UK Consumer Debt Solutions: market insight report

In this report we review the UK consumer debt solutions industry. We quantify the market size and historical growth rates while reviewing key factors behind these figures and exploring drivers of profitability.

We also carry out an in-depth analysis of the drivers of industry growth – in particular relevant economic and market indicators such as total consumer borrowings, unemployment levels, debt write-off rates, collections rates and levels of personal insolvencies. Our analysis of historical trends and forecasts is anchored in this information.

While many reports on the industry contain data and description, a critical objective for us in writing this report has been to prioritise our insights and conclusions

Consumer debt solutions is now a large industry in the UK, having experienced rapid growth in recent years.

We believe that, in order for those involved in the market to make the best decisions in this complex and changing environment, they need to have access to the best information and understanding of the trends and drivers. The aim of this report is to provide this.

It is intended for debt solutions providers themselves as well as investors, banks, analysts, consultants and other parties with interests in the sector.

This report is based on

• Publicly available data including company annual reports, websites, press releases and government statistics
• Interviews with senior-level contacts in the market
• In-depth analysis of the macroeconomic environment and other relevant market drivers
• Information from these sources has been synthesised and presented clearly and concisely with extensive use of charts and tables to illuminate points and support conclusions