U.S. Consumer Directed Health Plan (CDHP) Markets - Health Savings Accounts (HSAs) and Health Reimbursement Arrangements (HRAs)Frost & SullivanDecember 30, 2006 SKU: MC1408761 |
| Countries covered: United States Research Overview This Frost & Sullivan research service entitled U.S. Consumer Directed Health Plan Markets updates a previous study and provides a detailed analysis and forecast of the market by enrollment, revenues, and pricing, along with a complete analysis of key market drivers, restraints, and trends that are impacting health insurance companies in this market. In this research, Frost & Sullivan's expert analysts thoroughly examine the following markets: health savings accounts and health reimbursement arrangements. Market Sectors Expert Frost & Sullivan analysts thoroughly examine the following market sectors in this analysis:
Mounting Interest in Consumer Directed Health Plans by Health Insurance Industry With more attention being focused on consumer directed health plans, health insurers have been increasingly interested in making these products potentially available to all employers. In 2005, most health insurers offered consumer directed health plans products to a limited number of their employer accounts. Gradually, health insurers have begun to offer consumer directed health plan products to all of emplyer accounts across multiple geographic regions. Premium Increases, and Safety and Quality Concerns Push Consumer Directed Health Plans to the Forefront In recent years, employers have experienced annual double-digit increases in health insurance premiums. Additionally, Americans are receiving health care that is not always safe or of the highest quality. Consumer directed health plans have emerged as a solution to both of these problems by increasing customer awareness about healthcare costs and quality and providing customers with incentives to use healthcare wisely and shop for high-value services. This Frost & Sullivan research examines the U.S. Consumer Directed Health Plans Market and discusses the current market drivers, challenges, and restraints, and provides strategic recommendations to vendors to achieve long-term success in the market. |
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