Retail Savings and Investments in BRIC

DATAMONITOR VIEW 1
CATALYST 1
SUMMARY 1
METHODOLOGY 1
ANALYSIS 2
Retail investors hold USD2trn across the BRIC economies 2
China is by far the largest retail savings and investments market of all BRIC countries 2
The retail Savings and Investments market in Russia has grown the fastest from 2000 to 2004 3
Regulation has significantly enhanced the retail savings and investments markets in BRIC 3
After a long period of economic instability the Brazilian retail savings and investments market is gaining pace 3
Russia's retail savings and investment market is growing but still suffers from weak regulation and corruption 4
India has seen strong growth in its retail savings and investment market in recent years due to higher wages 5
China has a large and fast growing retail savings and investments market, building on a tradition of saving 6
State-owned banks still dominate retail savings and investments in BRIC 7
The Brazilian banking market is dominated by state-owned banks but foreign entrants have raised the profile 7
The Russian banking market is highly concentrated and protective, dominated by state-owned institutions 8
The Indian banking sector is dominated by state-owned banks but the government aims to open the market 10
China's banking sector is still dominated by the 'Big Four' with foreign investors taking strategic stakes 11
India's retail savings and investments market will grow strongest until 2009 13
Conclusion 13
APPENDIX 14
Definitions 14
Deposits 14
Mutual fund 14
Direct equity 14
Direct bond 14
Extended methodology 14
Forecasting methodology 14
Selecting and projecting the macroeconomic variables 14
Building the market forecasts 15
Further reading 15
Savings and Investments SPP 15
Interactive Databases 15
Reports 15
Briefs 16
Ask the analyst 16
List of Tables
Table 1: Overview of retail savings and investment markets in BRIC countries, 2000-2004, USDm 2
Table 2: Top 10 Banks in Brazil measured by total deposits, 2005, USDm 8
Table 3: Top 10 banks in Russia measured by client deposits, 1 July 2006, USDm 9
Table 4: Top 10 banks in Russia measured by client deposits, 2005-06, USDm 11
Table 5: Strategic foreign investments in Chinese domestic banks, 2004-2005 12
List of Figures
Figure 1: Russia has the smallest S&I market of all BRIC countries but has seen the strongest compound annual growth from 2000 to 2004, followed by Brazil and China 3
Figure 2: India will see the highest compound annual growth in its retail savings and investments market, followed by Russia and China 13