures and public-key cryptology to make electronic money transactions possible and secure.

Electronic Money market research reports and industry analysis

Global Money Transfer (Remittances) Market Report: 2012 Edition 12/1/2012 \| published by: Koncept Analytics ... more and more people from underdeveloped or developing economies are working outside the countries of their origin. Remittances are being considered as an important financial resource for development as well as a social change by ... \| read more...	$800.00
Electronic Money and the Bank in Italy 9/1/2011 \| published by: Cerved Group S.p.A ... and export quotas), business prospects and trends. Scope The scope of the report is the entire Italian debit and prepaid cards market and solely the credit cards distributed by the banking and post office companies, ... \| read more...	$3,680.00
China Financial POS Machine Industry Report, 2010-2011 5/20/2011 \| published by: Research in China ... financial POS machines. As of the end of 2010, there were 2.18 million merchants in the interbank-payment-network, up 610,000 merchants or 38.9% year on year. As of the end of 2010, there were 3.33 million ... \| read more...	$1,700.00
Opportunities in Brazil Banking Sector 5/1/2011 \| published by: RNCOS ... facing difficulties, Brazilian banking sector proved that, it is well-managed and a sense of self-regulation prevails amongst the market players. A history of stringent regulations and rapid economic growth in the country has made the ... \| read more...	$900.00
GCash: mobile money case study 5/13/2010 \| published by: Ovum Plc ... case study examines GCash’s features, the context of its evolution, its success to date, and its future prospects, and presents a number of key lessons that other operators looking to launch mobile money services must ... \| read more...	$395.00
Mondato 2009 Mobile Value Transfer Index Country Report - Mexico 12/30/2009 \| published by: Mondato ... urban/rural and international migration are healthy pre-conditions for the success of various types of MVT service offerings. However, some structural restrictions have thus far impeded MVT from taking off here. The government understands the importance ... \| read more...	$427.75
Retail Banking in India - The Comprehensive Industry Report 11/1/2009 \| published by: Espicom Healthcare Intelligence ... of the major drivers of the overall banking industry and has witnessed enormous growth in the recent past. The Retail Banking Report encompasses extensive study & analysis of this rapidly growing sector. It primarily covers ... \| read more...	$900.00
Mobile money in emerging markets 6/24/2009 \| published by: Ovum Plc Activity in mobile payment services (and more broadly mobile money services) is accelerating in many emerging markets. The market is still in its infancy, yet it has the potential to become a mass-market service. \| read more...	$3,495.00
Supplier Electronic Payments: Understanding Business-to-Business Payment Automation Solutions 4/15/2008 \| published by: PayStream Advisors, Inc. ... the very idea of upgrading or modifying these systems can be daunting. They’re often comprised of several standalone legacy systems. And because they’re so vitally important to on-going business operations, the downtime can be devastating. \| read more...	$495.00
The North American Market for Third Party Payment, Payroll, and Healthcare Transaction Processing 6/1/2007 \| published by: Packaged Facts ... infrastructures. Technology in the form of computer power and memory—coupled with software that has allowed for scaling up and wide bandwidth networks—has allowed many of the long-term players to maintain control even as mergers and ... \| read more... Buy by the section \|	$3,250.00
Smart Cards in the U.S.: Contactless Payment Cards 5/1/2007 \| published by: Packaged Facts ... What was once a cutting edge technology is now a standard in the wallets of many Europeans. In the United States, this market has struggled to gain a foothold. But, smart cards may now be ... \| read more... Buy by the section \|	$3,500.00
Virtual Currencies in China 4/1/2007 \| published by: Maverick China Research ... among China's online population, virtual currencies have quickly found a niche. These currencies cover a wide range of uses, from Q Coins, the standard payment for countless virtual goods and services on Tencent's QQ.com, to ... \| read more...	$600.00
Virtual Currencies in China: Q Coins, Gold Farms, and Real Money Trades 4/1/2007 \| published by: Maverick China Research ... among China's online population, virtual currencies have quickly found a niche. These currencies cover a wide range of uses, from Q Coins, the standard payment for countless virtual goods and services on Tencent's QQ.com, to ... \| read more...	$1,200.00
Citibank Singapore Rolls the Biometric Dice 11/27/2006 \| published by: IDC ... service provides Citibank Clear Platinum card customers with the alternative to make purchases by using fingerprint scans instead of signatures. The progress of Citibank's initiative will be closely monitored by financial institutions in the region. \| read more...	$400.00
Global Consumer Money Transfer Market 5/11/2004 \| published by: Datamonitor ... are entering the market and new money transfer services are emerging. In what direction will the market move in the next four years? This briefing provides the answers. Scope This briefing focuses on person-to-person international ... \| read more...	$1,695.00
Card scheme security initiatives 4/10/2003 \| published by: Datamonitor ... achieved? This brief will analyse the success of the card scheme security initiatives and will prove an invaluable guide for banks assessing whether to sign up for these initiatives . Scope Coverage of card scheme ... \| read more...	$1,695.00
The International Market for Electronic Money 2/1/1997 \| published by: Kalorama Information ... the various types of electronic money and analyzes major trends and technologies affecting this rapidly evolving market. The report profiles major players in online payment systems, financial services, and information technology. Key alliances are also ... \| read more...	$1,625.00