Executive Summary: Pet Insurance in North America - The Market and Trends in the U.S. and CanadaPackaged Facts Executive SummariesNovember 1, 2005 26 Pages - SKU: PFE1197711 |
| Countries covered: North America Packaged Facts’ Executive Summaries provide a comprehensive overview of the contents contained in our full-length market intelligence reports. Containing a snapshot of the overall market analysis, each Executive Summary provides a description of the scope and methodology used in the report; chapter overviews complete with statistical data; a sampling of charts and graphs when applicable; a brief look at the trends shaping the market; and projected future growth or demise of each market sector with relevant sales figures. The report from which this Executive Summary is compiled is Pet Insurance in North America - The Market and Trends in the U.S. and Canada, and the full study abstract is as follows: Pet insurance is a niche insurance product designed to help cover the veterinary expenses of companion animals—primarily cats or dogs, but in some cases also small animals including birds, fish, rabbits, ferrets, reptiles, and certain other exotic pets. Because pets are legally considered to be the property of their owners (or “chattel”), pet insurance technically is not a health product like human insurance, but rather falls under the Property & Casualty insurance classification. In other words, although it is of course designed to provide healthcare coverage for companion animals, pet insurance actually functions as indemnity insurance (similar to car or homeowners insurance) to restore financial loss stemming from health emergencies. Most policies do not place restrictions on the pet owner’s choice of veterinary care providers, and, in contrast to health insurance plans for people, provide reimbursement directly to the pet owner once a claim is filed. |
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