Banking in Sub-Saharan Africa: a Strategic Market Review Vol 5 Zambia

The market for banking services in sub-Saharan Africa has been undergoing a quantum adjustment as regulatory structures change to invite foreign competition. Banks throughout the region are discovering new ways to engage people across the economic spectrum. Problems that will impact the profitability of financial institutions operating in the region include heightened competition, margin compression, and growing customer sophistication resulting in increasing demand for quality goods and services with competitive rates of interest.

Banking in Sub-Saharan Africa: a Strategic Market Review is a series of six reports that provide an in-depth analysis of the banking services markets of Botswana, Mozambique, Tanzania, Zambia and Zimbabwe - economies for which reliable information is notoriously difficult to obtain.

Based on primary research and numerous statistical sources, these reports analyse the key demographic and competitive factors to present cohesive and comprehensive sets of strategic and tactical recommendations for both incumbents and entrants looking to develop a competitive edge in the market.

Senior bankers, consultants and industry analysts interested in regional banking markets will find these reports particularly helpful as the information will enable them to optimise/modify their current product and services offerings to suit customer needs, develop operating scenarios with measurable and actionable data, and devise evaluation platforms to measure sector performance.