Retail Savings and Investments in Australia 2009 -Part 1 Market Focus
Datamonitor
April 30, 2009 107 Pages - SKU: DFMN2268786
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Introduction
This report will analyse the Australian savings and investments market including deposits, bonds, mutual funds and equities. Each asset class will be investigated to show the size and growth of their markets and what macroeconomic factors are influencing balance movement.
Scope- Historic balances for Australia's retail savings and investments between 2003-2008.
- Forecast retail balances up to 2012 derived from the Australian Savings and Investments Forecasting model.
Highlights
Australian investors continue to hold the majority of their saving and investment portfolios in deposits. However, there was a shift in preferences away from mutual funds and equities and into deposits from investors in 2008 as a flight to safety occurred.
With the Australian economy currently in a recession, 2009 is expected to see restricted growth for aggregate saving and investment balances led by deposit growth. The Australian retail market is forecast to pick up gradually from 2010 onwards as the global economy starts heading towards recovery and the local equities bounce back.
Reasons to Purchase- Discover the influencing macroeconomic factors that have led to growth in the Australian retail savings and investments market between 2003-08.
- Review which Australian retail savings and investments asset is forecast to generate the fastest growth up to 2012.
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- Overview
- Catalyst
- Summary
- Executive Summary
- After a period of rapid growth the Australian economy cooled off in 2008
- In 2008, growth in total retail savings and investments slowed to its lowest rate in five years
- Deposits are the largest S&I vehicle in the Australian market
- The retail equity market crashed in 2008 as global economies fell into a downturn
- Datamonitor forecasts the retail S&I market to gradually improve to 2012 as the Australian economy slowly recovers
- Table of Contents
- Table of figures
- Table of tables
- Market Context
- Australia saving and investment growth curbed as a result of a weaker economy
- In 2008, growth in total retail S&I slowed to its lowest rate in five years
- Investors returned to deposits as equity markets declined sharply in 2008
- Saving and Investment Assets
- Investors have returned to low risk deposits with investment markets falling
- Deposits have been growing strongly since 2003
- Deposits are the largest S&I vehicle in the Australian market
- The Australian economy has paved the way for deposit growth in recent years
- Mutual funds expanded quickly before retreating in 2008
- Mutual funds balances declined in 2008 as the equity market crashed
- Mutual funds are the second largest S&I vehicle in the Australian market
- Equities were hit hard in 2008 after phenomenal growth in prior years
- The retail equity market crashed in 2008 as global economies fell into a downturn
- Retail equity balances have been hardest hit as investors shifted money out of the falling market
- Bonds continue to represent only a small proportion of retail portfolios
- For the most part, the retail bond market has been in decline
- Bonds are the smallest component of the retail S&I market
- Future Focus
- Datamonitor forecasts the retail S&I market to gradually improve to 2012 as the Australian economy slowly recovers
- The Australian economy is expected to remain weak in 2009 as recession takes hold
- Aggregate retail S&I are forecast to expand 6.8% compounded annually between 2008-12
- Equities are forecast to proportionally increase the most of any retail asset class up to 2012
- APPENDIX
- Data tables
- Methodology
- Further reading
- Ask the analyst
- Datamonitor consulting
- Disclaimer
- List of Tables
- Table 1: Benchmark of macroeconomic factors on the Australian market, 2003-08
- Table 2: Actual figures of macroeconomic factors on the Australian economy, 2003-08
- Table 3: Historic values of Australian retail savings and investments, 2003-08
- Table 4: Historic asset proportions of total Australian retail S&I market, 2003-08
- Table 5: Historic year-to-year growth of Australian retail S&I assets, 2004-08
- Table 6: Forecast values of Australian retail savings and investments, 2003-08
- Table 7: Forecast asset proportions of total Australian retail S&I market, 2003-08
- Table 8: Forecast year-to-year growth of Australian retail S&I assets, 2004-08
- Table 9: Historic CAGR, 2003-08 and forecast CAGR, 2008-2012
- List of Figures
- Figure 1: The Australian economy cooled off in 2008 after a strong run
- Figure 2: Retail equity balances have mirrored the movement of the Australian share market
- Figure 3: Equities are expected to start recovering after weathering a volatile year ahead
- Figure 4: The Australian economy cooled off in 2008 after a strong run
- Figure 5: Growth in retail S&I assets cooled off in 2008 as equity and mutual funds balances declined
- Figure 6: In 2008, there was a flight to safety from Australian investors as they flocked to deposits
- Figure 7: Australian retail deposits grew at a compound annual rate of 10.8% between 2003-08
- Figure 8: The proportion of total retail S&I held in deposits surged in 2008 as the local equity market crashed
- Figure 9: Increases in average income and a flight to safety have helped drive deposit growth
- Figure 10: Retail mutual funds balances have followed the performance of the Australian stock market
- Figure 11: In 2008, the proportion of total retail S&I represented by mutual funds declined to its lowest share in six years
- Figure 12: Retail equity balances have mirrored the movement of the Australian share market
- Figure 13: The proportion of total retail S&I held in equities decreased sharply in 2008
- Figure 14: The value of retail bond balances has been declining since the recent high in 2005
- Figure 15: Retail investors have only a very small share of their total S&I balances in bonds
- Figure 16: The retail S&I market is forecast to slowly recover over the next four years after a rough 2008
- Figure 17: During 2009, deposits are forecast to represent for a larger share of the S&I market while equities and mutual funds are expected to decline slightly
- Figure 18: Equities are expected to start recovering after weathering a volatile 2009
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