Loan Administration, Check Cashing & Other Services in the US - Industry Market Research Report

Loan Administration, Check Cashing & Other Services in the US

The industry is highly cyclical with the US economy and is positively correlated to home prices, housing starts and GDP, but negatively correlated with interest rates. The industry's revenue moves in step with loan originations, of which mortgages are the largest component. Over the past year, rising home demand, low rates and a thawing credit market all increased mortgage originations, driving industry revenue. In the next five years, industry players will originate more loans and lend at higher rates with the housing crisis behind them.

The Loan Administration, Check Cashing and Other Services industry services loans, most notably mortgages. This industry does not originate loans, which includes legally arranging and issuing the loan. Servicing loans includes performing all of the administrative aspects of the loan. The industry also performs money transmission services, which includes selling and cashing traveler's checks, money orders and cashier's checks, while also renting safe deposit boxes.

This report covers the scope, size, disposition and growth of the industry including the key sensitivities and success factors. Also included are five year industry forecasts, growth rates and an analysis of the industry key players and their market shares.