Table of Contents
Financial Insights Opinion
In This Report
Methodology
Situation Overview
Survey Results: Different Trends
Figure: Payment Methods Used in the Past Three Months
Year-over-Year Results
Closed-Loop Gift Cards Continue Decline
Consolidator Bill Payment Still in the Lead
Figure: Comparison of Consumer Usage Rates, 2003 and 2005-2008
Figure: Use of Single-Merchant and Multimerchant Gift Cards in the Past Three Months, 2003 and 2005-2008
Figure: Use of Consolidator Bill Payment in the Past Three Months, 2003-2008
Benefit Cards and Payroll Cards Stumble
Figure: Use of Payroll and Benefit Cards in the Past Three Months, 2003 and 2005-2008
Online Payment Security Cards Continue to Increase
Figure: Revised Use of Online Security Card in the Past Three Months, 2003 and 2005-2008
Highway Toll Tags - Where Are They Going?
Figure: Use of Contactless Cards in the Past Three Months, 2003 and 2005-2008
Contactless Cards Continue to Grow
Usage of Contactless Cards by Household Income
Figure: Use of Contactless Cards in the Past Three Months by Household Income
Reward Points as Influencer to Use Cards
Figure: Comparison of Reward Point Influence, 2007 and 2008
Figure: Use of Card with Reward Points as an Influencer by Household Income
Future Outlook
Essential Guidance
Actions for Financial Institutions
Actions for Vendors
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Related Research
Synopsis
