Residential Mortgage Lending - US

Since 2006, the U.S. housing market has lost more than 30% of its value, reducing consumers’ home equity wealth by more than $7 trillion. That has made it difficult for people to buy new homes or to refinance existing debt, despite the lowest interest rates in decades. Until home prices bottom out and start to increase again, or the government comes up with some magic fix-it scheme, the near-term prospects for the residential mortgage business look somewhat bleak.

This study is a comprehensive report on the residential mortgage industry, with a particular spotlight on market and profit drivers, the competitive landscape, consumer behaviors and attitudes, and the regulatory and legislative environment.

What you need to know:

• What are the primary factors driving the mortgage business?
• When is the mortgage industry likely to return to “normal”?
• What is driving profitability–or the lack of it–in the mortgage business?
• Do Americans still want to be homeowners?
• How satisfied are customers with their mortgage lenders and servicers?