Health & Medical Insurance in the US - Industry Market Research Report

Health & Medical Insurance in the US

The Health and Medical Insurance industry is expected to grow consistently over the next five years. With healthcare reform expected to take full effect in 2014, the US healthcare system will fundamentally change. Key health expenditure items, like hospital services and prescription drugs, will experience strong growth over the five years to 2018. Furthermore, the aging population will stimulate demand for healthcare, creating growth in government-funded and private health insurance.

This industry underwrites (assumes the risks of and assigns premiums for) health and medical insurance policies. Insurance is the transfer of the risk of a loss in exchange for payment. Operators also provide administrative services for self-funded insurance plans (whereby an employer provides health benefits to employees with its own funds). Under this structure, the industry operator is a third-party administrator and is not responsible for health benefit payments.

This report covers the scope, size, disposition and growth of the industry including the key sensitivities and success factors. Also included are five year industry forecasts, growth rates and an analysis of the industry key players and their market shares.